Does asking your credit card issuer for a higher credit limit hurt your credit score? It depends... My latest article for Forbes Advisor explains the different ways requesting a credit limit increase could impact you: https://lnkd.in/g_ceckmY #CreditWriter #CreditCards #CreditCard #CreditScore #PersonalFinance #CreditLimit #CreditTips #CreditScores #CreditEducation
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Are you a first-time homebuyer or someone who hasn't purchased a home in several years? The resources in my newest Fortune Recommends article could make the home buying process easier to navigate—and perhaps more affordable. https://lnkd.in/eACBF4qF #CreditWriter #FirstTimeHomebuyer #Mortgage #HomebuyerPrograms #HomeLoan #homebuying
Guide to first-time homebuyers programs and loans
fortune.com
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Thanks for sharing, Glen Luke Flanagan!
If your credit history has some dings on it and your credit score isn't where you want it to be, can you still get a mortgage to buy a house? It might be more possible than you think. Michelle Lambright Black details some potential options in this piece for Fortune Recommends—and also explains how much more a bad credit score might cost you over the life of the loan.
Can you get a home loan with bad credit?
fortune.com
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Planning a summer road trip? I share 5 of my favorite gas credit cards to fuel up for the drive with Forbes Advisor. https://lnkd.in/gaeGjZHX #CreditWriter #GasRewards #CreditCards #CreditCardRewards #Credit #Rewards
5 Of My Favorite Gas Credit Cards To Fuel Your Summer Road Trip
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It's no secret that business credit cards tend to feature higher credit limits than personal credit cards. The average consumer credit card limit is $30,365, according to Experian data. Meanwhile, the average limit on a business credit card is $56,100. Yet business credit card limits can vary. So, it's helpful to understand how card issuers determine card card limits if you want your company to have access to more borrowing power in the future. Learn more in this article I wrote for Forbes Advisor. https://lnkd.in/enHbrmU7 #CreditWriter #CreditCards #SmallBusiness #BusinessCredit #BusinessCreditCards
What Is The Average Credit Limit For Business Credit Cards?
forbes.com
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Your credit score plays an important role in your long-term financial success. So, it's important to understand the factors that influence your credit score, and learn how to use that knowledge to your advantage. I enjoyed writing this piece for USA TODAY Blueprint: What affects your credit score? https://lnkd.in/eewX-jmW #CreditWriter #CreditScore #CreditExpert #CreditEducation
What affects your credit score?
usatoday.com
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Having a fair credit score means you might struggle to get approved for the best credit cards on the market. Lenders might also charge you higher interest rates on other financial products, like personal loans or mortgages compared to consumers with higher credit scores. I enjoyed writing this article for Fortune Recommends. This guide can help readers evaluate if they have a fair credit score, and discover some helpful options if that's the case. https://lnkd.in/eEceAJpN #CreditWriter #CreditScore #CreditExpert #CreditCards
What is fair credit, and what does it mean if you have it?
fortune.com
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Earning a perfect credit score is a brag-worthy accomplishment. But you don't need an 850 FICO® Score for lenders and credit card issuers to offer you their best interest rates. Still, I talked to several people who have achieved credit score perfection, including John Ulzheimer and Kate Horrell AFC® ChFC® MQFP® to find out what's involved. And mortgage advisor Casey Fleming shares what credit score will typically get you the best rates available on prime loans. Find out what it takes to earn a perfect credit score in my latest for Buy Side from The Wall Street Journal. https://lnkd.in/gRB-FqfP #CreditWriter #creditscore #FICOScore #creditexpert #crediteducation #creditscores #creditimprovement #creditgoals #personalfinance #perfectcreditscore #goodcredit
What Is a Perfect Credit Score and How to Get One
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Are you responsible for debts from your deceased spouse? In many cases, no. But some situations can be complicated. Find out more in my latest for Yahoo Finance: https://lnkd.in/gPY-DGTx #CreditWriter #personalfinance #debt
Am I responsible for debts from my deceased spouse?
finance.yahoo.com
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What are the different types of credit scores? Learn more in my latest for USA TODAY BLUEPRINT: https://lnkd.in/dxYAfhvU #CreditWriter #creditscores #crediteducation #creditexpert #creditscore #fico #vantagescore
What are the different types of credit scores?
usatoday.com
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Leader in Credit Bureau Operations - Furnishing, Dispute Management and Usage compliance. Operationally focused on facts, data and efficiency.
1yThank you for sharing valuable insight showing both sides of the decision to or not to request an increase. You continue to provide thought provoking opportunities to grow the education of consumers.