Francis’ Post

What You Need To Retire Simply reverse engineer your ideal retirement lifestyle Look at your expense deficit after SSI and other fixed income sources Take that yearly expense GAP and divide it by 0.04 That number is what you should have for a retirement nest egg to be able to retire This is utilizing something called The 4% Rule This is a GREAT entry level strategy to get an idea of where you should be HOWEVER It is not the end all, be all number There are many strategies that you can implement on top of your existing plan To become more efficient and maximize your dollars To be able to take out MORE than the 4% Rule Follow my page to learn more about these strategies #investments #retirement #stocks #moneytips #personalfinance #invest #retirementplanning #finance #retire #wealth

Planning doesn't have to be complicated. Our Basic Planning subscription creates a Resilient Retirement system for you for less than $40/month. A Resilient Retirement plan: 1️⃣ calculates your retirement timeline 2️⃣ optimizes your employer plan 3️⃣ plans for passive income 4️⃣ creates strategy to avoid market crashes Click the link in our bio to learn more today! #finance #financialwellness #financialfreedom #financialplanning #financetips #takecontrol #retirement #retirementplanning #retirementquiz #retirementtips #invest #investing #investingtips #stocks #bonds #interest #interestrates #inflation #fed #federalreserve #ratehikes #SP500 #stockmarket

6 core principles to build a $100M retirement: 1) Invest and concentrate in the industry leader well before they take over the industry. This will happen only a few times in your lifetime. Don’t miss them. 2) The 80/20 principle is a staple of your portfolio decisions.  3) Maximize all retirement vehicles as you grow into them. (Brokerage, Roth-IRA, IRA, 401(K), ESOP, SEP, DB Plan, DC Plan) 4) Learn and develop your own investment principles. 5) Plan for the next generation. Explain your principles. Make it repeatable. Like a science, find the formula that works for your investment appetite. 6) Execute and brutally monitor your results. 7) What would you add to the 7th bullet point to strengthen this list? #retirement #investment #stocks #retirementplanning #invest

🚩 Many Americans feel unsure about addressing red flags in their retirement plan. 💡 This week's CFP® article breaks down common retirement planning issues and offers tips to get your plan on track. Check it out! https://hubs.ly/Q02-Kk600 #RetirementSecurity #MarketVolatility #ProtectYourSavings #finance #financialwellness #financialfreedom #financialplanning #financetips #takecontrol #retirement #retirementplanning #retirementquiz #retirementtips #invest #investing #investingtips #stocks #bonds #interest #interestrates #inflation #fed #federalreserve #ratehikes #SP500 #stockmarket

To help manage this risk, you may want to talk to your financial professional about an annuity with an income benefit, which can offer you protected lifetime income—no matter how the stock market performs. #ActionisEverything #Retirement #RetirementIncome #stocks

If you're in the red zone of retirement, it's time to eliminate all downside risks in the stock market. This includes never taking part in a down market or stock market crash. Protecting your wealth is the best way to avoid the stress of losing money. If you are nearing retirement and cannot afford to lose any money, now is the right time to protect your retirement with stock market correction protection. #retirement #stockmarket #wealth #themoneyminute

When uncertain times approach, have a plan in place and stick to that plan. Regardless of what happens on November 5th, the economy continues to grow. If your retirement account is leading you closer to your goals, consider the impact that interrupting that progress could have before making drastic changes. Ignore external noise and focus on your plan. Join me at noon (Central) on November 14 for the BTWM Q4 Virtual Lunch Webinar. No RSVP is required. Simply click here to join: https://lnkd.in/eRGxHYHd #webinar #bloomingtree #BTWM #wealthmanagement #investing #retirement

Impact of High Fees Founder of Vanguard - Jack Bogle shares how much it can affect your retirement The difference in high fees, whether it be your 401k, mutual funds, ect.. Can drastically deteriorate your retirement nest egg If you’re paying a fee, make sure there’s good reason for it (make more money during good years & lose less during bad years) If there’s no value or justification for the fee you pay, you’re having someone babysit your money while they earn money off your money It’s also equally as important to find strategies to reduce/eliminate fees DURING retirement So that you can have your dollar stretch farther given you’re not contributing anymore #fees #invest #stocks #retirement #retire #retirementplanning #finance #financialplan #401k 

How to Build a Retirement Nest Egg with Stocks Ready to start building your retirement nest egg with stocks? Then read on for seven capital-growing tips to help you remain comfortable during retirement. Read More:- https://cutt.ly/Sw4VMntk #retirement #investing #stocks #finance #diversification #superannuation #tax #financialplanning #compoundgrowth #fundamentalanalysis #technicalanalysis #dividends #reinvestment #trends #portfoliomanagement

Did you know 1% can make a big difference when it comes to how much you withdraw from your portfolio during retirement? The chart below assumes you enter retirement with $500,000 in a portfolio made up of 50% stocks and 50% bonds. Each of the colored lines represents an annual withdrawal rate from the portfolio. The green line represents a withdrawal rate of 6%, where unfortunately the portfolio is exhausted after 20 years. The yellow line represents a withdrawal rate of 5%, where the portfolio is still worth almost $200,000 after 23 years. Don't underestimate the power of 1%. Thanks to my friends at BlackRock for the stellar chart! #checkthecharttuesday #investing #retirementplanning #financialplanning