๐๐๐๐ฆ ๐๐๐ฆ๐๐๐ซ ๐๐ข๐ฏ๐๐ซ๐ฌ๐ข๐ญ๐ฒ ๐๐ฉ๐จ๐ญ๐ฅ๐ข๐ ๐ก๐ญย โญ ๐๐๐๐ญ: ๐ ๐ซ๐๐ง๐๐ข๐ฌ ๐๐จ๐ง๐ณ๐๐ฅ๐๐ณ โญ Senior Loan Servicing Supervisor, AVP, Francis Gonzalez has been with the Bank for 20 years. Francis was born in Aguadilla Puerto Rico and when she was a toddler, her family moved to Lowell but made sure to carry on their traditions and manners. Francis is fluent in both English and Spanish. She has sometimes been subjected to negative looks and comments from strangers when they hear her speaking Spanish, to which she has responded in fluent English. Francis believes there is never an excuse to assume or judge someone based on the language they speak no matter where they are. Francis celebrates Caribbean Heritage Month and her culture by enjoying traditional foods such as arroz con gandules, empanadas, tostones and bacalaitos and listening to music. According to Francis, family gatherings and sharing stories about the past is the best part of the celebration. โIt is important that we share our family history with our children so they can carry them into the next generation. This is a great month to remember where you came from and be even prouder of your heritage.โ Francis says her daughters and grandson are her greatest inspiration as they are the ones she will pass on her knowledge and stories to so they can pass it on to the next generations. Francis is very involved in supporting the community and was honored with the key to the city of Lowell for helping save a life. She is proud to be a Latina with such a big accomplishment. Among many other organizations Francis is involved with, she organizes an annual sock drive and is a committee member at the Lowell Transitional Living Center, is the co-chair and a committee member of the American Foundation for Suicide Prevention, and is a board member of Open Pantry of Greater Lowell. Fun Facts about Puerto Rico: โญ El Yunque is the only natural rainforest in Americaโs Forest System. โญ El Coqui (Rain Frog) can be found in Puerto Rico and gets its name from the unique nighttime calling sound.ย โญ Has bioluminescent beaches. โญ Home to the largest rum distillery. โญ The birthplace of the iconic Piรฑa Colada. #CreateYourSuccess
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I reflect as we celebrated Juneteenth this past Wednesday and how it reminds us that America still has a long way to go when it comes to recognizing the worth or black and brown people. We all can recall in school how we learned about 40 acres and a mule and how that promised was never fulfilled. A recent report came out that reveals some families actually received land ONLY to have their rights to this land revoked. Take time to listen to this fascinating reporting or if you are a geek like me read the full report online. It is proof that generational wealth was taken away from black and brown people and legally it appears that there is no way for them to recover this lost. Some of the land today is worth 2 million dollars. Perhaps legally nothing can happen but what about morally. Would love to hear your thoughts. I reflect as we celebrated Juneteenth this past Wednesday and how it reminds us that America still has a long way to go when it comes to recognizing the worth or black and brown people. We all can recall in school how we learned about 40 acres and a mule and how that promised was never fulfilled. A recent report came out that reveals some families actually received land ONLY to have their rights to this land revoked. Take time to listen to this fascinating reporting or if you are a geek like me read the full report online. It is proof that generational wealth was taken away from black and brown people and legally it appears that there is no way for them to recover this lost. Some of the land today is worth 2 million dollars. Perhaps legally nothing can happen but what about morally. Would love to hear your thoughts. I reflect as we celebrated Juneteenth this past Wednesday and how it reminds us that America still has a long way to go when it comes to recognizing the worth or black and brown people. We all can recall in school how we learned about 40 acres and a mule and how that promised was never fulfilled. A recent report came out that reveals some families actually received land ONLY to have their rights to this land revoked. Take time to listen to this fascinating reporting or if you are a geek like me read the full report online. It is proof that generational wealth was taken away from black and brown people and legally it appears that there is no way for them to recover this lost. Some of the land today is worth 2 million dollars. https://lnkd.in/efV4B_RR Perhaps legally nothing can happen but what about morally? Would love to hear your thoughts. https://lnkd.in/e7WP5m3t
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happy.co.uk. โช Chief Happiness Officer. B Corp. Author of Happy Manifesto. Learn how to create happy, productive workplaces ๐
The Potlatch Ceremony, Redistributing Wealth I have just been to Vancouver to visit my son. There I discovered how First Nation peoples would redistribute their wealth amongst themselves. A key part of this was the Potlatch ceremony. Potlatches often involve music, dancing, singing, storytelling, making speeches, and often joking and games. Chief Oโwaxฬฑaฬฑlagaฬฑlisย of the Kwagu'ลย describes the potlatch: โIt is a strict law that bids us to distribute our property among our friends and neighbours. It is a good law.โ However Potlatching was made illegal from 1884 to 1951 โat the urging of missionaries and government agents who considered it "a worse than useless custom" that was seen as wasteful, unproductive, and contrary to 'civilized values' of accumulation.โ Or as Anthropologist Franz Boas said, โThe so-calledย potlatchย of all these tribes hinders the single families from accumulating wealth. It is the great desire of every chief and even of every man to collect a large amount of property, and then to give a greatย potlatch, a feast in which all is distributed among his friends, and, if possible, among the neighbouring tribes.โ Imagine a nation that was so determined to not have people distribute their wealth that they made a law to ban it, with prison terms between 2 and 6 months. Vancouver is known as one of the best places to live in the world, with its mountains and forests and beaches. However it does have a terrible homeless problem, the worst Iโve ever seen (though I havenโt been recently to the US) with most lost to Fentanyl. Perhaps the Western world needs to learn from the First Nations.
