F1 Miami Grand Prix’s Post

⏳ Jim Rohn once said, "Time is our most valuable asset, yet we tend to waste it, kill it, and spend it rather than invest it." 💡 Truer words couldn’t apply more to your frontline staff and members. At Financial Plus Credit Union - Michigan, they reclaimed 100+ hours a month, allowing their team to focus on what really matters – building deeper member relationships! 🙌 Here are just a few highlights: ✅ 30 minor accounts opened in a 2-hour event (275 in just 5 months!) 👀 ✅ NPS score jumped from 64 to 69 📈 ✅ Delivered an unbeatable account-opening experience for a competing MSR 💥 Want to WOW both your members and employees? Check out MANTL and see the difference! 🚀 #CreditUnions #MemberExperience #Efficiency #TimeIsMoney #FinancialServices

I’m quoted in Thursday’s Retail Brew article on Capital One’s intention to acquire Discover Financial Services. One thing the article mentions that I wasn’t aware of is that US Senators Durbin and Marshall have added additional bipartisan co-sponsors to the bill known as the Credit Card Competion Act (CCCA). [See release here: https://lnkd.in/eHamYntn] A core component of this bill is a requirement for multi-network routing to credit card issues, a theme that has been discussed at length this past week given Discover’s ownership of a global processing network and the PULSE US debit network. CCCA doesn’t seem to be going away anytime soon. Will this mean it will finally gain enough momentum to become law? Is this good news for Capital One since it might quench lawmakers’ continued desire for more competition against Visa and Mastercard? Only time will tell… #discover #capitalone #payments

Think about the last time you went shopping. 🛍️ Everything is going smoothly until... you come to the checkout process. 🏷️ It's frustrating, right? Well, at Speaks Financial Group, we understand that a seamless transaction experience is instrumental to success in the world of small merchants. It's not just about the art of the sale; it's about smooth sailing from browsing to purchase.⚙️ 📈 We're here to offer you that smooth sail so you can focus more on your passion, do what you do best and let us handle the transaction magic! Share your seamless transaction experience with us!✨ #SFG #SmoothTransactions #SmallMerchantsWin.

The payments industry is evolving rapidly, and the dynamics between card-present and card-not-present transactions are changing. Understanding the factors that influence these shifts is crucial to staying ahead of the game. Click to learn more about the not-so-obvious changes in the payment landscape. Also think about how Point Monarch can help and support your businesses in the middle of their payments journey. #paymentsindustry #paymentlandscape #cardtransactions

Only in #Canada eh?? With the resurrection of #memestocks like GameStop highlights more then ever how trading apps are driving gambling not investing. MogoBuffetMode gamifying long-term thoughtful investing based on investing principles of #warrenbuffett investing principles.

We got a new kitten this weekend. Just for giggles, after reading this mornings' PYMNTS article about the CE 100 Index, I looked at the Affirm options when purchasing my Whisker Litter Robot ...I was shocked to see a message that I approved for $8000 in purchases at the Litter Robot website. 🤯 First, that is a lifetime of litter...but second (and most importantly), $8000.00 💵 was "approved" in less than 20 seconds with Affirm BNPL. No firm credit check * Affirm's CEO, Max Levchin, touts BNPL as a good thing for consumers offering "..an alternative to high-interest credit cards". I call BS. 🐂 POS BNPL offerings do NOT set the consumer up for success and is, in fact, a wolf in sheep's clothing. BNPL options are being positioned as a smart alternative at checkout with banners like "no interest", and "no credit check"...but most consumers do not take the time to read the fine print when they click the checkout button. If they did, they would read that may be agreeing to up to 36% APR, as well as fees for late or rescheduled payments. There is no way to track how many BNPL plans one is really on, and it is incredibly easy to overspend. #bnpl #consumerdebt #cats #fintechnews #debtcollection #consumerprotection #creditunions #banks #financialliteracy

500 branches in the next three years! What a movement to be apart of! We can support each and every one of your financial needs! All across tha Country too! #growth #career #number1 #growthmindset

Ready to elevate your shopping experience this weekend? Use your OneBank Card for a seamless and rewarding transaction! Learn more and upgrade your shopping game: https://lnkd.in/d3f6HtPc #OneBank #OneBankBySterling #ANewWayToLive"

🌟 Attention business owners! Are you aware of the recent changes to Square's 'Service Charge' function? Last year, Square announced a critical update: merchants utilizing the credit card surcharge option might lose access as early as November 27, 2023. This move underscores the increasing scrutiny around surcharge programs, emphasizing the need for a fully compliant alternative. Here's where we come in: EZ Card Process offers a robust solution. Our Surcharge program stands out as a top-tier choice in the market, designed with full compliance in mind. We understand the complexities and have tailored our services to ensure seamless, hassle-free transactions. Each merchant account with us is meticulously underwritten to align with the latest regulations, offering you peace of mind. Don't let your business be caught off guard by these changes. Choose EZ Card Process, where compliance meets convenience. Stay ahead of the curve and continue offering surcharge programs confidently with us. #EZCardProcess #CompliantSolutions #BusinessGrowth 🚀💳

In 1985, long before the term "fintech" was even coined, Sears crafted one of the most remarkable embedded finance strategies of all time, leading to the birth of the Discover Card. At a time when retail giants were mostly focused on selling goods, Sears had the foresight to realize that controlling the payment process could provide enormous strategic value. Sears leveraged it’s legendary catalogue (consumer reach) and embedded financial services directly into their ecosystem, they didn't just create a new revenue stream; they built embedded finance way before it was cool. Fast forward to today, and the parallels are striking: companies like Amazon and Apple are taking pages right out of Sears' playbook, embedding financial services into their platforms to enhance customer loyalty and drive growth. It's a powerful reminder that this game has been played and won before. Here is a link to the commercial where they launched their offering. https://lnkd.in/ghbcgaUB