Derek McGowan’s Post

If you are in the market to purchase a new home or already a homeowner, this MORTGAGE HACK could save you 5-7 YEARS of your life! 😱 Ask your Lender to set up your mortgage payments in BIWEEKLY PAYMENTS!💰 This will put you at 26 Half-Payments a year OR 13 FULL Payments, which is one extra payment a year. By doing this, you are shaving 5-7 years off your home loan! 🤯 Imagine how much money you would save by not having to pay thousands of dollars a month towards your mortgage in a span of 5-7 years! 😮💨 Don’t wait, reach out to us today to discuss setting up your Biweekly Mortgage Payments! 📲Call or Text Us! 816.631.9687 📧dmcgowan@nexamortgage.com #mortgagebroker #homeloans #firsttimehombuyer #mortgageupdate #housingmarket #housingmarketupdate #fanniemae #realestate #realtor #loanofficer #homebuyingtips #homeownertips #mortgagetip #mortgagehack #realestatetip #realestatehack

Top Strategies to Pay Off Your Mortgage Faster! Want to pay off your mortgage faster and save on interest? One of the easiest ways is to make an extra mortgage payment each year, applying it directly to the principal. This simple step can shave 6-7 years off your loan. Additionally, switching to bi-monthly payments instead of monthly can cut off another few years. Using both strategies, you can pay off your mortgage 10-12 years early! Have questions? Reach out to me and I'd be happy to answer! #MortgageTips #FinancialFreedom #HomeOwnership #MortgageStrategies #PayOffMortgage #RealEstateAdvice #HomeBuyingTips #SaveOnInterest #EarlyMortgagePayoff #RealEstate2024 #JohnFaulisRealty #VegasRealEstate #VegasDreamHomes #RealEstate #GoSizzleMedia #LasVegasRealEstate

Can a mortgage application be approved even if it is declined in the first place? YES YES YES Sometimes, Mortgage Underwriters fail to assess the application correctly, which means your mortgage application is declined 😢 This is why you need ME to challenge the lender's decision and get you a mortgage offer 😊 I have explained a recent case study in the video where an application was declined, but after I spoke with the lender it was 'ACCEPTED' You need ME by your side when applying for a mortgage (first time, BTL, etc...) I SIMPLIFY complicated cases/situations and give you the right guidance from the start Because I know how the lender works and how they will assess your application... Any questions, feel free to send me a DM today! #unitedkingdom #mortgage #home #business #firsttimebuyer #publicservices #BTL #accountants ⚠️ Think carefully before securing debt against your home, your home may be repossessed if you do not keep up payments on your mortgage ⚠️

A fantastic review 🙌🤩 ⭐⭐⭐⭐⭐ “So pleased we chose Future interests for our mortgage, the team are all lovely and really helped with any questions we had. They made the process really simple for us and guided us from start to finish. We highly recommend Future interests and will definitely be recommending them to our friends.” Your home may be repossessed if you do not keep up repayments on your mortgage. #FutureInterests #Testimonials #MortgageAdvice

TIP to save $10K when buying a home this year… Example: When you buy a home in August, your first payment usually isn’t due until October. Make your first payment in September and apply it to the principal. By making an extra payment in your first year, you can shave 6 months to a year off your loan term. This could save you up to $10K in interest! Thinking about buying your first home but not sure where to start? I’m here for all your mortgage needs! 👉 Follow @carrhomeloans for your daily mortgage tips! #MortgageTips #HomeownerHacks #SaveOnInterest #MortgageSavings #LoanTips #FinancialFreedom #SmartHomeowners #InterestReduction

Mortgage Lender or Mortgage Servicer what is the difference? It's important to understand that mortgage lenders and mortgage servicers are not mutually exclusive capabilities within one company. While it’s common for lenders to sell the servicing elsewhere, it’s possible for your lender to also be your servicer. So, what separates them? A mortgage lender is the financial institution that provides you the loan. They are who provide you the money for the house. After you have received your loan, a mortgage servicer is who manages it. If you have day-to-day questions, need to adjust your payments, or simply make a regularly timed payment, you would contact your servicer. Kelly Levens, Mortgage Lender 📱(404)313-1952 License#1981100 #KellyLevens #mortagelender #LevensMortgage #mortgagebroker #atlantaga #homeloans #homerefinancing #loanofficer #atlantahomes #financeyourhome

Considering a cosigner for your mortgage? If you have a low credit score, limited credit history, insufficient income, or a high debt-to-income ratio, a cosigner might be the solution. A cosigner with good credit can improve your chances of mortgage approval, help you secure better interest rates, and potentially allow you to qualify for a larger loan amount. Additionally, managing a mortgage with a cosigner can help you build your credit over time. It’s a significant commitment for both parties, so make sure to discuss and understand the responsibilities involved. Feel free to contact me with any questions you may have about co-signing. I look forward to connecting with you! (720)363-9801 rebecca.carr@fairwaymc.com #HomeBuying #MortgageTips #FirstTimeHomeBuyer #Cosigner #RealEstateAdvice #MortgageHelp #CreditScore #DreamHome #FinancialTips #HomeLoan #homesweethome #rebeccacarrhomeloans #fairwaynation

Mortgage Lender or Mortgage Servicer what is the difference? It's important to understand that mortgage lenders and mortgage servicers are not mutually exclusive capabilities within one company. While it’s common for lenders to sell the servicing elsewhere, it’s possible for your lender to also be your servicer. So, what separates them? A mortgage lender is the financial institution that provides you the loan. They are who provide you the money for the house. After you have received your loan, a mortgage servicer is who manages it. If you have day-to-day questions, need to adjust your payments, or simply make a regularly timed payment, you would contact your servicer. Ron Bennett, Sr. Mortgage Advisor 📱(253)561-9704-License NMLS# 57792 #RonBennett#ronbennettlender#loanofficer#AbsoluteMortgage#homeloans #homebuying#buyahouse#homebuyer#mortgagelender#mortgage #waloans#wamortgage

This #NewHomesWeek, are you looking to buy a brand-new home of your own but not sure how the whole mortgage process works? Don’t worry, we were delighted to support Places for People in pulling this guide together....it should tell you everything you need to know. https://hubs.ly/Q02mQf4V0

Thinking about applying for a mortgage? Being prepared with the right documents can make all the difference. What steps have you taken to prepare for your mortgage application, and how can I assist you in preparing your application? Share your preparation tips below and reach out to me anytime for personalized guidance on securing your dream home. https://lnkd.in/gZ8RdjRY #firstcommonwealthbank #mortgageapplicationassistance #mortgageapplication #mortgagepreparation