Downing’s Post

With IHT receipts set to continue to rise over the next few years, financial advisers have an increasingly important role in helping clients to plan tax-efficiently for their and their family's long-term financial futures, in a way that suits their individual circumstances, as outlined in this article in todays Professional Adviser. Estgro can help advisers and their clients navigate this process by analysing their existing IHT liability and providing a host of recommended strategies that can be put into place to help mitigate its impact. Check out estgro.com, or book a demo here to find out how we can help: https://lnkd.in/ePaiREh6

The budget is a matter of days away and I'm fielding a lot of calls from clients asking the same question... "𝗛𝗼𝘄 𝘄𝗶𝗹𝗹 𝘁𝗵𝗲 𝗕𝘂𝗱𝗴𝗲𝘁 𝗶𝗺𝗽𝗮𝗰𝘁 𝗺𝘆 𝗶𝗻𝗵𝗲𝗿𝗶𝘁𝗮𝗻𝗰𝗲 𝘁𝗮𝘅 𝗯𝗶𝗹𝗹?" While we can’t control the budget, we have put in place a number of smart strategies for these clients to help reduce their IHT liability, which include: 𝙈𝙖𝙠𝙚 𝙡𝙞𝙛𝙚𝙩𝙞𝙢𝙚 𝙜𝙞𝙛𝙩𝙨 as after 7 years, they’re exempt from IHT. 𝙐𝙨𝙚 𝙞𝙣𝙩𝙚𝙧𝙣𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤 𝙗𝙤𝙣𝙙𝙨 to take assets out of your taxable estate. 𝙎𝙚𝙩 𝙪𝙥 𝙩𝙧𝙪𝙨𝙩𝙨 to lower your estate’s value while keeping some control over asset distribution. 𝙄𝙣𝙫𝙚𝙨𝙩 𝙞𝙣 𝙖𝙣 𝘼𝙄𝙈 𝙄𝙃𝙏 𝙋𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤 for 100% Business Relief after two years. IHT can be complex and emotional, but with the right plan, you can protect your legacy. #InheritanceTax #IHT #UKBudget #EstatePlanning #WealthManagement #TaxPlanning

Do you have clients who worry they have left it too late to plan their estate more tax-efficiently? Because while estate planning solutions such as gifts and trusts take seven years to become 100% Inheritance Tax (IHT) relievable, an investment that qualifies for Business Relief (BR) can take just two years. We’ve created a client planning scenario document that explains the advantages of BR and illustrates how an investment in the Blackfinch Adapt IHT Service can mitigate an IHT liability in just two years. Want to know more? Just download the PDF here: https://lnkd.in/d_nXJU-E #InheritanceTax #IHT #EstatePlanning #WealthPreservation #BusinessRelief #CapitalPreservation #TaxMitigation #TaxProducts #TaxEfficiency #IHTrelief #IHTexemption Don't invest unless you're prepared to lose all the money you invest. This is a high risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more: https://lnkd.in/dhwbdfWc

Do you have clients who worry they have left it too late to plan their estate more tax-efficiently? Because while estate planning solutions such as gifts and trusts take seven years to become 100% Inheritance Tax (IHT) relievable, an investment that qualifies for Business Relief (BR) can take just two years. We’ve created a client planning scenario document that explains the advantages of BR and illustrates how an investment in the Blackfinch Adapt IHT Service can mitigate an IHT liability in just two years. Want to know more? Just download the PDF here: https://lnkd.in/eWAyrWFr #InheritanceTax #IHT #EstatePlanning #WealthPreservation #BusinessRelief #CapitalPreservation #TaxMitigation #TaxProducts #TaxEfficiency #IHTrelief #IHTexemption Don't invest unless you're prepared to lose all the money you invest. This is a high risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more: https://lnkd.in/ePirgMBU

Unlock the secrets to financial growth with UK Property Accountants! 🗝️💼 Your key to savvy CGT savings is here. #UnlockPotential #CGTSavings #FinancialGrowth #UKPropertyAccountants #TaxRelief #InvestSmart #WealthBuilding #MoneyMatters #TaxStrategies #InvestmentTips #SavingsGoals #FinancialFreedom

Are you a high-net-worth business owner or self-employed professional with a substantial estate? 📉 Did you know that more than half of your assets could go to taxes after you and your spouse are gone? 🏡 Your family cottage, investment real estate, and RRSP could be at risk. Discover how to slash your income taxes and protect your assets. 🛡️ Call or click for a confidential, no-obligation discussion. 📞💻 https://lnkd.in/emdXyrY Disclaimer: The information* provided in the video is for informational purposes only and does not constitute financial advice. You should consult your financial planner or your Accountant regarding your situation. *This video is for informational purposes only and is not financial or legal advice. #FinancialWisdom #SG #SGWealth #SimGakhar #SIMpleWealthWisdom #SIMpleStrategies #Corporatelyownedlifeinsurance #QnAwithSim

Estate and Legacy Planning are crucial elements of effective Financial management, especially for those who want to ensure their Wealth is preserved and passed on to loved ones as intended. In the UK, Inheritance Tax poses a significant challenge for many families, often threatening to diminish the value of an Estate if not addressed properly. That's why we've got a brand new guide, designed to give you a clear understanding of the current rules and regulations, the challenges posed by IHT, and the steps you can take to minimise your Tax liability with the help of a professional Adviser. Read it here for free: https://lnkd.in/e4knbh3W Get in touch with us below, and see the difference proper planning can make to your Financial future: 📞: 029 2045 0143 ✉️: info@penguinwealth.com 💻: www.penguinwealth.com #Finance #Financialadvice #Financetips #Wealth #Wealthmanager #FinancialServices #WealthManagement #Cardiff

You've worked all your life, built up savings and want to share it with your loved ones, but what do you need to consider? Take a look at our animated video on Estate and Legacy planning, giving you the rundown on what you need to think about to ensure your wealth gets to where you want it. Watch it here: https://lnkd.in/eqJK3VQg Contact us here: 📞: (0) 1892 506 891 💻: www.blazerfinancial.co.uk #finance #financialadvice #uk #financetips #wealth #wealthmanager #wealthmanagement #LegacyWealthPlanning #EstatePlanning #WealthPreservation #FinancialPlanning

Are you prepared to ensure your money lasts as long as you do? Are you aware of the implications for your family if you were to pass away unexpectedly? These are just a few of the questions we'll answer on Thursday, October 24 from 7-8pm, with Society of Trust and Estate Practitioners (TEP) expert Daniel Collison, BA, CFP, TEP, as we navigate the nuances of estate planning. Join us for "Protecting Your Estate: Keeping it Safe from Creditors, Taxation & your Family". https://ow.ly/SHfI50TOFvY #IGWealthManagement #FinancialPlanning #EstatePlanning

For clients either in the later stages of life, or in ill health, their hopes of carrying out estate planning and mitigating Inheritance Tax (IHT) could be derailed by the seven-year wait before potentially exempt transfers or assets placed into trust become fully IHT-exempt. But it’s worth knowing that estate planning with an investment that qualifies for Business Relief (BR) takes just two years before mitigating the IHT liability completely. We’ve outlined this in a client planning scenario document that’s free and available to download here: https://lnkd.in/e-3BZkUu #InheritanceTax #IHT #EstatePlanning #WealthPreservation #BusinessRelief #CapitalPreservation #TaxMitigation #TaxProducts #TaxEfficiency #IHTrelief #IHTexemption Don't invest unless you're prepared to lose all the money you invest. This is a high risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more: https://lnkd.in/eWQEHiSH