Alexander Deguzman’s Post

💳 Is the $695 Amex Platinum Annual Fee Worth It? Absolutely! 💳 _ Many assume the American Express Platinum is just for the wealthy, but that’s far from the truth! 🌍 Frequent travelers can easily get their money back—and more—through perks like travel credits, airport lounge access, Uber credits, and more. The benefits add up fast, making the $695 annual fee a smart investment if you know how to maximize them. _ _ 💡 Key Takeaway: This card isn’t just for the rich—it’s for savvy travelers who know how to leverage the rewards! _ _ 📲 Follow Intelligent Miles for more tips on how to get the most from your Amex Platinum and other cards! #creditcardhacks #credittip #crediteducation #amexplatinum #explorepage #creditinfluencer #travelinfluencers #amex

The quickest primer on points travel for maximum comfort and minimum 💰: -this is not financial advice folks, this is a hobby I’ve been playing for many years -credit card strategy: multiple cards (not all at once!) to get the largest bonuses and point multiplier categories. NOTE: for this to work you must pay balances in full, otherwise interest will kill any benefits AND you’ll need a good credit score -everyone gets a card: you and your spouse can have separate cards (not authorized user cards), same with co-founders or execs in order to get double the bonus points -transferable points: chase ultimate rewards, Amex points, citi points, and some others. These allow flexibility in choosing hotels, airlines, even trains. -loyalty/status: these days loyalty only pays off if you are traveling frequently and your company is paying for flights. Last minute flights for business travelers are the airline’s bread and butter and they reward that more. -knowing how to look: I usually have multiple browser tabs open looking through Google flights (where you look), airline websites (where you book), transerable points website (where you transfer points), hotel websites (look and book). I don’t move any points until availability has been found. I’m planning to do a free LI live or webinar that dives a bit deeper. But you know, there’s that whole pesky running a business thing that’s taking up time. Stay tuned in the coming week or two. For now here’s a picture of me and my oldest sharing a drink at the Virgin Atlantic sky bar 30k feet up… #cpgpoints #businesstravel #firstclass

How To Maximize Your Points: A Guide To Transfer Partners 💳 What are transfer partners? Travel partners are airlines, hotels, and other travel services that have partnerships with your credit card issuer. They allow you to transfer or redeem points and miles for bookings. ✈️🏨 Why use transfer partners? - Enhanced value: Transferring points to travel partners can give you more value than redeeming them through bank portals. 💎 - Access to deals: Travel partners offer exclusive discounts, free upgrades, and more perks. 🎁 How to access transfer partners? - Simply check your credit card issuer’s website to see a list of partners. 🔍 - Navigate to these partner websites. Here, you can find deals that offer better rewards! 🌐 Earn thousands by maximizing your points and rewards with Clarity https://lnkd.in/ga_T8yQy #CreditCardRewards #TransferPartners #MaximizePoints #RewardsHacks

Here are the main credit cards that I use for everyday spending: American Express Platinum Card - 1 point per £1 spend - Access to airport lounged, including the Centurion lounge - £600+ joining fee - Gold Status at various hotels including Marriott - 80,000 point welcome bonus American Express British Airways Premium Credit Card - 1.5 avios per £1 spend - 60,000 avios welcome bonus - Companion voucher if you spend £15,000 in the first year - Travel insurance Barclay Card Avios Caard - £1 avios per £1 spend - 5000 avios welcome bonus - Upgrade voucher if you spend £20,000 in the first year (I use this wherever Amex isn't accepted) Essentially - the main goal is to rack up the points on both personal & business expenses to gain rewards including free flights & upgrades. #entrepreneur #finance

Exciting news! A new episode of our "Think Travel Payments" webinar series is just around the corner! In the meantime, catch up on the first episode here: https://lnkd.in/etCNJ5MG and discover valuable insights about the future of travel payments. Stay tuned for more updates! #ThinkTravelPayments #FinMont #PaymentOrchestration #Webinar #TravelIndustry #Payments

Today's Travel Rewards Optimizer post discusses four Delta credit cards offered by American Express. These cards have recently been "refreshed" meaning new benefits (and, of course, new annual fees). #budgettravel #creditcard #DeltaAirlines #AmericanExpress

Travel trade can be complex. But we make sure to simplify your payment processes. So, you can focus on what matters to you!   From enhanced security to improved cash flow and access to high quality data.   Discover the many benefits our Travel Trade Payment Suite has to offer: https://hubs.ly/Q02KcGH30 #TravelTrade #TravelPurchasing #SmartandSimple

Trying to choose between the #AmexPlatinum and the #ChaseSapphireReserve credit cards for travel? See which card is best for you. https://lnkd.in/g7fdHXiy #creditcards #travelcard #rewards #amex #chase For those who know me well, you know I love all things finance-related. I started The Money Crab to have a place to write about credit cards, bank accounts, and other personal finance topics. When friends or family members have questions, I usually use those as prompts for a post which is how this post came to fruition. I don't receive any referral fees for the cards mentioned in this post and I do not hold either of these cards. I don't travel much (I have a 3-year-old and a 6-month-old) and I don't believe in paying annual fees for credit cards as it just doesn't align with my spending habits. However, this post is meant to be informative and educational for anybody seeking the best travel credit financial goals.

The Travel Rewards Optimizer series on credit card families resumes. Today, we discuss five Marriott Bonvoy card options including two with benefits that can cover the annual fee year after year. #budgettravel #marriottbonvoy #amex #americanexpress #chasebank #creditcards #creditcard #marriotthotels

The complexity of the "Baggage" and "Loyalty" domains makes them two challenging ones for airlines to manage consistently. When both come into play in one booking, an issue may arise - like the one that happened to me earlier this week:   👉 I booked a reward ticket using miles for a short-haul economy flight 🤓 👉 The reward ticket allowed for two checked bags 👇 instead of zero checked bag for the most basic economic ticket 👉 However at check-in the airline staff, apparently using an airport system lacking access to loyalty data, could only confirm one checked bags for my economy ticket but not two bags 👉 It took a polite yet lengthy (30-minute) discussion with the check-in staff and their (somewhat defensive) supervisor to close the annoying gap 🙉 👉 Regardless of the complexities around bag allowances and loyalty rewards, frontline staff must be equipped with the right tools and integrated systems to serve guests efficiently 👊 👉 In an era of Offers & Orders, both customers and airline staff will have access to the same order details for a smooth travel experience 🤗 #airlineNDC #offersorders #smoothtravel