First International Bank & Trust’s Post

Call us for your students & their roommates renters insurance needs. You’ve spent enough at Sam’s, Target and Cosco getting ready for this move. Don’t make the mistake of choosing the wrong insurance that could come back to bite you later. A lot can happen at college. For less than $10 a month you can protect your students stuff, provide yourself piece of mind, and save your homeowners insurance from getting any more expensive by having to file a claim against it if something happens at the apartment or dorm. 816-331-5525

Making some key insurance adjustments before your college student leaves can save you money and ensure your student is well-protected. Discover what Personal Insurance changes you should consider before your student heads to campus, and how Aegis Insurance & Financial Services can help. https://lnkd.in/gNDS59er

Phase three of the auto insurance production is the Close!!! One part I failed to mention in the Presentation yesterday was creating doubt. Once we find a coverage that does not meet the insureds need. I want to ask them if their agent has called them recently about that. If they say NO, which they will. I will say are you sure they not called you recently. Creating that doubt earns you the right to assume the close. Never during the close ask an open-ended question, that will give them an instant out. Never say Do you? could you? Would you? Its straight up do you pay in full or monthly ? do you prefer it drafted out of a checking account or credit? then it is we are setting this policy up to start today I just need your debit or credit card number or checking account information for the down payment and then wait for them to give it to you....Tomorrow we will cover objections and re closing..

Navigating commercial insurance claims? Avoid common mistakes with these tips. #CommercialInsurance #InsuranceClaims #PublicAdjusters #PropertyManagement #ClaimsProcess #MBCAdjusters

🏠 Understanding homeowners insurance is essential for protecting your investment in your new home. 🛡️ Coverage options vary, but most policies include protection for your dwelling, personal belongings, and liability. 💼 Consider factors such as your home's location, value, and specific risks in determining the right coverage for your needs. 💰 Deductibles, coverage limits, and additional endorsements are important considerations when selecting a policy. 🤝 Working with an experienced insurance agent can help you navigate the options and ensure you have adequate coverage for peace of mind. Tory Booker  (469) 535-1676 ToryTheRealtor@gmail.com www.torybooker.com

Making some key insurance adjustments before your college student leaves can save you money and ensure your student is well-protected. Discover what Personal Insurance changes you should consider before your student heads to campus, and how Aegis Insurance & Financial Services can help. https://lnkd.in/gUf4Xa8A

Creative ideas to generate more business. I was taught that to be successful you need to become a problem solver. My field is Insurance so You may think that selling Home, Auto, Commercial and Umbrella Insurance is very competitive, and it certainly can be. There are many ways you can provide additional coverages and or services that makes your coverage far different from the others. Let's take a homeowner policy for example, coverage for the home, out buildings, personal property and liability coverage, the basics. So what else may the buyer be interested in: jewelry coverage for the wife, water that backs up into the home can be significant concern and you can add a rider to protect the insured, we live in a high inflation time, so people are living tight just to make ends meet. Companies can offer septic coverage and equipment breakdown coverage so if a major problem arises the homeowner can pay a deductible and the Insurance pays the rest. We face the same concerns on our property so look for ways to alleviate the worry for the client. Being caring enough to share these opportunities for your clients says what each client needs to know, your coverage and being there at the time of a claim means this is more than a sale, it's a respect for the client. We have heard they don't care how much you know until they know how much you care. Show you are different; show you have their best interest at heart!

From our partners at Maverick Title Services, LLC, lessons on the title insurance process. 🎬 Part 5: The Closing Table #mclclaw #mavericktitleny #titleinsurance #titleservices #titleinsuranceexplained #NYTitleInsurance

Have you ever wondered what happens at a closing ? Check out Part 5 of our six part series to learn more!

Common Claim Mistakes Commercial Property Owners Make and How to Avoid Them 🛑 Filing an insurance claim for your commercial property can be a complex process. Avoiding common mistakes can significantly impact the outcome of your claim. Here are some of the most frequent errors and tips on how to steer clear of them: Delayed Reporting Mistake: Waiting too long to report the damage to your insurance company. Tip: Report any damage as soon as possible. Immediate reporting ensures that the insurance company can assess the damage accurately and reduces the risk of claim denial due to late notification. Inadequate Documentation Mistake: Failing to document the damage thoroughly with photos, videos, and written records. Tip: Always take detailed photographs and videos of the damage from multiple angles. Keep a written record of the events leading to the damage and any immediate repairs you undertake. Incomplete Inventory Mistake: Not providing a complete inventory of damaged property or overlooking items. Tip: Create a comprehensive list of all damaged items, including their age, original cost, and estimated replacement value. This list will help ensure you receive full compensation for your losses. Accepting Low Initial Offers Mistake: Accepting the first settlement offer from the insurance company without negotiation. Tip: Evaluate the initial offer carefully and compare it to your estimated costs of repair and replacement. Don't hesitate to negotiate or seek a second opinion. Neglecting Temporary Repairs Mistake: Not making necessary temporary repairs to prevent further damage. Tip: Make temporary repairs to secure your property and prevent additional damage. Keep receipts for any materials or services used, as these expenses may be reimbursable. By avoiding these common mistakes and following these tips, you can navigate the claims process more effectively and ensure a better outcome for your commercial property. If you need assistance or have questions about your claim, don't hesitate to reach out to MBC Public Adjusters. We're here to help you every step of the way. #PropertyManagement #ClaimsProcess #PublicAdjusters