Farmers Insurance Agencies’ Post

🚗 Another Success Story from Wreck Check Atlanta! 🚗 Our latest victory involves a customer with a 2018 Cadillac Escalade with approximately 84K miles. After an accident, the repair costs were around $7,894. State Farm covered the repairs but only offered $150 for the diminished value. 😮 The customer started investigating more about diminished value claims and found us. 🕵️♂️ We provided a free consultation, and he decided to pursue the claim through his own insurance company after realizing how difficult and unhelpful State Farm was (definitely not the "good neighbor" they claim to be). He switched to GEICO, which offered $2,000. Knowing this still wasn't enough, he reached back to us and hired our team. 💪 He invoked the appraisal clause on his policy. The appraiser from GEICO contacted us, and after some back and forth, we secured $8,000 for the diminished value! 🎉 Our customer is thrilled, and so are we! Follow us for more success stories like this! 🌟 #WreckCheckAtlanta #SuccessStory #CadillacEscalade #InsuranceClaims #AutoAppraisal #caraccident #atlantageorgia #DiminishedValue #insurance #GeorgiaInsurance #totalloss #diminishedvalue #AutoInsurance #insurancehelp #AutoAppraisal #appraisal #georgia #CarTips #viral #InsuranceClaims #CustomerSuccess #Geico #foryou #StateFarm #insurancecompany #CustomerSatisfaction #insuranceclaim #carinsurance #geicoinsurance #ConsumerRights

*Disclaimer* "You do you" always: even if the conference and their sponsors tried to get rid of you/us and had 7 years to embrace the main distribution source of insurance in the U.S. 🤷♂️ As should be known, Insurtech, whether you use the E or not, worked out best for conference organizers. But there are many cool things you can spend your $995 on and learn a lot. *Also if going, plenty of codes for $595 out there So if you wanted to spend $595 or $995 or simply less time on then a conference trip on things related to insurance: Get a Whisker Labs Ting device. It has the potential to be as impact full as a smoke detectors Try digipraise , i thought it was cool, and if you're in insurance you know old appraisals are a problem Try Policy Lense, these guys leveled up Freehomerisk.com and although it is early and needs improvement but is fascinating. Pre underwriting is more cost effective than post I have not bought a Flume Water device yet but previously had first alert and Roost tested in my home. I've manually turned off my water since my parents had a $200k+ loss 9 years ago Go buy something at DICK'S Sporting Goods or Walmart then buy the Assurant "warranty" and go down that 🐰🕳 remembering that 60+% of the people buying those have an agent/broker Buying a Kubota Tractor Corporation is a bit extreme but look at the embedded program they have 🔥 Go try theeventhelper.com and see what's possible Go see what American Collectors Insurance has for self service 🤯 and maybe head down the NSM Insurance Group rabbit hole, wow etc. etc. etc. Regardless, you do you, 100+million U.S. households can be better served in lots of ways. Find yours and do it. Carriers don't need to improve and regulators will keep holding back innovation and hurting their states consumers so it's on us to make the best of it. #insurance #insurtech

I can well understand your views, Francesco, and must say I'd echo your concerns. My sense is that either SCA have not quite grasped the seriousness of some challenges confronting them, or they lack effective crisis management guidance, or both. Certainly, 'Track Days' (and their 'Golf Day' mentioned by an SM on a recent YSP podcast) hardly seem appropriate priorities for a professional standards body whose professional standards appear to have been violated by one of their most senior members. I understand SCA leadership may be feeling under pressure but 'high octane adrenaline' may be best directed at solving, substantively, the problems not only on their own plates, but the ones affecting customers of strata management companies who are not receiving the quality of service & guidance they rightfully expect.

🌟 Why choose a broker? Here are just a few reasons why partnering with a broker like Irvine Commercial can make all the difference when it comes to your insurance needs. 🤝 Peace of Mind: Ultimately, partnering with a broker offers you peace of mind knowing that your insurance needs are in capable hands. With our expertise, access to multiple providers, and commitment to exceptional service, you can trust Irvine Commercial to provide the protection you need to safeguard your assets, your business, and your future. Tailored Solutions: At Irvine Commercial, we believe in treating you like people, not just policies. That means taking the time to understand your unique needs and crafting insurance solutions that address your specific concerns. With us, you're not just another number – you're a valued client deserving of personalised attention and care. Expertise and Guidance: With a broker by your side, you'll have access to expert advice and guidance every step of the way. Our team of experienced professionals understands the ins and outs of the insurance industry, allowing us to provide personalised solutions tailored to your unique requirements. Access to Multiple Providers: As an independent broker, we have access to a wide range of insurance providers, giving you more options and flexibility when it comes to finding the right coverage for your needs. We'll do the legwork for you, comparing quotes and policies to ensure you get the best value for your money. Advocacy and Support: When you partner with a broker, you have an advocate on your side. Whether you need assistance filing a claim, navigating complex insurance terminology, or making changes to your policy, we're here to provide the support you need, when you need it most. Ready to experience the benefits of working with a broker? Contact Irvine Commercial today and let us show you how we can make a difference for you! 📞 Call us now on 024 7621 0230 ✉️ Email us at info@icib.co.uk 🖥 Visit our website at https://bit.ly/3QnOsat "Treating you like people, not just policies" #insurance #broker #icib #irvine #coventry #warwickshire #stoneleigh This is an advertisement.

