Fifo Capital’s Post

Businesses working with customers that insist on long payment terms can be challenged by a slow and inconsistent cash flow which can make competing with those that can offer longer terms even tougher. Whilst not all such terms have to be agreed to, allowing a more flexible window of payment can offer a competitive advantage against other suppliers. This is where invoice finance can help you win even more business. You can offer terms that compete with others and get paid straight away so that there is no adverse impact on your cash flow. To find out more, please visit: https://lnkd.in/ds3B7MM #TeamOptimum #Cashflow #Factoring #SME #BusinessInsights

𝗔𝗿𝗲 𝘆𝗼𝘂 𝗺𝗶𝘀𝘀𝗶𝗻𝗴 𝗼𝘂𝘁 𝗼𝗻 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗦𝗠𝗘 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲𝘀𝗲 𝘀𝗶𝗺𝗽𝗹𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀? 🚀 Here's why you should know how to talk about supplier payments and payables as a way to grow: 1. Many SMEs are held back by cash flow challenges, and this is a powerful and accessible remedy for most B2B SMEs. 🚫📉 2. This approach frees up essential capital and positions you as a trusted adviser by proactively addressing root cash flow problems. 🤝🔑 3. At Fifo, we make it easy to streamline supplier payments and ease financial pressures — giving your clients more control over their finances. 💡💸 𝗪𝗵𝗮𝘁'𝘀 𝗶𝗻 𝗶𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂 𝗮𝘀 𝗮 𝗯𝗿𝗼𝗸𝗲𝗿? Strengthen Client Relationships: 🤝 Position yourself as an indispensable advissr by offering actionable solutions that directly impact your clients' success. Unlock Growth Opportunities: 🚀 By resolving cash flow issues, you enable your clients to take on new projects and expand their businesses. Enhance Your Reputation: 🌟 Demonstrate your expertise in financial strategies, increasing your value and credibility as a broker. Discover how SMEs can unlock trapped funds in this SmartCompany feature. Read the full article here for some key tips: https://lnkd.in/gAcCeARe 📈🔓 And if you're interested in partnering with Fifo to help your SME clients #Domore, #Winmore, and #Growmore, get in touch with our team and we can help you identify which of your clients would benefit most 👉https://lnkd.in/gBVCTwPk #payables #supplychain #SMEGrowth #FinancialFreedom #BusinessFinance #trade #importexport #ausecon #brokersarebetter CAFBA – Commercial & Asset Finance Brokers Association of Australia

𝐍𝐞𝐞𝐝 𝐟𝐮𝐧𝐝𝐢𝐧𝐠 𝐭𝐨 𝐠𝐫𝐨𝐰? Payables financing is your answer. It’s not just about managing expenses; it's about gaining strategic control over your cash flow to drive growth and efficiency. Here’s how: 𝐁𝐮𝐥𝐤 𝐏𝐮𝐫𝐜𝐡𝐚𝐬𝐞𝐬: 💰 Free up cash to buy in bulk, reducing unit costs and boosting your margins. 𝐄𝐚𝐫𝐥𝐲 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐃𝐢𝐬𝐜𝐨𝐮𝐧𝐭𝐬: 🏷️ Secure supplier discounts for early payments, cutting down your cost of goods sold (COGS). 𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐓𝐞𝐫𝐦𝐬: ⏳ Align supplier payments with your cash flow cycles, avoiding financial stress and maintaining operational fluidity. 𝐁𝐞𝐭𝐭𝐞𝐫 𝐒𝐮𝐩𝐩𝐥𝐢𝐞𝐫 𝐑𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩𝐬: 🤝 Consistent, timely payments build stronger relationships with suppliers, potentially leading to better terms and conditions. In business, time is money. Payables financing helps you save both, ensuring your cash flow is optimised for strategic growth. For more insights and strategies to improve how your business operates, talk to our team. Hat tip to Martin Russell for the valuable insights from our #Vic team. #Domore #Winmore #Growmore #cashflow #payables #accountants #advisers #CFO

Slow-paying customers and tied-up cash present significant challenges for businesses, but receivables finance is emerging as one of the fastest-growing supply chain finance solutions. PrimeRevenue's Receivables Finance agreement empowers organizations to navigate the complexities of delayed payments with ease. By converting outstanding invoices into immediate cash, businesses can mitigate the risk of bad debts, enhance cash flow forecasting, and unlock the liquidity needed to fuel growth. This solution offers a strategic advantage for optimizing cash flow and driving long-term success. #SupplyChain #SupplyChainFinance #SCF #ReceivablesFinance https://lnkd.in/eARDJb5e

Picture this: a thriving exporter faced with escalating costs and the daunting challenge of maintaining a steady cash flow. 💸 🔑 Invoice Finance allows businesses to improve their cash flow by releasing funds tied up in unpaid invoices. This helps to bridge the gap between invoicing and receiving payment, ensuring steady cash flow to meet operational costs and invest in growth initiatives. ⚙️ On the other hand, Purchase Finance enables exporters to finance the purchase of goods, ensuring a continuous supply chain. This eliminates the need for upfront capital and frees up resources to focus on expanding their business and seizing new market opportunities. #FinancialLiquidity #InvoiceFinance #PurchaseFinance #BusinessGrowth https://lnkd.in/drM2Cfbi

