Crosslight Advice’s Post

Universal Basic Employment (UBE) could be the key to helping families thrive by providing stable jobs instead of just cash payments. 💼 - 🌱 Provides long-term economic stability for families. - 🏡 Helps secure stable housing by ensuring steady income. - 💸 Enables families to pay bills without relying on temporary assistance. - 👩💻 Supports a sense of purpose and contribution to society. - 🚀 Could be more effective than guaranteed basic income in the long run. #EconomicGrowth #JobSecurity #UniversalEmployment More Details: - 💡 Universal Basic Employment offers a sustainable approach to poverty alleviation. - 🏛️ Cities like Denver and Baltimore are already experimenting with guaranteed income, but UBE might offer a more permanent solution. - 🤝 Promotes community development by integrating people into the workforce. - 📊 Encourages skill development and workforce training. - 🌍 UBE could reduce the need for extensive social welfare programs by providing consistent employment opportunities. https://lnkd.in/gV9VhcNK

I would fuly support “a single view of welfare, health and housing spend”. it's been the case for far too long of a disconnect between them. And at the core is finance. I continue to find it absurd that so often in discussions retrofit/adapting homes/making homes decent, that the focus is purely on how expensive it all is without acknolwedgement of savings i.e. reduced hospital admissions, improvements in school attendance/performance etc etc. I would also make the case that we need to also look at social housing and private housing. https://lnkd.in/eKpB5Msk

Government Assistance: Did you know welfare was started to help "White" single mothers? There are many forms of welfare different from welfare black people usually experience! example middle class white families are allowed to keep their home & current standard of living paid for by the government! In 1921 a community called the Greenwood area in Tulsa, Oklahoma was once known as the black wall street of America! One of the wealthiest black communities in the US with 35 blocks being looted & burned. The attack on this community destroyed 190 black owned business leaving 10,000 black people homeless. As a black entrepreneur & private investor in stocks and businesses I was inspired by this story of a successful black community. The same things people of Greenwood prospered in as a community is the same thing I want for Waterloo & the minorities struggling everyday financially. My company is BLACK WALL STREET INVESTMENT & ADVISORY INC. I have spent 15 years formulating & perfecting a system to help people prosper. My vision is to implement an investment tax program which all can participate for as little as $1 a day. The investment cycle will run as additional taxable income you commit to & as capital increases we as a collective discuss businesses & programs to establish & jointly benefit. I am starting a 3/4 housing program. The investment tax program can be enforced to generate much needed resources for our community & minority members affected by financial issues. Like Greenwood we too can manipulate something to show a level of support for each other & ourselves! I believe in love peace support & righteousness. Mother taught me to uplift your people you are a reflection of your people. My company represents you & I represent my company. I am a reflection of Waterloo. People know me personally from my past & know I have bettered myself. To want the best for minorities in Waterloo, is to want the best for myself & my family. BLACK WALL STREET & INMATES 2 SUCCESS is an indication people with economic goals do good for the majority & not just themselves exist. If I’m striving to be rich in life & finance I want my people along for the ride. Enrich your life & finances too. To participate make an investment amount & send a message with full name phone email & amount invested. We will keep a record of each individual investment & post weekly so people know what they are contributing where the money is going. The money is not for me this money is for you to earn off my strategies. When I decide to start a business venture you will get notified with an opportunity to sign up for that venture & apply any investment to benefit you. I will never take from you I am too blessed with knowledge on making money to be a thief so know your money is with a trusted source. We are a legit investment company registered & authorized to operate in Iowa.. I look forward to adding you to my journey to make a change with our community.

At Midland Microfin Ltd. we believe that financial inclusion is one of the most effective catalysts for economic growth and empowerment. We expedite the efficient distribution of productive resources by bringing marginalized sections into the mainstream of the economic development process. Our services contribute to greater levels of welfare of the people. #FinancialInclusion #EmpowermentThroughFinance #InclusiveFinance #Microfinance #FinancialWellness #SmartMoneyHabits #FinancialResponsibility #FinancialLiteracy #MoneyManagement #FinancialPlanning #FinancialSecurity #MidlandMicrofin #HarDilMeinMidland

The Australian government is short-changing the nation’s poorest tenants with more than two in five people who get help still living in housing stress, and many more missing out on assistance entirely. A new report from the Productivity Commission reviewing government services for housing and homelessness revealed 42.9 per cent of tenants on Commonwealth Rent Assistance were spending more than 30 per cent of their total income on rent. Rental stress is defined as spending more than 30 per cent of income on a lease. The federal government’s expenditure on Commonwealth Rent Assistance was $4.7bn in 2022-23, down from $5.7bn in 2020-21. Housing welfare coalition Everybody’s Home spokeswoman Maiy Azize said it showed rent assistance had failed to keep up as tenancy costs surged over the past couple of decades, and the figures didn’t include large numbers of people who “really need help”, but weren’t eligible for payments. Read more here ✍ https://lnkd.in/eR48-A6M #property #rentalcrisis #Australia #realestate

