Criat’s Post

Criat is thrilled to announce the appointment of Laura Ryan, from Telos Advisory, as an external advisor. With over 20 years of experience in sales and client success, Laura will help us embark on the next phase of our growth strategy and optimize our GTM approach. Criat tailors comprehensive, forward-looking and high-frequency credit assessment and data analytics solutions for financial institutions around the world. We are also trusted by international organizations and regulators. As most models used now were created over 40 years ago, our proprietary new-generation Forward Intensity Model provides institutions a technological breakthrough to better manage credit risk. We are committed to refining our approach to capitalize on emerging trends and client needs. By leveraging Laura's expertise, we aim to: 1. Increase our agility in responding to market shifts and client demands 2. Expand our footprint in key global financial centers 3. Enhance our competitive edge through innovative GTM approaches 4. Improve our overall operational efficiency and resource allocation “We are confident that Laura's involvement will be a catalyst for positive change and will significantly enhance our GTM capabilities," said Miao Weimin, CEO at Criat, "Her extensive background and strategic insights will provide our team with a fresh perspective and help us navigate the next phase of our growth strategy." Our solutions have been proven effective addressing the current market challenges in a uniquely innovative, comprehensive, and client-centric manner. This strategic initiative underscores Criat's commitment to continuous improvement and our unwavering focus on delivering exceptional value to our clients in the dynamic world of finance. Criat provides forward-looking, daily updated Probability of Default (PD), which generates implied credit ratings, credit cycle indices and early warning signals (EWS) for investment and loan portfolio management. Furthermore, our model can be extended to assess PD for non-stock and non-bond issuers, as it is free from the restrictions of those older generations. In addition, we provide bespoke toolkits for automated stress testing & scenario analysis; and proxy credit spread for credit risk management and accounting purposes. 📩 For more details on our products, model or data, please message us or email info@criat.io #clientsuccess #growthstrategy #salesoptimization #gotomarket #financialtechnology #innovation #partnership #businessgrowth #apac #investmentmanagement #creditrisk

Nexus Underwriting, a leading MGA, use Company Watch to gain a competitive edge in trade credit underwriting. Ian Selby, Chief Underwriting Officer of Trade Credit, shares how Company Watch helps Nexus to: ☑ Automate risk assessments: Save time and resources with automated portfolio monitoring and data analysis. ☑ Gain deeper insights: Go beyond financials with TextScore® to analyse sentiment and predict potential distress. ☑ Make confident decisions: Leverage H-Score® for advanced insolvency prediction and accurate risk profiles. ☑ Stay proactive: Receive automated alerts for any changes in a client's portfolio, ensuring continuous risk management. At Company Watch, we empower businesses like Nexus Trade Credit to make informed decisions and protect themselves from financial risk. Watch the full video below below: ⬇ #riskanalysis #tradecredit #financialrisk #insurance #casestudy

In today's fast-paced business landscape, access to accurate and timely commercial credit information is crucial. When businesses share credit data, it fosters transparency, builds trust, and drives growth across industries. Here are some key benefits of commercial credit data sharing: 1. Enhanced Risk Management: By sharing credit data, businesses can better assess the creditworthiness of potential partners, reducing the risk of default and ensuring healthier cash flows. 2. Improved Decision Making: Access to comprehensive credit information enables more informed decisions, helping businesses to extend credit wisely and identify opportunities for growth. 3. Increased Collaboration: A culture of data sharing promotes collaboration, as companies can work together more effectively when they have a clear understanding of each other’s financial health. 4. Market Insights: Shared data can reveal market trends and benchmarks, providing valuable insights that can drive strategic planning and competitive advantage. 5. Building Trust: Transparency in credit data builds confidence among stakeholders, from suppliers to investors, fostering long-term business relationships. As we continue to navigate economic uncertainties, the importance of reliable credit information cannot be overstated. By embracing commercial credit data sharing, we pave the way for a more resilient and interconnected business environment. Let's leverage the power of shared knowledge to drive innovation and stability. Together, we can build a stronger future for all. #CreditData #BusinessGrowth #RiskManagement #DataSharing #Innovation #Trust #Collaboration #MarketInsights jordon.watkins@creditsafeuk.com 02921 602 127

Hello friends! How often do you hear real-world experiences from financial services professionals - your PEERS in the business? Not. Often. Enough! So take 8 minutes and check out this blog. WARNING: you might learn a handy, time-saving tip.

