Cornerstone Home Lending’s Post

The age of the average first-time homebuyer has gone up from 33 to 36 in 2023. But what does that mean? As a real-estate agent, you can expect your potential clients to have growing families, established careers, clear goals and possible debt. Let's chat about how working with an Arvest Bank Mortgage Loan Officer like me can help potential clients achieve their home ownership goals. https://bit.ly/3sx2VYv Equal Housing Lender #Arvest #homeownership #DreamHomeKeys #RealEstate #MortgageTrends

As we gear up for the spring home-buying season, mortgage activity is picking up steam! The Mortgage Bankers Association (MBA) recorded a noteworthy 10% surge in mortgage applications during the first week of March. Whether you're in the market for a new home or considering refinancing, now's the time to act! Explore the full scoop: https://bit.ly/3IDBxML Let's chat about your options today! Arvest Bank #Arvest #Mortgage #HomeBuying Disclaimer: Financing is available to eligible applicants. Credit, income, and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change without notice. Using home equity to pay off non-mortgage debt may increase monthly mortgage payments while lowering total monthly debt payments and increasing the debt balance tied to your home, potentially for a longer term.

LIVE WEBINAR: DECEMBER 7TH AT 2 PM EST 🚨 Exciting update for Househackers – Fannie Mae has dropped the down payment for small multifamily properties to just 5%, lowering the barrier to entry for investors with limited capital or who live in expensive markets. Househacking isn't just about a place to live; it's a smart investment move. You can offset your mortgage and increase cash flow by renting out parts of your home or occupying a unit in a multifamily property, all while your equity grows. Jordan Nutter, a Mortgage Loan Originator with over 300 transactions under her belt, will provide valuable insights into what this new policy means for investors and how you can capitalize on this cutting-edge tool to expand your real estate portfolio. What you can expect: -Learn about who qualifies for the new policy directly from an industry expert -How to leverage the reduced down payment to maximize your investment returns -Understand how to best assemble a team to guide you through the buying process Register at https://hubs.li/Q02bN0sh0

ANOTHER 5-Star Review For Rebecca !!!

LIVE WEBINAR: DECEMBER 7TH AT 2 PM EST Exciting update for Househackers – Fannie Mae has dropped the down payment for small multifamily properties to just 5%, lowering the barrier to entry for investors with limited capital or who live in expensive markets. Househacking isn't just about a place to live; it's a smart investment move. You can offset your mortgage and increase cash flow by renting out parts of your home or occupying a unit in a multifamily property, all while your equity grows. Jordan Nutter, a Mortgage Loan Originator with over 300 transactions under her belt, will provide valuable insights into what this new policy means for investors and how you can capitalize on this cutting-edge tool to expand your real estate portfolio. What you can expect: -Learn about who qualifies for the new policy directly from an industry expert -How to leverage the reduced down payment to maximize your investment returns -Understand how to best assemble a team to guide you through the buying process Register today at https://hubs.li/Q02b2z540

As we gear up for the spring home-buying season, mortgage activity is picking up steam! The Mortgage Bankers Association (MBA) recorded a noteworthy 10% surge in mortgage applications during the first week of March. Whether you're in the market for a new home or considering refinancing, now's the time to act! Explore the full scoop: https://bit.ly/3IDBxML Let's chat about your options today! Arvest Bank #Arvest #Mortgage #HomeBuying Disclaimer: Financing is available to eligible applicants. Credit, income, and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change without notice. Using home equity to pay off non-mortgage debt may increase monthly mortgage payments while lowering total monthly debt payments and increasing the debt balance tied to your home, potentially for a longer term.

Higher interest rates today might seem daunting, but remember, they won't last forever! Buying now means you can lock in a great home and always have the option to refinance when rates become more favorable. #HomeOwnership #FinancialFreedom #firsttimehomebuyer #AZhomebuyers

Mortgage demand is on the rise as we gear up for the spring buying season! According to the Mortgage Bankers Association (MBA), mortgage applications surged nearly 10% the week of March 1. If you're considering a home purchase or refinancing, now is the perfect time to explore your options! Check out the full article here: https://bit.ly/3IDBxML Message me so I can help you figure out your options. Arvest Bank #Arvest #Mortgage #HomeBuying Disclaimer: Financing is available to eligible applicants. Credit, income, and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change without notice. Using home equity to pay off non-mortgage debt may increase monthly mortgage payments while lowering total monthly debt payments and increasing the debt balance tied to your home, potentially for a longer term.

You've likely heard the buzz about the Fed possibly cutting rates soon. While they don't directly set mortgage rates, their decisions can significantly impact them—and with rates trending downward, now might be the perfect time to explore your financing options. Let’s take a closer look at your short-term and long-term financial goals to find the loan program that’s just right for you. Reach out today to get started! #PeoplesMortgage #AllAboutThePeople

When determining how much home you can afford, there are two things to consider: 1. How much you can qualify for with a mortgage lender. This takes into account your gross monthly income, other debt and monthly obligations, assets, credit score, and ability to repay your mortgage. 2. What monthly payment you feel comfortable making, taking into account your other obligations, lifestyle, and expenses tied to homeownership. These two numbers don’t always align, so it’s important to get a look at how homeownership will pencil out for you—which is exactly what our payment calculators and my team can help with. To connect with my team for guidance, send us a DM and let’s get you on the path to homeownership!