Fisika’s Post

2023 was the year the Perenna Mortgage was introduced into the UK. As the rate is fixed people can borrow more and have security knowing the rate won't change. All without losing the flexibility to refinance with short early repayment charges. The complete mortgage product. The traditional UK mortgage products are homogenous offering no real diversity. Teaser rates which revert to a higher rate after a short fixed period. As a result, many people are excluded from the market, from first time buyers to people in later life. The Perenna Mortgage is the missing product in the UK, and will enhance people's lives.    And with respect to New Year predictions, 2024 will be the year the Perenna Mortgage will become established and understood by the market, helping many people purchase their home and address the affordability issues faced by home buyers. The housing market will be unlocked, boosting GDP and get growth back into the domestic economy.   Merry Christmas to you all. #longtermfixedratemortgages #homebuying #affordability #housingmarket #growth #interestrates #mortgages

How to create new holiday traditions with your family

🐉✨ Dragon Boat Festival Insights! 🛶🌿 Did you know the Dragon Boat Festival isn't just about boat races and zongzi? It's a rich blend of culture, history, and wisdom, making it one of the most fascinating festivals on the UNESCO Intangible Cultural Heritage List. Here are some cool insights I learned: 𝟭. 𝗛𝘂𝗺𝗶𝗹𝗶𝘁𝘆 𝗯𝗿𝗶𝗻𝗴𝘀 𝗹𝘂𝗰𝗸: The day symbolizes celestial balance and teaches the value of humility—even at your peak! 𝟮. 𝗩𝗶𝗿𝘁𝘂𝗲 𝗶𝘀 𝘁𝗶𝗺𝗲𝗹𝗲𝘀𝘀: Remembering historical figures like Qu Yuan inspires us to live virtuously and respect traditions. 𝟯. 𝗚𝗿𝗮𝘁𝗶𝘁𝘂𝗱𝗲 𝘁𝗼𝘄𝗮𝗿𝗱𝘀 𝗻𝗮𝘁𝘂𝗿𝗲: The custom of zongzi isn't just delicious; it's a way to thank and honor the earth's bounty. 𝟰. 𝗣𝗲𝗿𝘀𝗲𝘃𝗲𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗸𝗲𝘆: The energy and spirit seen in dragon boat races remind us to keep pushing, no matter the challenge! 𝟱. 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝗮𝗻𝗱 𝗽𝗿𝗼𝘀𝗽𝗲𝗿: Simple traditions can protect us from harm and bring health and happiness. Let’s take these lessons to heart and navigate our professional and personal lives with wisdom and gratitude. What are your thoughts on integrating traditional wisdom into everyday life? Blessing! #DragonBoatFestival #CulturalWisdom #LifeLessons #chineseculture #insights

My personal thought after Max Verstappen's domination last year and the one just started this year is as follows. 📌 In these seasons of absolute domination by the perfect pairing Verstappen - Red Bull, other teams should have only one task: not to be caught unprepared. 🤔 You might be wondering what for. For what we saw on Sunday in Melbourne. A DNF, a performance drop, any car issue, a mistake. "It's not Formula 1 if you only win when others retire". "There are no more duels like before". ‼️ It's clear. Track action, head-to-head battles, hard-fought championships, the fight between champions are the beauty of this sport, but there are also dominations - and monopolies, like Verstappen's. If you start a season knowing you haven't been able to fill the gap 100% and that, despite the updates brought during the season, Red Bull (or any other highly competitive car that steals the spotlight in the championship) always has something more, you have to work to be at least the team that wins when there's no Super Max (or another dominant driver) in "his" position. 💪🏼 Being concrete on the track and bringing home the victory, without hesitation. 🔴 That's what Sainz did yesterday. That's what Leclerc would have done if he hadn't made that mistake in qualifying. Having the car and the drivers that allow and guarantee you to step onto the highest step of the podium. Yesterday that podium, for once, was monopolized by the Red team. #F1 #Formula1 #ScuderiaFerrari

