Michelle Lambright Black’s Post

Are you a first-time homebuyer or someone who hasn't purchased a home in several years? The resources in my newest Fortune Recommends article could make the home buying process easier to navigate—and perhaps more affordable. https://lnkd.in/eACBF4qF #CreditWriter #FirstTimeHomebuyer #Mortgage #HomebuyerPrograms #HomeLoan #homebuying

Thanks for sharing, Glen Luke Flanagan!

Planning a summer road trip? I share 5 of my favorite gas credit cards to fuel up for the drive with Forbes Advisor. https://lnkd.in/gaeGjZHX #CreditWriter #GasRewards #CreditCards #CreditCardRewards #Credit #Rewards

It's no secret that business credit cards tend to feature higher credit limits than personal credit cards. The average consumer credit card limit is $30,365, according to Experian data. Meanwhile, the average limit on a business credit card is $56,100. Yet business credit card limits can vary. So, it's helpful to understand how card issuers determine card card limits if you want your company to have access to more borrowing power in the future. Learn more in this article I wrote for Forbes Advisor. https://lnkd.in/enHbrmU7 #CreditWriter #CreditCards #SmallBusiness #BusinessCredit #BusinessCreditCards

Your credit score plays an important role in your long-term financial success. So, it's important to understand the factors that influence your credit score, and learn how to use that knowledge to your advantage. I enjoyed writing this piece for USA TODAY Blueprint: What affects your credit score? https://lnkd.in/eewX-jmW #CreditWriter #CreditScore #CreditExpert #CreditEducation

Having a fair credit score means you might struggle to get approved for the best credit cards on the market. Lenders might also charge you higher interest rates on other financial products, like personal loans or mortgages compared to consumers with higher credit scores. I enjoyed writing this article for Fortune Recommends. This guide can help readers evaluate if they have a fair credit score, and discover some helpful options if that's the case. https://lnkd.in/eEceAJpN #CreditWriter #CreditScore #CreditExpert #CreditCards

Earning a perfect credit score is a brag-worthy accomplishment. But you don't need an 850 FICO® Score for lenders and credit card issuers to offer you their best interest rates. Still, I talked to several people who have achieved credit score perfection, including John Ulzheimer and Kate Horrell AFC® ChFC® MQFP® to find out what's involved. And mortgage advisor Casey Fleming shares what credit score will typically get you the best rates available on prime loans. Find out what it takes to earn a perfect credit score in my latest for Buy Side from The Wall Street Journal. https://lnkd.in/gRB-FqfP #CreditWriter #creditscore #FICOScore #creditexpert #crediteducation #creditscores #creditimprovement #creditgoals #personalfinance #perfectcreditscore #goodcredit

Are you responsible for debts from your deceased spouse? In many cases, no. But some situations can be complicated. Find out more in my latest for Yahoo Finance: https://lnkd.in/gPY-DGTx #CreditWriter #personalfinance #debt

What are the different types of credit scores? Learn more in my latest for USA TODAY BLUEPRINT: https://lnkd.in/dxYAfhvU #CreditWriter #creditscores #crediteducation #creditexpert #creditscore #fico #vantagescore