Des Moines Golf & Country Club’s Post

Check out the top 13 retirement destinations for avid golfers. Explore the best places to retire and tee off in this article!

🐎 Retirement Lessons from Kentucky Derby Winners 🏇 We often marvel at the grace and power of thoroughbred racehorses as they thunder down the track, but what happens when their racing days are over? A recent article shed light on the retirement days of former Kentucky Derby winners, offering insights that resonate beyond the world of horse racing. Silver Charm, the 1997 Kentucky Derby champion, now spends his days in leisure at Old Friends, a retirement farm in Kentucky. At 30 years old, he's the oldest living Derby winner, enjoying the company of fellow retirees and the care of dedicated staff. Reading about Silver Charm's routine - from leisurely strolls in the pasture to enjoying his favorite treats - reminded me of the importance of planning for retirement. Just like these majestic horses, we all deserve a comfortable and fulfilling retirement tailored to our individual needs and preferences. But unlike Silver Charm, we're not all Kentucky Derby winners. Our retirement paths are as unique as we are, requiring personalized financial plans to lead us to our own green pastures. Just as Silver Charm found his forever home at Old Friends, we too can find financial stability and peace of mind with the right guidance. So, let's take a page from Silver Charm's book and ensure our retirement years are filled with comfort, joy, and the freedom to enjoy life to the fullest. After all, every one of us deserves a retirement worthy of a champion. #Finppass #RetirementPlanning #FinancialFreedom #KentuckyDerbyWinners #PersonalFinance 🏆🌟

CPBI Saskatchewan Learn at the Links September 17, 2024 The Willows Golf Club 382 Cartwright St. Saskatoon, SK S7T 1B1 REGISTER NOW: https://lnkd.in/e3c-itPn Come and join us for a unique day of activities! You have the opportunity to tailor your experience: - Engage in a lunch & learn session where you can expand your knowledge. - Play 9 holes of golf and participate in friendly contests. - Enjoy a lively social event with fellow participants. Feel free to select one, two, or all three events based on your interests. Attend all three for the complete "Learn at the Links" experience! Does the quality of our member experience match the quality of our solutions?   Every day we are exposed to a wide range of interactions with companies that provide the products and services that enrich our lives.  While the quality and features of these products and services define their ability to meet our needs, the experience we associate with the process of obtaining or interacting with them increasingly defines the value they confer on our lives.   The delivery of complex financial products, such as those we deliver in the pensions and benefits arena, has long been defined by the demand for rock-solid administrative processes, regulatory compliance, and reporting.  The need for solutions to help deliver these functions at scale has led to plan member experience that can often feel like it was made for the people delivering the service as opposed to those receiving it.   In this final session of our series, we will explore how a design thinking approach can drive choices that transform administrative processes into something more intuitive and user-friendly.  Beyond the simplification of these core functions, we will illustrate how thoughtful design choices can foster deeper member engagement and enrich a member’s relationship with their pension, and their connection to the value it brings to their life. Tami Dove MBA, CFP Melissa Loos Larissa Bayet

Stories like this one about 99-year-old Betty Brussel setting records in the 100- to 104-year-old age class are inspiring. Betty was born in Holland in 1924. If she had been born in Australia, her life expectancy at birth, according to the Australian Life Tables, would have been around 63. When Betty turned 65 in 1989, her life expectancy would have been around 84, again, according to the Australian Life Tables. Stories like this are a good reminder of the danger of basing retirement planning on life expectancy from the Australian Life Tables without accounting for the individual. #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement #RealLifetimePension

Our sponsored decathlete, Harry Kendall, has kicked off his competition season with an inspiring start! From a successful training camp in Portugal to a strong performance in Tenerife, Harry's dedication is truly remarkable. Despite challenges, he finished in the top 6 at a World Tour Gold event! Read the article on his update here: https://lnkd.in/eM5VYz_c Get in touch: 📞: 01892 300 303 ✉: info@prosperityifa.com 💻: www.prosperityifa.com #prosperity #prosperityIFA #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #equityrelease #pensions #pensionplanning #employeebenefits

If you are nearing or entering retirement, do you know how to distribute your assets to create a sustainable income stream? Have you reviewed your overall investment allocations and exposure to risk?  Don't be so excited to retire that you don't properly plan and prepare, which may lead you to trip out of the gate! #retirement #retirementplanning #retirementincome

Starting your search for senior living online? 💻 Here’s what you need to know before diving in to make informed decisions. #SeniorLiving #ResearchTips #Retirement

In honor of Golf Month, here are three tips that may help you work toward success on and off the golf course. 🏌️♂️💡 #golfmonth #retirementtips

Great piece by my friend Martin Pelletier, CFA on the importance of risk-taking and ensuring that risk-takers are not punished by lazy government policies (like the increase in the CDN capital gains inclusion rate): “I am a bit of a risk-taker, especially with the extracurricular activities I’ve chosen to pursue in life. This has taught me so many valuable lessons on what risk actually is, and how to measure and minimize it without sacrificing too much of the rewards that come with the satisfaction of conquering something new and exciting. I started out at an early age with competitive taekwondo, and was knocked out cold in my first tournament, but I made darn sure it never happened again. I then got into big-mountain skiing and downhill mountain biking, and quickly learned the importance of weighing my actual ability against the probability of serious injury during some big crashes. Now, I’m moving on to enduro dirt biking and, at my age, taking many factors such as terrain, speed and safety equipment into due consideration. The point is that risk isn’t something that can be taught in a classroom, unless the classroom happens to be out there in the real world. It’s no different than trading theoretical paper portfolios, or even for-fun-only gambling games online. The only way you learn about risk is from actual pain, whether it’s bodily injury or losing money. It is the risk of permanently losing something important to you. In today’s environment, we have a handful of economics professors advising the federal government about putting a heavier tax burden on the risk-takers in this country. They are touting fairness and “our fair share” when all they have to do to get the exact same tax benefits that they’re criticizing is to leave the comfort of their tenured positions and golden defined-contribution pension plans and, yes, take on that four-letter word — risk. This means putting their retirement and family’s life savings at risk in order to start an innovative and disruptive business. Or taking on a large amount of debt and then working the many hours that a family doctor does without the guarantees of a retirement pension indexed to inflation. With these academics and our federal government now going after our few remaining risk-takers, ask yourself how this will help secure more doctors to meet the needs of our rapidly growing population base and more entrepreneurs, who are the rocket fuel for economic per-capita growth. The bottom line is that there will be some serious and profound long-term implications of implementing policies that don’t consider or factor in risk-taking...”. Again, well stated. For those academics and economists who want to experience real life, give me a call to arrange some time to come spend me with me and see all of the concern by successful CDNs who have had enough. It’s real. And it’s sad…