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People Leader | Strategic Engagement & Partnerships | Board Director (MAICD) | Program Management | Communications
Sharing a great new free resource developed by the Inner North Community Foundation, for proactively planning for your future legacy. I can vouch for the usefulness of this simple tool, and the careful thought that's gone into it, as I'm lucky enough to sit on the Foundation's Board. See link below. Or if you live, work or play in the Merri-bek City Council, Yarra City Council, or Darebin City Council areas, and would prefer a hard copy, please drop me or Ben Rodgers a note. No strings attached :) #leavealegacy #sorted Carolyn Phiddian Jo Barraket AM Michael Howard Eamonn Fennessy Craig Kenny Nic Vogelpoel Bianca Maciel Pizzorno Rachel English Kevin Breen Alex Brooks
From our work at the Inner North Community Foundation, we are aware that end of life is difficult for people, and not everyone knows exactly what to do about it. โLeave a Legacy, Not a Messโ is a community resource to help people make it easier for their family and friends to manage their estate when they die. It consists of a list of things people could consider doing now to tidy up their estate and avoid the often difficult issues which arise for those left behind. In consultation with our community, we have developedย this checklist. https://lnkd.in/gXJqeNHa Learn more https://bitly.cx/ef4Rl
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From our work at the Inner North Community Foundation, we are aware that end of life is difficult for people, and not everyone knows exactly what to do about it. โLeave a Legacy, Not a Messโ is a community resource to help people make it easier for their family and friends to manage their estate when they die. It consists of a list of things people could consider doing now to tidy up their estate and avoid the often difficult issues which arise for those left behind. In consultation with our community, we have developedย this checklist. https://lnkd.in/gXJqeNHa Learn more https://bitly.cx/ef4Rl
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Learn how inheritances are handled in California's community property landscape. Can it be considered as your separate property? Don't miss today's quick question corner video.
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I help individuals and familes protect themselves, their loved ones, and their assets | Elder Law & Estate Planning Attorney | Let's Connect!
Learn how inheritances are handled in California's community property landscape. Can it be considered as your separate property? Don't miss today's quick question corner video.
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Today is Grandparents Day! ๐ค Since 1978, this day has been dedicated to honoring the special bond between grandparents and grandchildren. Even if youโre a young grandparent, itโs never too early to think about your legacy and managing your wealth for your beneficiaries. At COJ, we know that estate planning early can help you reduce stress later in life. Whether you need help setting up a will, a trust or are seeking the best options for your beneficiaries, we are here to assist you. Learn more about how we can help you here: https://bit.ly/46h6Yq7 #DoSomethingGrand #GrandparentsDay #EstatePlanning
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As summer winds down, itโs time to reflect on those cherished cottage moments with the family. Preserving the cottage legacy is essential, and weโve got you covered with our three top tips. Read our blog here: https://lnkd.in/g-8jdjzN #CottageSeason #FamilyLegacy
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Mortgage Broker | Residential Mortgage Strategist | Smart Co-Buying Specialist ๐ First-Time Homebuyers ๐Investors ๐Relocating Professionals๐Separating Couples๐Speaker ๐Writer๐Co-Host We Read Business Books (FB)
When I met with Jeni Snider, Estate Planner in the Triangle area of NC and asked her to be my next speaker, I asked her to cover the โ5 - Year Look Back periodโ as it pertains to Seniors, Real Estate, and Long term care planning. It was a topic we touched on in the mastermind on aging with Allison O'Shea back in January. Not knowing what else to ask for, Jeni blew my mind with stories of what other people who donโt know better do when they DIY their estate planning. When I say stories, I mean nightmares. These nightmares directly impact Realtors, their sellers, and buyers. What YOU donโt know, what your clients donโt know can royally blow up your Real estate deals. Be a better guide, resource, and informed professional by learning what to look for, ask, and how to get proper help! Come next week to Beyond Transactions, April 21st, 11am to 1:00pm. Link to register in comments.
๐ฝ๏ธโ๏ธ Elevate your real estate knowledge over lunch? Join Jeni Snider and me on this Mastermind as we dive into the essentials of Estate Planning on April 18th, from 11 a.m. to 1 p.m.! ๐บ๏ธFrom her NYC roots to her life in Durham, she's a community volunteer, a true crime fan, and the maker of the meanest jalapeรฑo margarita. We're providing a delicious lunch on us, so you can focus on learning the do's and don'ts that every realtor and homeowner should know. Discover how to steer clear of the typical blunders in property transactions. Make sure you're in the know โ your clients will thank you. Tap the link in bio to register now! Knowledge is power, and lunch is on us! ๐ก๐ #RealEstateMastery #LunchAndLearn #EstatePlanningTips #Raleigh #NorthCarolina #RaleighNC #RaleighNorthCarolina
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It costs around 40 million dollars per year, to feed 1 million people in third world countries. If we had to feed 1 million people every month for a whole year, in 190 countries, it would cost 7,6 billion dollars per year. That is a fraction of what Joe Biden is sending to Ukraine at this stage. The food agencies and feeding initiatives around the world could easily raise this money and create programs like OST has created, to get people working to receive a plate of food. Can you imagine the amount of stuff we could do, grow, manufactures, and share, if we only provided food for the really hungry and displaced people, by creating businesses in which they work for the food they receive, and then share in the profits for their work contributions? Welcome to the ONE SMALL TOWN initiative. This is exactly what our simple strategy is for all the people of small towns. To create businesses, work together, and create abundance in food and money. OST remains the only real solution for the homeless problem facing all cities in the world. If you want to solve the homeless problem in your city, join ONE SMALL TOWN, and let us develop a strategy with you. It's not rocket science, it's simple common sense. Go to our website, become a member and then contact me. In unity, Michael Tellinger. Www.onesmalltown.org
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