Experian Insights’ Post

Explore the paradigm shift in credit underwriting with FinBox's innovative approach to income estimation. Beyond traditional methods, this blog unveils the power of alternative data, particularly the groundbreaking DeviceConnect. By integrating device data seamlessly, FinBox achieves more than 80% accuracy in income estimation, empowering lenders with higher confidence levels, real-time validation, and enhanced consumer privacy. With reduced lending risk, increased approval rates, and fewer drop-offs, discover how this transformative tool revolutionises decision-making, ensuring financial success and business growth while prioritising data ethics and security. Read more: https://lnkd.in/g5BSKR6P #Fintech #AlternativeData #DigitalLending #CreditUnderwriting #FinancialInclusion

I got a chance to sit down with CU Broadcast’s Mike Lawson during the Lending Tech Origence (Formerly CU Direct) event to share key takeaways from my demo session, "Charting a Course for Growth With Market Intelligence." Watch here for an overview of strategies auto lenders can employ to grow their portfolios in a challenging environment.

Are you ready for a seismic shift in the world of direct lending? Join InsuranceAUM.com host Stewart Foley, CFA as he grapples with the future of this fast-evolving industry, alongside our own Kevin Marchetti of Man Varagon, a seasoned expert with an insider's view. Dive into the trends and predictions that could redefine the next five years. https://lnkd.in/enVdm3wE

Our Head of US Leveraged Credit David Kim recently spoke with Creditflux about the emergence of new CLO managers in the US market and the key to succeeding as a newcomer in this space. You can read the full article here: New kids on US CLO block bring contacts and years of experience (creditflux.com) #PrivateCredit #CLOs #Creditflux Nothing contained herein should be construed as an endorsement of Polus.

Tracking large changes at your credit union has never been easier! 📊 With Xtend's Scorecard products, you can analyze member engagement, disengagement, and call patterns to make improvements and stay ahead of the game. 💡 #CreditUnionSolutions #DataDrivenDecisions #ImprovingMemberExperience 🙌

TOMORROW: Curinos and the Consumer Bankers Association present “Greater Profitability in 2025 and Beyond: Ingredients for Success.” Register for free with code CURINOS822 and get data-backed insight and strategy recommendations for adjusting your customer acquisition strategy to meet the evolving banking needs of consumers and businesses: https://hubs.li/Q02JtyJx0

For the final session of the virtual Small Credit Union Workshop, Andi Crockett, Vizo Financial's product manager, is discussing how to automate ACH processing and the benefits to your credit union to help relieve operational staffing issues now and into the future should there be more ACH processing timeframes. #ACHOriginations #ACHforBusiness #InstantPayments #VizoFinancialEvents #VizoSCW24

Don’t miss the Consumer Bankers Association and Curinos’ EVP Pete Gilchrist and SVP Olivia L.’s analysis of the most effective customer acquisition strategies in play today for banks and credit unions. Register for “Greater Profitability in 2025 and Beyond: Ingredients for Success” for FREE with code CURINOS822. The webinar will cover: - The most important areas of investment for 2025 and beyond - Tempting investment areas that should be deprioritized - The valuable pockets of customers whose needs aren’t being met, representing your next source of differentiated value Register now: https://hubs.li/Q02KvTRJ0

Tracking large changes at your credit union has never been easier! 📊 With Xtend's Scorecard products, you can analyze member engagement, disengagement, and call patterns to make improvements and stay ahead of the game. 💡 #CreditUnionSolutions #DataDrivenDecisions #ImprovingMemberExperience 🙌

Amidst soaring consumer demands for swift, personalized services, #lenders must use #data like never before. Fortunately, MeridianLink® Consulting steps in with custom analytics solutions crafted for your #bank and #creditunion goals and automated underwriting strategies. The results? Experience the difference for yourself! https://lnkd.in/gJKwNwzD?