Florida Bankers Association’s Post

We are excited to announce that OptimumBank will be presenting our inaugural conference! Join us on September 12, 2024, for OptimumBank's Virtual Banking Conference, hosted by Florida Atlantic University. This complimentary webcast will feature insights from top experts in finance, macroeconomics, and banking. Engage with leaders from Nasdaq, Moody's Corporation, and more in discussions on global economic trends and the impact of inflation on investment strategies. Don't miss this opportunity to gain valuable knowledge from industry leaders on two panels: ➡️ "Navigating Global Economic Trends: Risks, Opportunities, and Banking Insights" Dive into crucial discussions with leading experts as they explore the dynamic landscape of global economics. Gain insights on managing risks, seizing opportunities, and understanding the latest trends impacting the banking sector. Panelists include Daniel Lacalle from Tressis, Phil Mackintosh from Nasdaq, David Rosenberg from Rosenberg Research & Associates Inc., and Gareth Soloway from Verified Investing. ➡️ "Inflation Impact: Aligning Monetary Policy with Banking Investment Strategies” Explore how current inflation trends influence monetary policies and discover strategic approaches for aligning banking investments to navigate these economic challenges. This session is essential for staying ahead in today's dynamic financial landscape. Panelists include James Bianco from Bianco Research L.L.C., Dr. Rebel C. from Florida Atlantic University, Otavio (Tavi) Costa from Crescat Capital, and Marisa DiNatale from Moody's Corporation. 🗓️September 12, 2024 Register now to secure your spot! https://lnkd.in/emPHbM89

We are excited to announce that OptimumBank will be presenting our inaugural conference! Join us on September 12, 2024, for OptimumBank's Virtual Banking Conference, hosted by Florida Atlantic University. This complimentary webcast will feature insights from top experts in finance, macroeconomics, and banking. Engage with leaders from Nasdaq, Moody's, and more in discussions on global economic trends and the impact of inflation on investment strategies. Don't miss this opportunity to gain valuable knowledge from industry leaders on two panels: ➡️ "Navigating Global Economic Trends: Risks, Opportunities, and Banking Insights" Dive into crucial discussions with leading experts as they explore the dynamic landscape of global economics. Gain insights on managing risks, seizing opportunities, and understanding the latest trends impacting the banking sector. ➡️ "Inflation Impact: Aligning Monetary Policy with Banking Investment Strategies” Explore how current inflation trends influence monetary policies and discover strategic approaches for aligning banking investments to navigate these economic challenges. This session is essential for staying ahead in today's dynamic financial landscape. 🗓️September 12, 2024 Register now to secure your spot! https://lnkd.in/eMkMwKNM

Did you know that the 𝐠𝐥𝐨𝐛𝐚𝐥 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐬𝐬𝐞𝐭𝐬 𝐚𝐫𝐞 𝐧𝐨𝐰 𝐬𝐢𝐱 𝐭𝐢𝐦𝐞𝐬 𝐭𝐡𝐞 𝐬𝐢𝐳𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐫𝐞𝐚𝐥 𝐞𝐜𝐨𝐧𝐨𝐦𝐲? According to a recent report by 𝘾𝒉𝙖𝒓𝙡𝒆𝙨 𝙃𝒖𝙜𝒉 𝑺𝙢𝒊𝙩𝒉, the ratio of financial assets to GDP has reached an all-time high, surpassing the previous peaks of the dot-com #bubble in #2000, the global financial crisis aka the #subprime in #2008, and the pandemic-induced bubble in 2020. This means that the financial sector is increasingly disconnected from the productive activities of the real economy, creating a potential risk of instability and volatility. 𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐞? How can we ensure that the financial system serves the needs of the real economy, rather than the other way around? How can we balance the opportunities and challenges of financial innovation, regulation, and inclusion? These are some of the questions that are explored by Grant Thornton LLP (US) in its latest study. It has multiple insights and perspectives on the trends and themes that will shape the financial industry. Even though the article is a bit dated, I find most of the sections, very relevant, still. #Finance #FinTech #Investing #FinancialMarkets #Money #Business #WallStreet #Economy #Markets You can read it here: The State of Finance in 2022: Challenges and Opportunities.

In this week's banking insight, we explore the current macroeconomic dynamic and its impact on M&A activity. Additionally, we touch upon the most important M&A activity this week. Don't miss out on our education series highlighting carbon trading! Check out our latest blog post for more information: https://lnkd.in/eRZjvAhv #mergersandacquisitions #news #macroeconomics #carbontrading #dealactivity

Explore how banks can navigate a challenging macroeconomic landscape in 2025. With innovative strategies, they can reinforce sustainable growth despite low-growth, lower-rate conditions. Discover insights on noninterest income, AI modernization, and cost management from Deloitte’s latest banking and capital markets outlook. Read the Outlook: https://lnkd.in/e-wBvV2a

Explore how banks can navigate a challenging macroeconomic landscape in 2025. With innovative strategies, they can reinforce sustainable growth despite low-growth, lower-rate conditions. Discover insights on noninterest income, AI modernization, and cost management from Deloitte’s latest banking and capital markets outlook. Read the Outlook:

🚨 NEW DISCUSSION PAPER 🚨 Our Issam Samiri writes on 'Endogenous Defaults, Value-at-Risk and the Business Cycle' 🔁 'This paper shows through a simple macroeconomic model that productivity shocks affecting the real economy can generate fluctuations in corporate default rates that are in line with empirical evidence.' Read the full paper on our website 🔓👇 https://hubs.la/Q02thhp50

Pleased to share the latest CRBF’s working paper titled "The Effect of Personal Credit Card Limits on Card Use: Micro Data Evidence from An Emerging Market", authored by Mehmet Selman Çolak, Yavuz Kılıç, Dr. Yusuf Yıldırım, and Muhammed Hasan Yılmaz, PhD. In this study, the team explores how personal credit card limit increases influence household spending, especially in the wake of rising inflation and significant credit limit hikes post-2022 in Türkiye using a unique dataset and uncover critical insights into how larger credit limits impact consumer behavior. #research #finance #creditcards #emergingmarkets #inflation #financialstability

📢 New White Paper 📢 Are you curious about how the evolving #interestrate environment is shaping the #credit market in the EU and UK? 📉📈 Our latest white paper, "The Impact of Interest Rates on the Credit Market" delves deep into this critical topic. Over recent years, the interest rate landscape has undergone significant changes. #Banks have benefitted from a widening Net Interest Margin (NIM), but as rates stabilize and some predict a future reduction, this #margin is beginning to tighten. 💼💡 In this comprehensive analysis, we explore: • The historical and current interest rate trends in the EU and UK. • How banks have capitalized on a widening #NIM. • Predictions for future interest rate movements. • Innovative techniques and processes banks can adopt to increase efficiency and enhance their credit process effectiveness. Whether you're a #banking professional, financial analyst, or simply interested in the macroeconomic factors influencing the credit market, this white paper is a must-read. 👉 Click https://lnkd.in/eDCJdZAg to read the full white paper now! #InterestRates #CreditMarket #Banking #Finance #EU #UK #WhitePaper #FinancialAnalysis #InnovationInBanking