Daniel Cross’ Post

Fun fact: The rice grown in the Sacramento Valley is used in almost every sushi roll in America Another fun fact, Sacramento is California's 2nd biggest new home sales market. This is one page of Zonda's market snapshot for each MSA in the country. Hit me up if you want to see the snapshot for another market. hashtag #sacramento #norcal #realestate #mortgage #homebuilders #lending

I was sharing my screen and someone commented, "The number of tabs you have open is stressing me out." It made me wonder if it's normal and whether I should try to fix it. I found out it's called "tab hoarding" and about 55% of people have trouble closing tabs. Opening a window with fresh 1-3 tabs gives the same feeling as washing my car or organizing my closet. What do you think when you see someone with a million tabs open? Here's the article I found about "tab hoarding" https://lnkd.in/gsmYHXB2

Attn: Mortgage friends in NorCal and Reno! This Frame event is going to be really, really good. Builders, builder execs, etc come out to hear insights about the homebuilding and national and regional housing markets. Sponsorships available for lenders if you'd like to get in front of that ⬆ audience. #mortgage #lenders #homebuilders #NorCal #realestate

I recorded a mini (2-min) demo of Zonda MortgagePro on Loom for a client. It was my first Loom in a while, and I was super impressed with the features. It made me curious if lots of people are using it... Here's my Loom if you want to see the finished demo 🙂 https://lnkd.in/gUkgvdk8

Fun fact: Breaking Bad was originally set in Riverside, California but was moved to New Mexico simply due to better tax laws. Another fun fact: The Inland Empire (Riverside and San Bernardino counties) is the 9th biggest market for new home sales in the US. This is one page of Zonda's market snapshot for each MSA in the country. Hit me up if you want to see the snapshot for another market. #inlandempire #realestate #mortgage #homebuilders #lending Nicollette Chapman Robby MacAskill Bryan Walker Taylor Zaycer

"Builders only work with in-house or one preferred lender" I hear this all the time, but the data shows a different picture (see image). Certainly, the top 10-15 production builders do their best to keep loans in-house (80%+ go to their in-house in most cases). But... there are 19,000+ builders in the country. Do some builders send most of their loans to a preferred lender? Yes, and that's a great position to be in for the lender. Do most builders have more than one lender they send loans to? Yes, and it's good to be on their list. Step one, find a list of builders that don't already have a preferred or who send their loans to multiple lenders. 😉 #mortgage #newhomesales #realestate #lending Nicollette Chapman Bryan Walker Robby MacAskill Taylor Zaycer

Which lenders are winning builder business (new home purchase loans) year over year? The top three spots have remained the same, and still belong to loanDepot, United Wholesale Mortgage, and Rocket Mortgage. CMG Financial and CrossCountry Mortgage, LLC shot to 4th and 5th respectively. Fairway Independent Mortgage Corporation dropped to 7th, while U.S. Bank and Movement Mortgage held steady. Guild Mortgage and FBC Mortgage, LLC impressively broke into the top 10 in 2024. What will this list look like in Oct of next year? Any predictions? *This list excluded in-house lenders owned by builders (Ex. Lennar Mortgage). #mortgage #realestate #newhomesales #builders Nicollette Chapman Kyle Cheslock Robby MacAskill Bryan Walker Taylor Zaycer