Finance Magazine’s Post

3 years in The Fintech Meetup / YAN 🔹Fast-Paced Success: In 18 months at The Fintech Meetup/YAN, I've spearheaded 10 investments across 8 exciting startups (leveraging both the fund and an SPV structure). 🔹Diverse Portfolio: Our investments span a range of high-growth Fintech segments, from Data and Cybersecurity to Agri-Fintech, Embedded Lending, Credit Cards, and NBFCs specializing in Gold Loans and Commercial Cards. 🔹Backing Strong Teams: We believe in backing visionary founders, regardless of age. Our portfolio includes young, dynamic teams (average age 26) alongside experienced leaders (average age 48). 🔹The Power of Execution: I understand the importance of flawless execution. Turning ideas into reality requires grit and focus – especially when navigating unforeseen challenges. 🔹From SPV creator to Fund Manager: My journey began with investments from 20 individuals through an SPV. Today, we boast over 150+ BFSI professionals in our fund. 🔹Wearing Many Hats: My role transcends investment decisions. I serve as a collections expert for each investment, ensuring timely responses to investor queries (average response time under 180 seconds!). I also collaborate with senior founders on deal closures and as an Angel Fund, I help navigate the intricacies specific to this investment category. 🔹Continuous Growth: Over the past 3 years, I've actively built expertise in startup investment execution – from SPV creation and participating in CCPS rounds to venturing into secondary purchases. Looking ahead, I'm eager to manage larger deals and strategize successful exits. I've personally engaged with over 200 senior BFSI professionals on startup investing. Feel free to contact me (husain@thefintechmeetup.com) for guidance on your investment journey. Calling Fintech Founders: Let's connect! Share your details at yatra.connexdoor.com

💰 The Titans of Fintech Venture Capital 💰 The fintech landscape has been reshaped by the vision and commitment of key venture capital firms who see beyond the horizon. Despite a market correction from the high tides of 2021, these firms have not wavered in their pursuit of innovation. In 2023, venture capital investment in fintech stood at $34.6 billion, a sober step from the previous heights but a significant commitment nonetheless. As we navigate the shifting sands of fintech investment, let’s recognize the top 10 VC firms that have been the most active since 2019: 💵 Coinbase Ventures - Diving deep into the digital assets and DeFi space with 327 VC investments. 💶 500 Global - A global accelerator and investor with 270 investments across various geographies. 💸 FJ Labs - With their eyes on fintech gems like Klarna and Revolut, boasting 268 investments. 💳 Global Founders Capital - An early-stage firm with a broad vision, marking 267 investments. 💲 Soma Capital - Not just investing, but nurturing fintech unicorns, with 259 investments. 🤑 Andreessen Horowitz - Leading the charge with high-profile bets in online payments and beyond, counting 224 investments. 💴 Tiger Global - A strategic asset manager backing fintech key players, with 218 investments. 💸 NGC Ventures - With a laser focus on cryptocurrency and blockchain startups, holding 198 investments. 💹 Goodwater Capital - Investing in fintech specialists like Greenlight and Monzo, also with 197 investments. 💰 Alumni Ventures - Connecting with university-alumni-focused funds and startups, making 197 investments. These firms are the vanguards of fintech, fueling the sector’s growth and fostering the innovations that continue to redefine the financial services landscape. As the figures indicate, they are not just betting on companies, but are betting on the future of finance itself. #Fintech #VentureCapital #Innovation #InvestmentTrends #PitchBook #TopInvestors #FinancialServices

Are you curious about the future of FinTech? Wondering whether co-investing in high-growth enterprises is the innovative approach to take next? Our latest article is just the read for you. We take a deep dive into the exciting world of FinTech, and feature insights from Saturn Investors, a innovate startup based in London, England, focused on assisting investors to directly co-invest in high-growth enterprises. Saturn Investors is leading the charge in this unique co-investment initiative, aiming to leave the world a better place through collaborative investment efforts. Explore more by clicking the link below: https://UKT.news/?p=12162 Join the conversation! #FinTech #CoInvesting #HighGrowth #SaturnInvestors #FinancialInnovation

VC funding of FinTech startups dropped globally by 49% year over year to US$23 billion in the first half of 2023 according to S&P Global Market Intelligence data. This data also points to a continued drop in the deal count, with FinTech funding rounds in H1 2023 coming in at 1,178, a 64% drop from H1 2022. https://lnkd.in/eUiGWMSv.

