Freelance Corporal’s Post

What everyone should know is that the state and federal governments sets a time limit for the criminal prosecution of misdemeanor offenses. In this case, Allstate should have known that the statute of limitations for complaining about O’Neal violated the injunction orders is one year according to federal law. https://lnkd.in/ed_u9q4y. (Doc. 130). Judge Burke’s order that scheduled further criminal contempt proceedings on 04/06/2022. Doc. 147), (Doc. 148), Allstate’s motion for prosecuting criminal contempt on 10/17/2023; (Doc. 150), (Doc. 151). The District Court orders for O’Neal to answer at a hearing scheduled for 12/01/2023. O’Neal v Allstate Indemnity Insurance Company Inc. et. al. Case No. 20-cv-00743-LCB, (ND.Ala). What happened was that Allstate told the District Court that O’Neal violated the injunctions by complaining that the Medicaid program was defrauded while knowing the truth about the matter asserted according to the prior Alabama DPS and HMS administrative decisions finding no liability coverage existed for the unlicensed tortfeasor. Allstate knew that the collateral estoppel effect of the prior Alabama administrative agency decisions precluded the current criminal contempt complaint according to the United States Supreme Court on 10/17/2023. That is the malicious part. Id. How the tables turned in this case against Allstate is that the City of Huntsville used the one year statute of limitations to prevent O’Neal from obtaining a misdemeanor warrant for prosecuting the unlicensed tortfeasor for operating her unregistered vehicle without liability coverage pursuant to P.O. Charles A. Fann’s criminal complaint drafted on 11/15/2018. Id. The table turned against Allstate because O’Neal presents the federal one year statute of limitations to prevent the claim that the injunction orders were violated in the above regard. Hammarabi’s rule applies much like the principle of karma in the above regard. An eye for an eye and what goes around comes around is the case here at this juncture. Id. https://lnkd.in/eXUYTQvn The District Court shall recall discussing the totality of Allstate’s criminal contempt allegations on 04/04/2022. Moreover, that the District Court scheduled further proceedings on 04/06/2023. Additionally, that Allstate filed its motion for criminal prosecution over one year later on 10/17/2023. Finally, that the criminal complaint should be dismissed accordingly. Id.

Following a three day trial lead by Partners Zasha Rodriguez and Gregory Hengber, a jury returned a verdict in favor of Citizens Property Insurance Corporation. It only took the jurors thirty minutes to agree with Citizens that the Plaintiff (also an attorney) (1) failed to comply with her Duties after loss and (2) that Citizens was not prejudiced by her non-compliance. For more information please contact Partner, Zasha Rodriguez zmr@mydefenselawyers.com #firstpartyproperty #insurancedefense #glg #trialwin

The defense attorneys of McNeal Schick Archibald & Biro Co., LPA secured a successful judgment on the pleadings in the Southern District of Ohio in favor of their insurance carrier client in a four-year long, multi-million dollar, first-party claim for breach of contract and bad-faith. McNeal Schick’s insurance coverage litigators successfully defended these claims despite significant procedural hurdles, including (but not limited to) issues regarding multiple filings by Plaintiffs, statute of limitations issues, implications of the Ohio Savings Statute, and issues related to standing. Any questions, contact Taylor Dennen (tdennen@msablaw.com) or Brian Winchester (btw@msablaw.com). #insurance #insurancecoverage #litigation #badfaith #winchester

Water damage #claims can be unexpected, yet they make up nearly 20% of all property insurance claims. Whether it's from burst pipes or leaks, the aftermath can range from minor inconveniences to severe damage. But here's the catch: #insurance adjusters might overlook hidden damages or dismiss claims based on policy fine print. Remember, they're working for the insurance companies, not for policyholders. That's where our team at HHP Law Group steps in. Our #attorneys are dedicated to championing the rights of policyholders and securing the compensation they rightly deserve. Learn how we assist our clients: https://bit.ly/3w4TOjz

The APA is for the American Consumer, and we want to help YOU be prepared for any discrepancies you may face when dealing with an insurance claim. If you are a policyholder and aren't a member of the APA, please sign-up to be an Associate Member. This membership is a 𝑭𝑹𝑬𝑬 membership that provides the education and resources to the American Consumer in the case of dealing with insurance fraud. 🦅 #Membership #Policyholder #APA #501c4 #InsurerFraud #Protection

