East Midlands Combined County Authority’s Post

Breaking News 🚨 Athlone & Castlerea Credit Union, as a member-focused financial institution is committed to providing exceptional services to our members. We are delighted to announce the launch of our latest financial product, the Fixed Rate Term Deposit Account. This new offering is designed to provide members with a secure and rewarding investment opportunity, featuring an impressive fixed interest rate of 2% over a one-year term. Read our full blog here: 👉 https://buff.ly/47YD9Lq Warning: If you invest in this product, you will not have any access to your money for 1 year. Deposits earn a fixed interest rate of 2% for a 1-year fixed term after which funds will be returned to the account which was used to fund the Deposit. Annual Equivalent Rate is 2%. Interest is subject to DIRT. The closing date is 19th February. Terms & Conditions Apply. Athlone & Castlerea Credit Union Ltd is regulated by the Central Bank of Ireland.

Here's an interview from The Prestige mortgage awards where we discuss our journey and how we help clients that are self employed as well as those that have had credit issues! If you are self-employed and looking at your mortgage options, have bad credit, or are an mortgage advisor and thinking of starting your self-employed journey then this video could give you some insightful hints and tips! #mallardmortgages #heretohelp #awardwinners #selfemployedmortgages #adversecredit

UK BTR market update My second key takeaway from Knight Frank's Q1 BTR report, the sheer amount of properties now in the sector. With this figure only set to grow, all the more reason to keep one eye on Resi! #btr #buildtorent #marketupdate

This is so true. Your bank will send you a letter with a renewal rate, months before the maturity. Why? I'd like to think that it's to contact you and discuss your mortgage renewal. Unfortunately not. They gamble on the probability that you'll sign and renew at the stated rate on the letter. Yep, they caught one! If you don't sign, your lender will keep you hostage till the very end and then offer you a somewhat competitive rate. They'll offer you that rate after you've shopped around, provided all your documents and jumped through hoops, to qualify with another lender. Then what happens, "sorry new lender, I'll stay with my bank, they matched your rate". Really??? One last question: what does "my bank" mean? No really, what does it mean? Is it where you have a chequing account? Is it where you have your mortgage? Or is it where everyone knows your name? So the government does not want you to go shopping around and they'll enforce the stress test to mortgage transfers. That's why lenders do what they want - they're backed by the government. That's the bottom line. Actually, it's about their bottom line. Simply out of principle, all borrowers should switch at the end of their terms and bring their mortgage somewhere else. https://lnkd.in/gCsym2ek

What are your thoughts on the decision of the Reserve Bank of Australia to hold rates steady? Read below”. The Reserve Bank of Australia has kept interest rates steady at its first policy meeting in 2024 but has warned another hike cannot be ruled out due to high inflation. The RBA's decision resulted in a boost for the Australian Dollar, with futures delaying the likely timeline of a first rate cut from August to September. Although inflation has eased more than forecast in Q4, the RBA is not yet confident that it is moving towards the target. Governor Michele Bullock said the decision will be driven by the data, while economist Gareth Aird expects a first rate cut in September. For more: https://hubs.li/Q02knXbZ0 #RBA #InterestRates #Inflation #Economy #AussieDollar #deVergroup

🚫💸 Debunking Credit Union Myths! 💸🚫 There are so many myths and misconceptions about the credit union that ACCU has put together just a few to debunk. For Example: Myth: "I have to have savings with the credit union before I can get a loan." Fact: Not True! Loans with Athlone & Castlerea Credit Union are based on your ability to repay. Myth: "Credit Unions only offer small loans." Fact: Not True! Athlone & Castlerea Credit Union event over mortgages up to €250,000 . Discover more reasons to join Athlone & Castlerea Credit Union 👉 https://buff.ly/43tq0Ie Our services even include a Full Service Current Account & Debit Card. 💳 #MythBusting #CreditUnionMyths #ACCU #CreditUnion

Fresh off our recent recognition as the #1 brokerage in the industry, six Aussie brokers have earned a coveted spot in Mortgage Professional Australia's Rising Stars list 💫 . MPA's Rising Stars is an annual report acknowledging the top new brokers in the industry under 35. A huge congratulations goes to: 🏆Allan Haddad 🏆Siobhan Bryson 🏆Paige Miller 🏆Carlton Sinn 🏆Ned McLachlan 🏆Manan Arora These brokers have varied backgrounds and experience, from sales and recruitment to firefighting 👨🚒, but there is one common thread...these brokers have taken to the industry like absolute naturals, driven to create opportunity for themselves while delivering exceptional experiences for their customers in the process. We're excited to watch the continued ascent of these incredible rising stars! 🚀 A massive shoutout also goes to our friends at Lendi, who had five brokers win a spot on the list. With 11 brokers on the rankings, we're thrilled to say that almost a third of the highest performing new talents in the industry are partnered with Lendi Group 🤝🎉 With diverse pathways of entry into the industry, training programs that are delivering market-leading results, and pioneering technology driving unprecedented levels of productivity, we're proud to be cultivating an environment where new brokers can hit the ground running and achieve sustained success 💜💛 #mortgagebrokers #industryawards #financialservices #newbrokers #risingstars David Hyman Sebastian Watkins Brad Cramb Matthew Whyte Aaron Hockey Justin Kinsey Karen Sorrenti Corey Drew Richard Noy Laura Leckie Summa Campbell-Greene Fiona Kelly

CBA cautions against downside risks due to high interest rates & inflation. First-half profit dips amid stiff competition & increased expenses. CEO Matt Comyn expects continued strain in 2024. Challenges persist as margins contract & costs rise. For more: https://hubs.li/Q02ltpVT0 #CBA #Australia #AustralianEconomy #InterestRates #Inflation #deVeregroup

CBA cautions against downside risks due to high interest rates & inflation. First-half profit dips amid stiff competition & increased expenses. CEO Matt Comyn expects continued strain in 2024. Challenges persist as margins contract & costs rise. For more: https://hubs.li/Q02ltr5f0 #CBA #Australia #AustralianEconomy #InterestRates #Inflation #deVeregroup

What can SBAC do for your business in 2024? Check out what Renaissance Realty South had to say about working with us in 2023. #SuccessSaturday #SBAC #Savannah #SBACSavannah #SmallBusinessSuppot #SmallBusinessFunding