Fred Ramstedt’s Post

Hybrid in Dallas Fort Worth area

Good Opportunity

Are you ready for the pre-approval process? It’s time to understand what this may require from you! - Copies of Pay Stubs - Credit Check (retrieved by the lender with your authorization) - Bank Statements from the past 2-3 months - Down Payment Amount and Desired Mortgage Amount - W-2 Statements and Tax Returns From the Past Two Years - Employment Information 🏡💫 When you're working toward a goal this big, being thoroughly prepared is crucial. Gather these documents early to streamline the process, and don't hesitate to ask for guidance along the way. A little preparation now can lead to a smoother, more successful pre-approval experience! #ExecutiveEstateRealty

Are you ready for the pre-approval process? It’s time to understand what this may require from you! - Copies of Pay Stubs - Credit Check (retrieved by the lender with your authorization) - Bank Statements from the past 2-3 months - Down Payment Amount and Desired Mortgage Amount - W-2 Statements and Tax Returns From the Past Two Years - Employment Information 🏡💫 When you're working toward a goal this big, being thoroughly prepared is crucial. Gather these documents early to streamline the process, and don't hesitate to ask for guidance along the way. A little preparation now can lead to a smoother, more successful pre-approval experience! #Executiveestaterealty

What can Mortgage Lending and other Real Estate professionals expect to see in terms of jobs and income for 2024? "Mortgage Lending professionals have been hit hard over the past couple of years, with layoffs and company closures, due to the rapid rise in interest rates. Those high interest rates have also affected related industries, including Real Estate Development and Investment companies, Architectural and Engineering groups, and Residential/Commercial Construction companies to name a few. 2024 projections are for lower interest rates that will, hopefully, stimulate job creation in these industries." - Shared TBG's Vice President, Carol Stieffermann. For a copy of the TBG 2024 Salary Guide click here: https://lnkd.in/eSgyRDX5 For helpful career info, feel free to reach out to Carol on LinkedIn or via email at CarolS@bachrachgroup.com.  #realestate #commercialrealestate #mortgagerates #mortgagenews #salaryguide #TBG

Are you ready for the pre-approval process? It’s time to understand what this may require from you! - Copies of Pay Stubs - Credit Check (retrieved by the lender with your authorization) - Bank Statements from the past 2-3 months - Down Payment Amount and Desired Mortgage Amount - W-2 Statements and Tax Returns From the Past Two Years - Employment Information 🏡💫 When you're working toward a goal this big, being thoroughly prepared is crucial. Gather these documents early to streamline the process, and don't hesitate to ask for guidance along the way. A little preparation now can lead to a smoother, more successful pre-approval experience! #ExecutiveEstateRealty #KingdomLegacyRealtor

Check out our catalog of new jobs at #cmgfinancial. Industry experts are coming together to form one-of-kind team! Job links included on the post below 👇

Self Employed Mortgage Questions, Simple Answers Q: I’ve just transitioned from working as a computer systems analyst to being self-employed in the same field. Do I need two years of self-employed income to qualify? A: Nope! If you’re sticking with the same job role, you’re golden. Q: I heard I need a 20% down payment. Is that true? A: Not always. Some lenders offer options with as little as 10% down. Q: I’m a waitress living off tips. How does that factor in? A: Declare those tips, or some lenders might consider regular deposits into your account. https://lnkd.in/eC8dVVPF #SelfEmployed #EntrepreneurLife #SmallBusinessOwner #BusinessOwner #WorkFromHome #BeYourOwnBoss #GigEconomy #SmallBiz #mortgagetips #homebuyingtips #selfemployedlife

Growth is in the mortgage servicing air!

Are you ready for the pre-approval process? It’s time to understand what this may require from you! - Copies of Pay Stubs - Credit Check (retrieved by the lender with your authorization) - Bank Statements from the past 2-3 months - Down Payment Amount and Desired Mortgage Amount - W-2 Statements and Tax Returns From the Past Two Years - Employment Information 🏡💫 When you're working toward a goal this big, being thoroughly prepared is crucial. Gather these documents early to streamline the process, and don't hesitate to ask for guidance along the way. A little preparation now can lead to a smoother, more successful pre-approval experience! #SierraD #SierraDRealtor #YourHomeGirlAgent