Supplier Finance: Growing in Demand 📈 We’re seeing increasing interest in Supplier Finance—both as a standalone facility and as an add-on to Invoice Finance. This flexible funding solution allows businesses to pay suppliers upfront while benefiting from up to 120 days of credit to repay. It works similarly to an overdraft, with no charges when not in use. Often compared to Trade Finance, Supplier Finance is particularly useful when confirmed customer orders aren’t in place—making it a great alternative for managing stock purchases. 🔹 Key Consideration: Personal guarantees are required. Want to learn more? Get in touch! #supplierfinance #businessfunding #cashflow

𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝘀 𝗣𝗮𝘆𝗮𝗯𝗹𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 𝗟𝗶𝗻𝗲 - 𝗨𝗻𝘀𝗲𝗰𝘂𝗿𝗲𝗱 𝘁𝗼 $𝟯𝗠 We help companies pay their domestic and international vendors for most tangible products for a very wide variety of industries. Your unsecured line of credit releases full payment to suppliers you choose and allows 90-120 Days for payback plus applicable interest.  The additional time and money you need for routine or critical payables at rates less than you think. 📈 Ready to strengthen your cash flow and streamline vendor payments? Let’s talk about how our solutions can support your business growth. 💬 #PayablesFinance #SupplyChainFinance #TradeFinance #InventoryFinance #RevolvingCredit

Enhancing Supply Chain Efficiency: The Benefits of Supply Chain Finance for Buyers and Suppliers In today's competitive global market, optimizing the supply chain is crucial for businesses seeking to maintain an edge.  SCF has emerged as a strategic tool that provides significant benefits for both buyers and suppliers, enhancing operational efficiency and financial stability. But what if Supply Chain Finance was not implemented? The lack of SCF could lead to strained cash flows, weaker supplier relationships, higher borrowing costs, and missed business opportunities, ultimately compromising the efficiency and resilience of the entire supply chain. For Buyers: 1. Improved Cash Flow Management: SCF allows buyers to extend their payment terms without negatively impacting their suppliers. This enables better cash flow management and the ability to reinvest freed-up capital into other strategic initiatives. Bizzi Financing highlights that effective cash flow management is vital for maintaining a competitive edge. 2. Strengthened Supplier Relationships: By participating in SCF programs, buyers can support their suppliers' financial health, fostering stronger and more reliable relationships. Suppliers gain quicker access to funds, which enhances their liquidity and operational stability. Bizzi Financing emphasizes that robust supplier relationships are key to a resilient supply chain. 3. Enhanced Negotiation Power: Buyers utilizing SCF can often negotiate better terms with suppliers due to the reduced financial pressure on the latter. This can lead to cost savings and more favorable supply agreements. For Suppliers: 1. Faster Access to Cash: Suppliers benefit from early payment options facilitated by SCF, which can significantly improve their cash flow. This access to working capital allows them to manage their operations more effectively and reduce the risk of financial distress. According to Bizzi Financing, improved liquidity is essential for supplier stability. 2. Reduced Borrowing Costs: By leveraging the buyer’s creditworthiness, suppliers can often secure financing at lower interest rates compared to traditional borrowing methods. This reduces their overall cost of capital. Bizzi Financing notes that lower borrowing costs are crucial for supplier growth and sustainability. 3. Increased Business Opportunities: With improved liquidity, suppliers are better positioned to accept larger orders and invest in growth opportunities. This not only stabilizes their business but also enhances their competitive positioning in the market. The implementation of SCF solutions can lead to a more resilient and efficient supply chain. By addressing the financial needs of both buyers and suppliers, SCF fosters a collaborative environment that drives mutual growth and sustainability. For more detailed insights into how Supply Chain Finance benefits buyers and suppliers, you can visit the Bizzi Financing website here. #Supplychainfinance #platform #SCF

Enhancing your cashflow with tailored trade finance instruments. take opportunity of the factoring instrument today. #tradefinanceinstruments

Payables finance – how it helps global supply chains The supply chain finance technique of payables finance is widely regarded by the industry as a highly useful and beneficial tool for both buyers and suppliers. Payables Finance offers substantial benefits to both trading parties : Payables Finance – for the buyer Improved payment and commercial terms and liquidity and working capital optimisation (see below for an explanation of the “Cash Conversion Cycle”) Greater supply chain stability and improved operating processes through automation. For the seller Alternative source of funding with reduced use of credit availability from traditional banking sources Lower implied cost of funding for finance raised against a stronger buyer, credit rating Working capital optimisation, improved cash flow forecasting and flexibility In spite of these obvious benefits, Payables Finance has received controversial press in recent times, particularly following the collapse of certain companies that have misused it, and such misuses are of significant concern for the industry.