Five V Capital’s Post

Today’s global financial system urgently needs rearchitecting. Consider these modern-day challenges: ➡️ 1.5 billion individuals are unbanked ➡️ Many financial institutions rely on outdated mainframe systems ➡️ For migrants, remittance fees average 6.18% globally ➡️ SMEs struggle to secure financing due to a lack of data availability on their operations What’s the way forward? This CFTE - Centre for Finance, Technology and Entrepreneurship x Elevandi report offers solutions on reforming our legacy financial systems: https://lnkd.in/gTPPd73p These insights were drawn from a roundtable at Japan FinTech Festival. Want more? Register for this course—you’ll earn a professional certificate of achievement from CFTE x Elevandi too. https://lnkd.in/eEy64hfE #FinTech | #ElevandiEducation | Singapore FinTech Festival | Huy NGUYEN TRIEU | Pat Patel | Rebecca Martin | Navin Suri | Yong Liang Mun | CFTE Singapore – The Centre For Finance, Technology and Entrepreneurship | Danny Khoo | Tram Anh Nguyen | Peng-Yu (Melody) Lin | Giang Dinh | Chizuru Suga | Szombati Aniko | Serkan Yüksel | Rahul Advani | Koichi Kano | Hideyuki Kitabatake

As the financial landscape continues to evolve, Southeast Asia emerges as a focal point for global financial activities. Other regions are taking notice, including from Europe, where Luxembourg stands out as a keen player in this landscape. For instance, Luxembourg is renowned for its leadership in European securities listings, having impressive array of 39,000 securities across over 60 currencies, representing issuers from more than 100 countries. Considering Southeast Asia's burgeoning potential as one of the world's most enticing regional markets for fintech innovation, the Luxembourg House of Financial Technology (LHoFT) is proud to announce the forthcoming webinar "Catapult: Inclusion Southeast Asia." This premier event marks the launch of the Catapult Program, an embedded finance acceleration initiative by LHoFT aimed at catalyzing fintech growth in the region. This significant event is co-organized in collaboration with Digital Pilipinas, a leading private sector-driven movement dedicated to advancing technology in the Philippines while playing a pivotal role in fostering strategic connections among investors, entrepreneurs, and startups across ASEAN and beyond. Scheduled for February 20, 2024, at 11:00 AM (GMT+1)/5:00 PM (GMT+7), this webinar is not only timely but also strategically aligned with the recent goals of both the Philippine and Luxembourg governments to enhance economic cooperation, particularly in the realms of physical and digital connectivity. By joining us, you'll have the exclusive opportunity to: 1. Engage with LHoFT and its dynamic Fintech Ecosystem. 2. Gain insights into the mission and objectives of the LHoFT Catapult Program. 3. Participate in a Q&A session covering application processes, selection criteria, and program agendas. 4. Explore the vast opportunities presented by the ASEAN region, a global fintech powerhouse. 5. Deepen your understanding of the growing allure of the renminbi among international investors and the rising prominence of dim sum bonds in cross-border trade settlements. We look forward to your participation and fruitful discussions. Secure your spot at this exclusive webinar here: https://lnkd.in/g7xsZiCE

German FinTech funding declined 74% in 2023, as large deals dried up German FinTech suffered drops across all investment statistics in 2023. Last year, the landscape of German FinTech investments experienced a significant transformation as it recorded a staggering 74% decline YoY, with German FinTech companies raising a combined $911m in funding. This downturn signified a considerable departure from the previous year's figures, signalling shifts in investor sentiment and market dynamics. German FinTech deal activity in 2023 saw a notable reduction, with a total of 160 funding rounds completed. This represented a 28% decrease compared to the previous year. The average size of German FinTech deals in 2023 was $5.7 million. This marked a substantial 63% decrease from the figures recorded in 2022. IntegrityNext, a firm with a mission to make supply chains more sustainable with better ESG compliance and oversight, had the largest German FinTech deal in 2023 after it secured €100m in their first Venture round. EQT Growth led the investment, and the recent capital infusion will propel the company into its next developmental phase. According to EU Startups, Munich-based. IntergrityNext has developed a sustainability software platform that is dedicated to making supply chains more transparent and compliant. Founded in 2016, IntegrityNext’s solution supports enterprises to assess risk and monitor a large portion of their supply chain for ESG metrics and compliance, enabling them to meet the demands of stakeholders, regulatory and societal demands. IntegrityNext plans to use the new funding to embark on the next phase of growth. The firm will also consolidate its position within the German market while also expanding its product to serve upcoming European regulations. In October 2023, Germany published a draft for their new Financial Market Digitalisation Act (FinmadiG) which will significantly impact financial technology by aligning German law with EU regulations like MiCA and DORA. It introduces new definitions and regulations for crypto-assets and cryptographic instruments and amends existing financial regulation laws. Key changes include harmonization of crypto-asset laws across the EU, new national regulations for cryptographic instruments, and adjustments to the treatment of client crypto-assets and reserve assets. The Act also enhances the powers and sanctions of BaFin, the German financial services supervisory authority, and sets transitional regimes for service providers to adapt to the new regulations. This will likely lead to increased compliance requirements and operational changes for fintech companies operating in Germany. #FinTech #Deals #Finance IntegrityNext Raisin Scalable Capital wefox Solaris SE Upvest WebBoxes HAWK:AI