What exactly is SCHUMANN? It may seem strange, but this is a question I frequently get asked. We are a family-owned business with headquarters in Göttingen, Germany, a very nice German University city which is always worth travelling. We are about 200 professionals in the area of credit risk management: business analysts, developers, solution architects, product owners, project leads and many others supporting our clients all over the world. We leave our customers in control at all times: If you have clear ideas about how to manage your credit risk, we are happy to execute your vision. But if you want us to take the lead, offering you a selection of risk models, we can do that too. Our experience is not limited to one niche of the credit markets – we are equally at home in leasing, medium-term credit, political risk, factoring, bank lending, surety, export credit agencies or short-term credit. At the heart of our mission lies a commitment to not just meet, but exceed, the expectations. Why SCHUMANN makes the difference: 🔍 Instant Risk Assessment: Where traditional risk evaluations could stretch up to 10 days, SCHUMANN slashes this to merely a second. Our technology is revolutionizing the speed at which decisions are made, setting new industry standards for efficiency. 📑 Digital Contract Issuance and Adjustment: In the digital age, the ability to issue and adjust contracts digitally is not just an advantage; it's a necessity. SCHUMANN ensures that your contract management processes are seamless, efficient, and adaptable to the changing needs of your business. Our ultimate goal? To simplify our customers' lives and refine business processes. In essence, SCHUMANN helps you make better decisions, work efficiently, and stay updated with the latest developments. If you want to learn more about how you can benefit from us, let's connect. Your success is my priority! 🌟 #SCHUMANN #SoftwareSolution #BoostProductivity

How does CreditorWatch’s RiskScore credit rating system work? Our RiskScore, featured on all credit reports, assesses a business's creditworthiness and predicts the likelihood of default over the next 12 months. Entities are ranked on a scale of 14 credit ratings (from A1 to F), with higher scores indicating lower risk. Interested in a complimentary credit report for one of your customers? Contact me at george.markham@creditorwatch.com.au

Check out the recent interview with Giovanni Amodeo at ION Analytics where Indranil Basu delves into the intricacies of CLOs and the art of investing in this specialized alternative credit class: https://bit.ly/3SNKcS8   Takeaways: 1. CLOs offer a smart way to access corporate loans, providing diversification benefits, structural protection, and a complexity premium over similarly rated fixed-income assets. 2. Our independent, pure-play approach allows for better information gathering and risk management. 3. Attention to detail, recognizing relative value, and capitalizing on asymmetric risk-reward situations are essential skills for successful CLO investors.

Dear CEO… The Financial Conduct Authority (FCA) Thematic Review has spoken, and it's time for us as an industry to up our game. There are 5 areas for improvement identified: When it comes to sustainable income withdrawals… Gone are the days of a one-size-fits-all approach. It's all about personalised strategies tailored to individual needs and circumstances. When it comes to risk profiling… Say goodbye to guesswork by embracing evidence-based risk assessments that truly align with your clients' income objectives and knowledge levels. When it comes to customer information… Knowledge is power. So, gather all necessary data to demonstrate the suitability of your advice and enhance trust with your clients. When it comes to periodic reviews… Keep the momentum by consistently providing relevant reviews to clients who've invested in ongoing advice, ensuring their financial strategies stay on track. When it comes to record-keeping… Leave no room for error by maintaining meticulous records to assess client outcomes effectively and track the delivery of your services. Ready to tackle these challenges head-on but unsure how to take your advisory services to the next level? Well, the good news is we're here to support you every step of the way Yours sincerely Team EV #thematicreview #fca #finance #fintech #dearceo

Moody's credit rating agency: A Primer ♉ What do Moody's do as a credit rating agency? When a company or country needs funds, they issue bonds as a form of IOU to the public -> People invest by buying these bonds, hoping to make a profit through interest -> Credit rating agencies evaluate and rate the issuer's financial stability -> This rating helps investors understand the risk involved in lending their money A high rating means low risk, and a low rating signals high risk. ♉ What's the composition of these debts? About half is corporate ratings. The other half is evenly split between government-structured finance and then financial services. ♉ Moody Analytics With all the data Moody's had they have created a new vertical called Moody's Analytics. With 90% retention rate and 10% growth YoY, they support 70% of Fortune 100 companies ♉ Let's talk numbers Total revenue around $ 6 billion, the revenue is split 50-50 between credit rating and analytics business, with analytics business slowly gaining edge as it's driving the recurring base of customers Margins are where they shine, credit rating -> 50% and analytics -> 30% ♉ How is it exactly different from a CIBIL or Equifax, who maintain credit information for individuals? Firstly they do assessment for companies and countries, secondly and most important probably is, credit information bureau work market to market but Moody's is playing a global game, it leverages network effect on a global level rather than local or market level Source: https://lnkd.in/g7js3Hsy