The Mixed Messages from SCA Are Confusing Me Since the start of the 2024 Strata Insurance Crisis there’s been a lot of talk about what #stratatitle managers should do, shouldn’t do, can’t do, won’t do, etc, etc, etc, And, since the largest Australian industry body for #strata managers is the Strata Community Association Australasia, it is the obvious place to look for guidance and leadership. Sadly, there’s been very little of that over the last 11 weeks. But, that’s not so bad as these are very challenging issues that aren't easily fixed. What I’m more confused [and concerned] about is the mixed messages that SCA are sending by their actions and in their public communications about SCA strata manager commitment to improvements as these 3 examples from just the last week demonstrate. https://lnkd.in/gQeUvwt3 

Insurance Business Canada Magazine spoke with Andrew Duncan and Scott Logan about their new roles at Mitch Insurance Brokers, driving business growth, expanding our sales team, reimagining the customer journey, market trends and more. #MitchInsurance #LovableInsurance #Insurance #InsuranceBrokers #InsuranceIndustry #Leadership

Protecting what you value most isn't just about having insurance; it's about having the right insurance. I’m Eric Meadows from TWG Insurance, here to help you navigate the complexities of finding comprehensive coverage that fits your life perfectly. From your home to your business, let’s ensure every aspect of your world is secure. #InsuranceSolutions #TWGInsurance #ComprehensiveCoverage Ready for peace of mind? Let’s talk: https://bit.ly/49oIhZT

N.Y. City Hous. Auth. v. Harleysville Worcester Ins. Co.: The Second Department concluded subcontractor’s insurance, a Harleysville policy, did not cover premises owners as additional insured and was excess to the general contractor’s primary policy. The Harleysville AI endorsement covered anyone the sub was required to add as AI by “written contract.” But the owners and the sub had no contract. Without privity of contract, there was no AI coverage. It did not matter that the subcontract between the general and the sub incorporated by reference the prime contract between the owners and the general. Incorporation by reference of the contract between the owners and the general did not create privity between the owners and the sub.   The general, on the other hand, was in privity with the sub and did have AI coverage. Although the general sought primary coverage, the court determined Harleysville was excess. Harleysville’s AI coverage was excess “unless a written contract requires that the coverage be primary and noncontributory.” Since the subcontract did not contain this requirement, Harleysville was excess. Likewise, because Harleysville was excess, general’s policy requirement that it was excess when “other primary insurance [was] available” did not alter the result. New York is a commercial and insurance hub, and the decisions of its appellate courts shape the national and global insurance industry. We created NYAIR to stay abreast of breaking developments on complex insurance disputes and to share that information with our industry-leading clients and colleagues. Check it out here: https://lnkd.in/ePk33bvW #insurance #reinsurance #nyappellateinsurancereport #nyinsurancedecisions #nyinsurancedecisions

Did you know Western Australia is expected to experience some of the highest house price growth in the country, with Perth leading the charge at an impressive 19% increase for houses in 2023 alone? - It’s clear that WA’s property market is booming, and 2024 looks set to continue this upward trend. - 10000 properties being built whilst population is growing by 20000 Attending the #aussiehomeloans / #Lendi broker business forum was a breath of fresh air. It was incredibly refreshing to connect with a group of brokers who are not only professional but also down-to-earth, committed to delivering the best outcomes for their clients. One of the standout moments was hearing from Peter Munckton , Chief Economist at #boq, who shared his insights on the Perth property market. His analysis highlighted Perth as one of the top-performing regions in 2024, driven by strong demand and limited supply—a forecast that is sure to excite both investors and homeowners alike What made the event even more inspiring was hearing from Liran Morris, Will Inman and other brokers passionate about discussing life insurance with their clients. Their passion drives them to educate clients on the #ali product and allow them to make their own choice. A heartfelt thanks to Leah Hutchings, Sue Burling and Fiona Gray for the warm invitation to meet their brokers and leadership team. It’s inspiring to listen to Sebastian Watkins and David Hyman again and listen how Aussie and Lendi are building an ecosystem that helps clients navigate all aspects of homeownership and protection. Next up #qld #vic and #nsw. If you’re an Aussie/Lendi broker in these states, you don’t want to miss this event. Emily Sofkovska Matthew Craig Elli Duke Emily Lonsdale Peter Colman Corey Drew #Leadership #PropertyMarket #AussieHomeLoans #Lendi #PerthProperty #LifeInsurance #Networking #Growth

Dive into our latest video where Ruthie Rivers, Granite Insurance's Adventure & Entertainment Risk Consultant, introduces her latest article on "Captive Insurance for Outfitters". Learn how captives can give you more control and profitability over your insurance. 🔍 What is a captive? A captive is essentially your own insurance company, tailored to your needs. Whether you go solo or team up with other outfitters, it’s all about control and profitability. 💡 Why consider a captive? Traditional insurance has you sharing risk (and profits) with companies you don’t know. Captives allow you to retain more of your premiums and potentially enjoy higher profits, especially if you have few claims. 🏞️ Who is it for? Typically, large outfitters with significant annual premiums. But if you're smaller with significant cash reserves, there are ways to make it work. 🔄 How to start? Setting up a captive involves a detailed process and initial capital outlay. We're here to help you understand every step. Read the article, and then set up a meeting with us to discuss feasibility for your operation! Ready to dive deeper? Click the link to read Ruthie's full article on our website! 👉 Learn more: https://lnkd.in/eKYH9gRR #OutfitterInsurance #CaptiveInsurance #RiskManagement #GraniteInsurance #InsuranceEducation #AdventureInsurance #BusinessTips #outdoorindustry #EmpoweringYou 🔔 Have questions? Drop them below or contact Ruthie at rrivers@graniteinsurance.com. Let's explore captive insurance together! America Outdoors Association Colorado River Outfitters Association IDAHO OUTFITTERS & GUIDES ASSOCIATION Grand Canyon River Outfitters Association Montana Outfitters and Guides Association