Uncertainty/Risk vs. Funding New ventures operating in areas of high Uncertainty have by definition more potential than others to be innovative. The mere presence of high Uncertainty means an area has not previously been sufficiently explored. Naturally, there is more greenfield space at the beginning of an innovation cycle. We indeed observed more attempts at radical innovation in the first half of the fintech cycle, when Uncertainty was high. As the market became more saturated with new ventures, resulting in less available greenfield space, and Uncertainty fell, the industry’s focus shifted to more incremental innovation (see chart below), as confirmed anecdotally in Mapping the Cycle, above. (Note: Risk/Uncertainty change over time for the same business as it makes progress. Different investor types are relevant for different rounds because of this changing risk composition.) Counterintuitively, this apparent reduction in radical innovation (ex-crypto) occurred even as increasing amounts of venture capital were entering the market. As the cycle progressed, the amount of funding for fintech increased tremendously, even adjusting for global VC growth (a proxy for risk-seeking capital availabile in the economy). As Uncertainty fell, the theory suggests, the potential size of successful outcomes should have fallen as well, adjusted for available capital in the ecosystem. In such a dynamic market as fintech, it is difficult to isolate the size of outcomes with respect to Uncertainty vs. Risk, but the idea is worth reflecting on, especially for founders and investors. Over the course of the cycle, even with more risk capital theoretically available to fund moonshots, did the industry focus increasingly on areas with less Uncertainty, with a resulting reduction in outcome potential? Anecdotally, we believe it did. Undoubtedly, Uncertainty in fintech naturally fell as we started getting answers to the most important questions that can be formulated around mobile/cloud/APIs + prevailing customer behavior + existing market structure. However, other factors potentially contributed to this reduction in Uncertainty as well and the corresponding shift to incremental innovation. We point to two primary factors: maturing founder profiles as the cycle progressed, with more former operators bringing pre-validated venture ideas informed by existing industry pain points, and investor preferences. While the potential impact of founder profiles is difficult to fully unpack, we’ll explore investor preferences in more detail. Subscribe https://lnkd.in/gcWnV_AC Source Rebank / Bill Beeson #fintech #risk #funding

These are the 10 most active investors in fintech #startup  #fundraising  #angelinvestor  #investments  #VentureCapital  #vc #Entrepreneurship  #venturefunding  #investing #TechNews #Innovation #technology #fintech https://lnkd.in/eNxTcV_h

You're looking for an investment? This article from ScienceDirect analyzes the investment patterns of U.S. banks in fintech startups, comparing them to independent venture capitalists (IVCs). It finds that banks not only invest more in fintech ventures but also achieve higher IPO exit rates. This great performance is attributed to the banks' unique industry expertise, particularly in startups that align with their core business areas. The study highlights the evolving role of banks in the venture capital market, especially in the fintech sector, where their strategic investments complement or substitute traditional banking functions. For more follow the link: 🚀🚀🚀 https://lnkd.in/dfSV7NNX #fintech #startup #technology #software #investment #VC

It’s been eight glorious years of customer-centric innovation in fintech. However, the industry can no longer remain immune to the tumultuous macroeconomic environment. Our co-founder Ivo Gueorguiev spoke with Startups Magazine about how sustainability is the new go-to-market, why starting small and testing big is the secret to success, and why it’s time to stop chasing growth at any cost. Dwindling investment isn't the death knell for progress and innovation. On the contrary, Ivo gives insight into the opportunity it presents fintechs 👇   #Trends #Payments #EmbeddedFinance #FinancialServices #Fintech

#FinTech has revolutionized the financial industry and presents incredible benefits for individuals, businesses, and the economy as a whole. Startups in this area have significantly increased accessibility to financial services, especially for underserved or unbanked populations – something we have seen a great deal with FinTech startups serving #latinamerica. Because of its transformative impact, Fintech has been a hot spot for #venturecapital despite the downturn of the last couple of years. This article addresses the state of Fintechs globally and the concerns as to the regulatory issues applicable to the sector specially for foreign Fintechs, which may directly or indirectly have contact with the United States. Specifically, the article points out to the far-reaching arms of American and European jurisdictions in enforcing their laws and regulations even beyond borders. Thus, this topic deserves special attention from both investors and #startups. #venturecapital #mergerandacquisitions #latam #fintech #neobanks André Thiollier

Some interesting insights in S&P Global’s fintech funding 2023 market intelligence data. Venture capital flows into fintechs dropped 42% year over year to $35 billion. With that being said, the long drawn-out bearish cycle for startup funding may be showing signs of a bottom, as Q4 saw 472 rounds yielding $6.67 billion, compared to 481 rounds worth $5.98 billion in the previous quarter. By segment, payments remained the largest destination for VCs, drawing $14 billion of investment. Cross-border payment companies and payment orchestration and modernization companies continue to attract investors. It will be definitely interesting to see 2024’s results and trends.