Federal Student Aid an Office of the U.S. Department of Education’s Post

📊 Exploring the 3 Types of Credit Scores 📊 1️⃣ Bad Credit (Score: 425) - Late payments - Collections - Charge-off - Bankruptcy - Public records 2️⃣ No Credit - No credit history - Young earner - Old bankruptcy - Wiped credit 3️⃣ High Debt - High balances - Student loans - Credit cards - Store cards - Small loans Understanding your credit score is the first step towards financial empowerment. Make informed choices to improve your credit and secure a better financial future! 💪💰 To significantly improve your credit scores, visit www.credithealing.org Text CH to 214-949-8902 #creditrepairtips #creditrepaircompanies #creditconsultants #creditconsultant #creditrepairagents #creditrepairspecialists #creditrepairagent #creditrepairservice #creditscore #debtelimination #increasecreditscore #creditrepairspecialist #creditrepaircompany #financialfreedom #debtfreecommunity #creditrepairservices #creditrepair #credittips #creditspecialist #finance #credit #finances #creditrestoration #financialhealth #CreditHealing #CreditMatters #FinancialWellness

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Our traditional loan application opens TOMORROW!

🚨PSA🚨 🔊NOW IS THE BEST TIME TO START🔊 ALL three credit bureaus 😡are under fire for reporting inaccuracies & obsolete information! 😱Take advantage! This is a GREAT time of year to remove your collections❌, repos ❌, evictions ❌ , ❌ inquiries, ❌ liens, ❌student loans, ❌bankruptcy, ❌& late payments! 💸💸💸 DOESN'T MATTER IF YOU OWE THE DEBT!!! Who needs info? I can help you! NOW IS THE BEST TIME TO START‼️ Say "CREDIT" below ⬇️ if you need this info!📈

IDR waiver extended! | New deadline: April 30, 2024 To qualify for the IDR Waiver, borrowers must have loans held by the Department of Education. If you have old FFEL loans, you must consolidate your loans into Direct consolidation loans before April 30, 2024, to qualify for the adjustment recount. Need help understanding if you qualify? Schedule a 15-minute call with one of our loan experts for just $29 here: https://lnkd.in/gPVSQC8m #studentloans #idrwaiver #loanforgiveness

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Why You Should Know Your Credit Score. Your credit score is more than just a number. Having a good credit score gives us access to lower interest rates on loans, credit cards with better perks, and approval for apartments and new homes. Knowledge is power! Know your score. #CreditScore #KnowledgeIsPower

Empower Your Finances: Exploring the Transformative Effects of Credit Cards and Loan Serviceability!

In a MoneyGeek.com article highlighting the best personal loans for good credit, Ben Lourie, Associate Professor of Accounting, provides his expert advice for individuals trying to secure a favorable personal loan. Aside from great #credit, lenders look at other factors, like debt-to-income ratio, loan purpose, and collateral availability. 💸 Type of lender, reason for the loan, and what you earn and owe may serve as restrictions for lenders to manage risk. To get approved for the best loan rate, Lourie advises individuals to shop around and compare, ask for better rates, ask and negotiate, and be wise. 🤔 #UCIMerage More: https://bit.ly/3YMF170

50 Personal Finance Tips That Will Change the Way You Think About Money 23. Don’t Ever Cosign a Loan If the borrower—your friend, family member, significant other, whoever—misses payments, your credit score will take a plunge, the lender can come after you for the money, and it will likely destroy your relationship. Plus, if the bank is requiring a cosigner, the bank doesn’t trust the person to make the payments. Bonus tip for parents: If you’re asked to cosign a private loan for your college student, first check to see if your kid has maxed out federal loan, grant, and scholarship options. “Do you have Red Door Financials?”