Understanding debts is crucial for financial literacy as it empowers individuals to make informed decisions about their financial health. Negotiating debts allows for the possibility of favorable terms, reduced interest rates, and structured repayment plans, aiding in the path toward financial freedom. Join our free program to gain valuable insights, tips, and support on managing and negotiating debts. #DebtManagement #FinancialLiteracy #negotiatesmartly Join here: https://lnkd.in/gbk-q23P