Investment by governments in social housing has declined over decades In addition to low levels of housing stock, rates of construction of social housing (which includes both public and community housing) have been falling for decades. The Australian Institute of Health and Welfare (AIHW) defines public housing as rental housing that state and territory governments provide and manage. It is a subset of social housing. Social housing is rental housing fully or partly funded by government, owned or managed by community organisations or governments, and includes public housing, state owned and managed Indigenous housing, community housing and Indigenous community housing. The government says public housing completion and the share of social housing stock as a proportion of the total stock has declined for the past three decades. Since 1996, the level of social housing construction has not been enough to keep pace with sales and demolitions of existing social housing stock.

The rise in temporary accommodation budgets for huge numbers of councils is an ever increasing " doom loop" . Unless we address the housing crisis by building more homes for social rent we cannot address the crisis in welfare, council services , poverty and homelessness. Capacity in planning is at an all time low , councils are forced by the current system to dispose of sites for best value in complete contravention of their own housing strategies in an insane attempt to shore up budgets with capital receipts . Labours plans to simply " build more houses" won't work unless they are the right homes in the right places for the right people. A simple supply side approach will risk feeding the ongoing extractive nature of the current housing market further damaging productivity and amplifying the imbalances . Despite the challenge politically and economically the only answer is to " invest to save" 40 years of failure won't be solved by more of the same. https://lnkd.in/ePcqh9Fi

Rethinking social welfare. Check out the results of this experiment in Austin: https://lnkd.in/ey9EaUev

[Over-50s, men, single-person households take up majority of those filing for bankruptcy] Nearly 90 percent of those who filed for bankruptcy in Seoul last year were aged at least 50, with a substantial portion of the number being male or living alone, Seoul government data showed Wednesday. The data released by Seoul Financial Welfare Counseling Center, an affiliate of the city-run Seoul Welfare Foundation, showed that 86 percent of valid bankruptcy applicants last year were 50 or older, and 64.4 percent were male. Of those who declared themselves bankrupt, 83.5 percent had been beneficiaries of the state-provided Basic Livelihood Security Program for those with minimal or no income. The report also showed that 63.5 percent of the applicants were single-person households, implying that an increasing percentage of senior citizens living alone are having financial difficulties. Tap below to read full story. #welfare #society #finance #financial #bankruptcy #single #household #demographic #difficulty #personal #percentage #report https://lnkd.in/g6MdSwrm

About 200 contributors of Nambawan Superfund Limited, most of whom have obtained housing advances to have built their homes at Bushwara at 9-Mile in the Nation's Capital have called on NSL board and management to refrain from carrying out the eviction but cater for them in its development plan. The contributors questioned NSL board and management whose interest it is working for, by issuing notices of eviction on portion 2156, 2157 and 2159. The eviction is set to take place on July 10. The contributors who over the years have made NSL board and management rich through their contribution have described the actions of NSL board and management as “insane and irresponsible” driven by “greed showing lack of interest to the welfare of 200 affected contributors” who make up 1% of over 200,000 NSL contributors throughout the country. Contributor Angela Philip NSL membership number # 201391 said: “What kind of housing project does NSL want to build for its contributors? I’ve already built my house, just include me in your development plan." Another Contributor, Hilda Aipi NSL membership number # 366993 questioned: “ What kind of a superfund will bring itself too low to demolish the homes of its contributors throwing out women, children, elderly and even babies out of their homes onto the streets." Both Angela and Hilda make up the 200 NSL contributors living among the 6000 population in the three affected portions at bushwara/Saivara at nine mile, NCD. There has been a tussle between NSL and the settlers most of which are public servants and working population in the private sector and retired public servants who have been living in the affected portions for sometime. Overtime, the settlers have added value to the land connecting roads, power, water supply among other amenities lifting the profile of the area. Kepsey Puiye, a Freelance consultant who recently resigned from the Department of Petroleum and Energy questioned NSL over its motive to evict over 200 contributors. “Whose interest is NSL pursuing if it can blatantly ignore its own contributors and members (of which I am one) currently owning properties at Bushwara by issuing a blanket eviction notice. To begin with, NSL's approach and attitude is seriously questionable. Whose interest does it promote of its very own legitimate financial members and contributors are ignored!. It reeks of bad air here. How can my fund manager bark at me like a dog? The principal source of funds to breathe financial oxygen into NSL's lungs came from its members. So can NSL treat its legitimate members contemptuously by issuing a blanket eviction order? NSL is willfully treating its own members with contempt. In the National newspaper in November 2021, NSL said it will develop the Bushwara land to build affordable houses for its members! That's on record. The blanket eviction notice contradicts some... Read more: https://lnkd.in/giTNaaK4