CoVantage Credit Union’s Post

Professional investment managers and financial advisers are changing the way drawdown SIPP portfolios are constructed. They’ve recognised how including a guaranteed income producing asset could achieve better outcomes in a wide variety of circumstances by mitigating decumulation risks and achieving higher long-term values and/or higher income. Does your platform offer this asset? Learn more. #JustBlends #RetirementPlanning #FinancialPlanning https://ow.ly/Jogg50RnLWn #JustBlends

Professional investment managers and financial advisers are changing the way drawdown SIPP portfolios are constructed. They’ve recognised how including a guaranteed income producing asset could achieve better outcomes in a wide variety of circumstances by mitigating decumulation risks and achieving higher long-term values and/or higher income. Does your platform offer this asset? Learn more. #JustBlends #RetirementPlanning #FinancialPlanning https://ow.ly/vP7N50QiFMG

Did you know that the power of compounding has the potential to turn your dreams into reality? 🤔 Start saving now, and watch how your wealth can grow over time!! With each contribution, your money works harder for you, building a strong foundation for your aspirations. Take the first step towards achieving your dreams and book a no-obligation consultation with Stefanie. 📞 The value of your investment can go down as well as up. You could get back less than you invested. Stefanie Price Wealth Planning is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).  Stefanie Price Wealth Planning is a trading name of Stefanie Price   SJP Approved 09/08/2023   #DreamBigSaveBigger #FinancialGrowth #WealthBuilding #FinancialEmpowerment #LifePlanning #InvestmentPlanning #FinanicalEducation

The Team has enjoyed seeing this come to life for our clients as we continue our next phase of strategic growth. #caminvestorsolutions #investwithcam #income #fixedincome #investments #bonds #yield #financialplanning #retirementincome #riskmanagement #alternativeinvestments #taxplanning https://lnkd.in/gmEY2VpC

🖐 5 KEY BENEFITS OF INDEPENDENT FINANCIAL ADVISORS 1️⃣ CUSTOMIZED GUIDANCE BASED ON YOUR ENTIRE FINANCIAL PICTURE: Independent advisors are not tied to any particular family of funds or investment products. So whether you need help with a tax situation or managing assets at multiple places, independent advisors can choose the best investment option for you. 2️⃣ A RELATIONSHIP THAT'S RESPONSIVE, ATTENTIVE, AND PERSONAL: To offer advice closely aligned with your goals, independent advisors must first build a strong understanding of your situation. As a result, there is a deep focus on building client relationships. And because many of these advisors are entrepreneurs, they hold themselves personally accountable to their clients. 3️⃣ A FEE SCHEDULE THAT IS SIMPLE AND TRANSPARENT: Independent advisors typically charge a fee based on a percentage of assets managed. This fee structure is simple, transparent, and easy to understand. It also gives your advisor an incentive to help grow your assets. When you succeed, your advisor succeeds. 4️⃣ A HIGH LEVEL OF EXPERTISE TO SUPPORT YOUR FINANCIAL NEEDS: Independent advisors can help investors address the variety of complex investment needs that arise when you accumulate significant wealth. Some advisors are specialists in certain investment strategies. Others can assist you with comprehensive services, such as estate planning or borrowing, the sale of a business, and intergenerational wealth transfer. 5️⃣ YOUR MONEY IS HELD BY AN INDEPENDENT CUSTODIAN: Independent advisors use independent custodians, such as LPL Financial, Charles Schwab, Fidelity and others, to hold and safeguard clients’ assets. This provides a reassuring system of checks and balances – your money is not held by the same person who advises you about how to invest it. #wealthmanagement #financialadvisors #independentadvisors #merrilllynch #morganstanley #ubs #wellsfargo #edwardjones

Diversification plays a big role into Financial Planning, as a client of Caldwell Wealth Management, we will never tell you to put all your eggs in one basket. A diverse strategy seen in the picture is: 1. 401(K) 2. Mutual Fund 3. Fixed Indexed Universal Life Plan Versus 1 non diversified strategy: 4. 401(K) You can actually withdraw more income with more buckets. You’re only paying $18,000 in taxes and netting $81,000 in cash flow versus $37,000 in taxes and netting $63,000 in cash flow. 🏢Caldwell Wealth Management LLC Kameron Caldwell, Founding Partner Office: 📞 469-460-0112 Email: 📧 kcaldwell@caldwellwealth.com Calendar: 📅 https://lnkd.in/gzz6Ga8k • #Finance • #FinancialServices • #Investments • #WealthManagement • #Banking • #Insurance • #RetirementPlanning • #FinancialPlanning • #AssetManagement • #Fintech

Another productive lunch meeting is in the books! Spent quality time dissecting the ins and outs of fixed annuities and how they play a vital role in protecting a client's hard-earned money. And of course, we couldn't resist touching upon the attractive rates on our income annuities. Knowledge is power when it comes to securing a comfortable financial future! Edward Jones LPL Financial LPL Financial Cetera Financial Group Cetera Investment Services LLC Morgan Stanley RBC Wealth Management Alex Samoila Wade Dokken

Professional investment managers and financial advisers are changing the way drawdown SIPP portfolios are constructed. They’ve recognised how including a guaranteed income producing asset could achieve better outcomes in a wide variety of circumstances by mitigating decumulation risks and achieving higher long-term values and/or higher income. Does your platform offer this asset? Learn more. #JustBlends #RetirementPlanning #FinancialPlanning https://ow.ly/pXQL50Qs0xi

Who else is ready for this Wednesdays Alternative Investing Mastery Webinar?? 🤓📚💰🤑🔥 I can’t wait! Patrick Grimes and Kaaren Hall #cashflow #realestateinvesting #investing #taxfree #multifamilyinvesting

We're excited to have been asked to comment on M&G Wealth's latest white paper - The Financial Advice Paradox. M&G Wealth are working to change the way Financial Advisers are seen and to encourage diversity in the #Finance industry. Our own research on intergenerational wealth transfer backs up the advice from M&G Wealth, our CEO Simon Hancox, shared his thoughts: "The importance of financial advice and later life planning cannot be overstated, whatever the age of the client. We still see a significant number of intestate estates where relatives have little or no visibility of what the clients’ estates are made up of. Plus, estate administration professionals generally are distributing considerable sums of money to younger beneficiaries where they're not able to provide any advice and the beneficiaries are left on their own to deal with this, so they do." Find out more on M&G Wealth's Academy and their views below: https://bit.ly/4cGLrKH #FinancialAdvisers #Finances #Wealth #Intergenerationalwealth #advice #generations #diversity #financialwellbeing #money