In your new home, you can craft spaces and everlasting traditions! 🌟 From cozy movie nights to festive gatherings, every corner holds the potential for a new memory. Ready to start making your traditions? What is your favorite tradition? Old or new! #casadivinarealestate #holidaytime #sellingsiliconvalley #toprealtor #willowglen #losgatos #campbell #realrelationships #remarkableresults

May the auspicious occasion of Sri Rama Navami fill your life with joy, peace, and prosperity. Wishing you and your loved ones a blessed Sri Rama Navami! #SriRamaNavami #Festival #Celebration #itservicesprovider #itservices #datatransformation #itservicedelivery #digitalinnovations #automationtesting #dataanalytics Datastreet Solutions

Gratitude in sweetness! 🌟 Mr. Afzal Kharwar, radiating happiness after our November Umrah Tour, surprised us at the Adeeba Tour and Travels with a box of sweets. His joy speaks volumes, a heartfelt 'thank you' that makes every journey unforgettable. 🕋 #NovemberUmrahTour #AdeebaTourandTravels #UmrahTour #UmrahTraveler #umrahtravelerreview #MrAfzalKharwar #review #umrahpackages #travelerreview

Mullen Automotive please answer this for all us who wonder if we were misled by Mullen, we were wrong about Mullen, or if Mullen was wrong about Mullen? Many people helped Mullen tell its pre-production story. Now will some of you tell us more about Mullen's post-production story? This is what Mullen's CEO/Founder/COB said in June 2023 with a smile on you face in an interview on YouTube. He said Mullen EV are "mostly spoken for and we are excited about that...they are leaving the factory to customers" then gave us guidance on 15,958 EV builds for 2023-24. Three months later, in October, Mullen issued a PR that guided for 7,300 builds with no explanation on the 55% reduction from 15,958 builds. In April 2024 Mullen issued a PR on its 500th EV build. 7,300/500 = 6.85% build rate on the revised guide. 15,958/500 = .03% build rate on the initial guide. There is no available import data that I can find since March 2024 to show me a supply chain to built 7,300 EV by YE. Will Mullen lower its production level again or will they bang out the EV over the coming months? There is a shareholder who visits Randy Marion (Mullen's original dealer) almost weekly and updates us on the inventory count. That inventory is essentially unchanged YTD. Everything the dealers spokesperson said about Mullen or demand for Mullen EV is well documented on Twitter or in YouTube interviews but none of it happened like he said. So I asked him about his statements and I asked him to have a conversation with me to get to full disclosure. I was blocked. Other people started asking him similar questions. He stopped talking to us in January/February. John S. (a former Mullen executive) left Mullen saying in a LinkedIn post that he left because of Mullen's financing deals and broken promises. What did he mean by that? I want clarity from Mullen. I want full disclosure on everything the dealer (RMA) said, what Michery said, what John S. meant and more. I am only asking about disclosures for what they told us versus what happened. I have asked the CEO to have a conversation with me. I promised him all my questions will come from Mullen press releases and past comments he made in his various interviews. No surprise questions. I will just ask about everything Mullen said that did not happen or never existed. Mullen is trying hard to sell their EV. They recently turned off comments to their social media posts. The replies they were getting were horrible and brutal IMO but valid. Waiting for help from others more connected than I am for these answers. I hope the automotive media will ask some questions of Mullen as well. In November the CEO did tow more interviews on YouTube saying: -The B1 and B2are about to become a world recognized vehicle. Take a good look at it. -Q4 will have 45 pilot programs with 10 on national and regional fleets. -Mullen is going to be #2 to Telsa when the dust settles. This is July 2024. What is the update of those statements as well.

Are you showcasing your talents? Do you make competition look with envy at your performance? Are your customers surprised and amazed by your skills? Remember: You attract loyal customers by consistently providing an outstanding, one-of-a-kind experience they can't get anywhere else! hashtag #customerexperience hashtag #focus hashtag #loyalty hashtag #clientappreciation hashtag #capglobalconsulting

Are you showcasing your talents? Do you make competition look with envy at your performance? Are your customers surprised and amazed by your skills? Remember: You attract loyal customers by consistently providing an outstanding, one-of-a-kind experience they can't get anywhere else! #customerexperience #focus #loyalty #clientappreciation #capglobalconsulting