If you are in #naturetech and/ or #naturefinance looking to learn more about CCB, #biodiversitycredits, #naturalcapital and PES (payment for ecosystems services) and the nature fintech that powers it, then you don’t want to miss our next #nature fintech webinar! Sign up!👇

Indian #fintech has propelled by a confluence of positive governmental initiatives, proactive regulatory measures, a robust funding environment, a thriving venture capital ecosystem, expansive demographic opportunities, widespread FinTech adoption, and the availability of talent and technology conducive to entrepreneurial endeavors shaping the trajectory of the new Digital India. However, several challenges persist within this landscape. Through my recent article on Taxguru, I have embarked on a nuanced analysis of the dynamics inherent in financial markets, the clarion call for a comprehensive harmonization strategy that transcends its role, globally, as a mere regulatory imperative, evolving into a linchpin that underpins the cultivation of a resilient and dependable financial ecosystem for the needs of integration of financial innovation with capital markets. For more insight, do refer at: https://lnkd.in/gzwd2Dpf #capitalmarkets #rbi #fema #innovation #digitalization #digitalindia #finance

WEF -"The Future of Global Fintech" -"This research initiative, jointly launched by the World Economic Forum and the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School, explores the future of global fintech. The initiative aims to respond to current public and private sector needs for more robust data and empirical evidence on fintech that can inform market development and facilitate evidence-based regulation. By collaborating with a global group of innovative and relevant fintechs, this effort looks to produce valuable research outputs that highlight global market trends, generate regional fintech insights, and assess how fintech activities are impacting consumers, SMEs and financial inclusion. This initiative will also bring together innovators, financial services incumbents, regulators, and development institutions through a series of roundtables and workshops to share learnings, disseminate knowledge, and forge meaningful public-private partnerships. Additional information on this initiative and the CCAF’s Cambridge Fintech Market Observatory can be found here. " WEF https://lnkd.in/gDbBKEJz

Global Brain has invested in Rise, a financial technology company revolutionizing financial services in the MENA region, through its GB-IX Growth Fund Investment Limited Partnership (GB-IX). With an estimated population of 112 million+ citizens and 15 million+ foreign residents in 2023, Egypt, Rise’s core market, is the one of the most populous countries in Africa, estimated to surpass 120 million citizens by 2030. Egypt’s GDP positions it as the largest economy in Africa, having experienced significant growth over the past decade. Despite recent economic challenges such as high inflation and a foreign currency crisis, Egypt is rebounding well, benefitting from significant recent direct foreign investment and growth-oriented policies, and continues to show resilience and potential for robust growth. Egyptian government entities such as The Central Bank of Egypt (CBE) and The Financial Regulatory Authority (FRA) are impactfully introducing regulatory frameworks that support the expansion of financial technology and inclusion. Global Brain sees a significant opportunity in the growth of technology based financial services in Egypt and the MENA region, led by Rise, a company led by prominent co-founders, experienced financial services professionals, and product-led serial entrepreneurs with experience in leading global markets. Global Brain will contribute to Rise’s growth by providing support that includes connecting Rise with strong financial institutions through our global network. https://lnkd.in/gwdCu-Ue

Global fintech funding touched 5-yr low in 2023, AI focus area for global VCs: Report A storm of global challenges — from the high-interest-rate environment and stubbornly high inflation in many jurisdictions, to conflicts in Ukraine  and the Middle East — combined with concerns about valuations and the barren exit environment, saw fintech investors becoming increasingly cautious with their investments. A recent report by KPMG revealed that global fintech funding witnessed a five-year low in 2023. Story by Anushka Sengupta #fintech #fintechfunding #kpmg #investment #interestrate #inflation https://lnkd.in/eJ-4mebN

Our Co-Founder & CEO, Christoph Gugelmann, has been featured in Finance Derivative, sharing insights on the evolving landscape of the private debt market and the crucial role of technology in its further development.   The article highlights a shift in the finance industry, with traditional banks recognising the potential of the private debt market and making substantial investments to enter or expand their presence within it. As this sector continues to mature, Christoph emphasises the importance of addressing key challenges such as information flow, liquidity, and risk management. He advocates the adoption of innovative solutions such as Tradeteq, which streamlines operations, enhances transparency, and facilitates smoother transactions within the market. Read the full article here: https://lnkd.in/eBCBJ-QK #Finance #Debt #Ai #Riskmanagement #Technology

Global Government Fintech Lab in Dublin on 25 April 2024: register now Public servants and officials with an interest in innovative technology are invited to register for the Global Government Fintech Lab 2024, which will be held in Dublin on Thursday 25 April. Global Government Fintech’s one-day event will include keynote speeches, panel sessions, fireside chats and plenty of opportunities for international networking, reflecting our spirit of knowledge-sharing across borders. #dublin #fintech #ireland #technology #financialinnovation #financialregulators ##fraud #europeanunion #austria #sandbox #latvia #estonia