Dwight Capital’s Post

When refinancing a distressed Seniors Housing or Skilled Nursing facility, a big piece of advice we have for our clients is to make sure their Balance Sheets accurately represent all outstanding liabilities. It can be easy to overlook items like a past due vendor payment, mortgage, or property tax bill as these obligations can accrue quickly when a community is cash-strapped. However, once a lender learns of these liabilities after the fact during due diligence, they question what else is outstanding which wasn't accurately reflected in the financials. This leads to questioning the transparency of the borrower even though withholding information was never the intent.

This week, we're spotlighting a unique non-QM (non-qualified mortgage) scenario that could open doors to your dream home or next investment property. Ready to explore your options? Let’s chat about how a non-QM loan could be your key to unlocking new possibilities. Comment below or send us a message to learn more! #NonQM #HomeLoans #MortgageSolutions #SelfEmployed #HomeBuyingJourney #FinancialFreedom

Attention Property Owners in San Jose, Campbell, and Santa Clara County! With recent drops in mortgage rates, it’s a prime time to consider refinancing your investment properties! Our latest newsletter explores the potential benefits of refinancing, including how it can lower your monthly payments, eliminate PMI, and even help you pull cash out for future investments. Discover key insights to make informed decisions about your property management strategies and financial goals. Don’t miss out! Check out the full newsletter for more details on how refinancing could work for you! https://lnkd.in/gc57n-GM #SanJose #Campbell #PropertyManagement #PropertyManagementServices #SantaClaraCounty #Refinance #RealEstate #InvestSmart #KeyrenterSiliconValley

Attention commercial/multifamily professionals! Here are the top things you need to know for this week, 3/25: 1) MBA’s Fratantoni Testifies Before Key House Housing Subcommittee 2) Commercial and Multifamily Mortgage Delinquency Rates Increased in Fourth Quarter 2023 3) Federal Reserve Maintains Federal Funds Rate 4) Approximately 100 CREF Members Attend #MBANAC24 5) Appropriators Reach Deal on a Second Fiscal Year (FY) 2024 “Minibus” Funding Package; NFIP to be extended until October Read MBA’s latest commercial real estate finance policy update: https://bit.ly/4apCWlS. #MBACMF

#Affordability: Ensuring affordability is paramount! When contemplating a mortgage for your church property, it's crucial to showcase its affordability. Lenders conduct thorough analyses, assessing potential scenarios such as rising interest rates. They also evaluate whether the mortgage remains sustainable amid income fluctuations or expense hikes. It's all about ensuring responsible lending that aligns with your church's financial health. #HAF #housingaffordability

We are excited to launch our latest educational video on the potential benefits of investing in select mortgage funds. Learn how this type of investments can boost your portfolio with competitive risk-adjusted returns and stability while also supporting affordable housing initiatives. #RMBLInvestments #BuildingBetterFutures #InvestSmart #MortageFunds #InvestmentOpportunities

Our latest educational video from our Chief Investment Officer, Cassim Rawat , on the benefits of investing in select mortgage funds. #rmblinvestments #BuildingBetterFutures

If you own property, plan to buy #property, or #invest in Texas, we need your help!! The Texas Department of Savings & Mortgage Lending is proposing regulation (not legislation) attacking #sellerfinancing and #rmlo and #propertyownership rights. Please help us say no! Go to Http://snip.ly/SellerFinancing to find out more information and to make your voice heard. #texasrealestate #texasloanofficers #texasrealtor #privatelending #noteinvesting #notebuyer #ownerfinancing #sellerfinancing #realestate #realestateinvesting

🏡 Feeling stretched? Extending your loan term could help 🏡⁣ ⁣ If the last 18 months of cash rate hikes have left your finances thinly stretched, one possible solution could give you some breathing space. 🤔⁣ ⁣ Stretching your loan term may help lower your monthly repayments.⁣ ⁣ For example, a Canstar analysis shows that a home owner with a $600,000 mortgage who extended a 25-year loan back out to 30 years could cut their repayments by $255 per month.⁣ ⁣ The catch? 🎣⁣ ⁣ The longer you pay off your loan, the more you'll pay in total interest. 😬⁣ ⁣ That said, you may still be able to close the gap and cut down the long-term interest cost by either making extra repayments in the future, loading up an offset account, or paying off the loan early (if, for example, you receive a lump sum inheritance).⁣ ⁣ To find out more, DM us or contact JPI Finance on: ☎ – 02 6170 3925 💻 – admin@jpifinance.com.au #jpifinance #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #finance #kingston #kingstonproperty #kingstonrealestate #kingstonfinance #kingstonmortgagebroker #kingstonbroker #kingstonloans #ACT #ACTproperty #ACTrealestate #NSWmortgagebroker #NSW #NSWbroker #sydney #sydneybroker #NSWproperty #newsouthwalesproperty #newsouthwalesrealestate #NSWfinance

Want to save money on your mortgage? Learn how using multiple offset accounts can help you pay less interest and repay your loan faster. Nfinity Financials can show you how to get started. Reach out to us today and start saving! For more information call us at 0452 513 964 to book a consultation today. We're here to support you every step of the way. Read the related Articles: https://bit.ly/3JkHBdf. #nfinityfinancials #firsttimehomebuyer #mortgagebroker #sydneyaustralia #mortgageoptions #nfinityfinancials #firsthomebuyertips #investment #OffsetAccount #Savings #askruchitapatel Nfinity Financials