In recent years, insurance claims for damage to businesses caused by riots reached up to $2 billion. Civil unrest not only disrupts operations, but it can also threaten your business’s long-term viability. Check out these 5 steps to take today to protect your business today. https://lnkd.in/gU8XAuzY

Georgia insurance and safety fire commissioner John King mentioned that insurance companies want to raise rates by around 25%. However, he has managed to negotiate to keep the increases around 12-14%. The pressure to raise rates is growing. It is essential for consumers to be aware of these potential increases and to shop around for the best insurance deals. Keeping an eye on your insurance rates and comparing options can help you save money in the long run. #InsuranceRates #ConsumerAwareness https://lnkd.in/drKX6N52

Attorneys Christopher Best and John Sechler published an article in Michigan Lawyers Weekly providing key insights into the recent Michigan Supreme Ruling on fraudulent claims, underscoring how the recent decision sets a precedent for honesty and integrity when it comes to insurance claims. "The opinion encourages honesty and integrity throughout the claims process, as opposed to rewarding bad behavior when a claim is filed with the MAIPF. Moreover, the ruling of the Michigan Supreme Court clarifies that a plaintiff’s fraud and/or misrepresentations extend beyond the claims process and continues into, and throughout, the litigation process," they write. Read more here: bit.ly/3Yj1OsT. #SegalMcCambridge #MISupremeCourt #Michigan #Insurance #fraudulentclaims

When your insurance company becomes your contractor. People's Trust Insurance Company sues their own insureds. People's Trust Insurance Company adopts a unique approach in offering coverage to its policyholders by incorporating a repair endorsement in their policies. This endorsement obligates policyholders to utilize the services of Rapid Response Team, a contractor affiliated with the company. Interestingly, both Rapid Response Team LLC and Peoples Trust Insurance Company are owned by George Schaeffer. I am not an attorney or giving legal advice. According to Florida Statute 489, activities such as offering, negotiating, or bidding for contracting services are considered forms of contracting. As such, if these services require licensure or agent qualification, the processes of offering and negotiating must adhere to the same licensure requirements. However, Peoples Trust Insurance Company lacks the contractor licensure stipulated by FS 489. Here's how their model operates: People's Trust Insurance Company promotes and negotiates licensed contracting services via their insurance policies. Upon a claim being filed by a homeowner, Rapid Response Team, their affiliated contractor, is dispatched. People's Trust Insurance Company is responsible for adjusting the claim and negotiating the settlement of these contractor services. The claim payout is then transferred to Rapid Response Team LLC to conduct the contracted work on the homeowner's property. This movement of funds from Peoples Trust Insurance Company to Rapid Response Team, outside the oversight of the Department of Financial Services, presents issues of transparency, particularly concerning the complete utilization of funds for repairs and the integrity of the repair process. Rapid Response Team bears the responsibility of performing the contracting work and ensuring warranties for the homeowner. People's Trust Insurance Company was founded in 2008, with former Florida Insurance Commissioner Tom Gallagher serving as its Chief Operating Officer. In the story below current Florida insurance commissioner Michael Yaworsky indicated that he was going to investigate this. It will be interesting to see the outcome of the Florida Department of Financial Services investigation into the company's operations, given its connection to a former insurance commissioner. A 2022 Annual Report from the Florida Department of Financial Services’ Division of Rehabilitation and Liquidation, published in April, indicated ten insurer insolvencies since early 2021. Notable factors listed in the report contributing to these failures include "Improper management" and "Inappropriate transactions with affiliates or subsidiaries." Given these circumstances, it begs the question of whether People's' Trust Insurance Company might face a similar fate of insolvency. The company's tendency to sue its own insured homeowners further clouds its prospects for the future.

Do you know why professional indemnity insurance is so important? Professional Indemnity insurance safeguards against negligence, incorrect advice, and breaches of duty. Beyond financial security, it boosts your brand image, paving the way for business growth and ensuring continuity in the face of potential disruptions. Please request a quote from Addsure to protect your business today: https://ow.ly/yYrM50QKF5S #addsure #sectionaltitle #specialistbroker #professionalindemnity #liability