Fremont Bank’s Post

🎉 A cause for celebration! We are thrilled to have provided financial support to several clients in recent months, enabling them to strengthen their businesses. Just to highlight a couple of success stories: ✅ We facilitated a business loan for an engineering firm seeking expansion, allowing them to acquire an additional unit. ✅ We secured asset finance for a removals company which enabled them to purchase two new DAF trucks for their fleet. ✅We secured a business loan for two pubs experiencing financial strain due to rising stock prices. The additional working capital enabled them to sustain normal business operations. #financialsuccess #businessgrowth #clientsupport #commercialfinance

Are you looking to invest in new equipment for your company? Our latest blog dives into the options you have to make a smart decision. Discover the benefits of leasing, including affordable monthly payments and access to cutting-edge equipment. Explore SBA loan programs for equipment financing, offering competitive rates. And learn about financing options provided by vendors themselves. Don't forget to review the fine print! Read more here: https://bit.ly/44jQo7N #EquipmentInvestment #BusinessGrowth

🟠 DEAL STORIES 🟠| Cashflow Loan   Six figure Cashflow Loan secured for an East Midlands based Manufacturing business.   With an increased orderbook, the additional funds were required to meet the changing demands on working capital.   Please read the attached for full details. 👇   How could finance support yours or your client’s business? Please contact a member of our team who are always happy to discuss strategic plans.   📧: letstalk@navigatecf.com #manufacturing #cashflowloan #workingcapital #manufacturer #finance #business #orderbook #funding #commercialfinance

The SBA issued a Procedural Notice yesterday that had some changes that will benefit the business acquisition space: 1. SOP no longer requires that a lease term must be as long as the loan term as long as we are not financing a substantial amount of leasehold improvements, or collateral consists of a substantial portion of leasehold improvements, fixtures, machinery or equipment that is attached to the leased space. If we are, then we MUST obtain a written copy of the lease agreement and if we are unable to obtain an assignment lease or landlord’s waiver then the lease term MUST be at least as long as the SBA loan term and any renewal options MUST be exercisable only by the borrower. 2 The blend is back! For complete changes of ownership with CRE, we can now blend the maturity if the value of the CRE is not >= 51% of the purchase price. 

Is buying or leasing equipment best for your business? Bankers Trust’s experts can help you determine the best option.

Here's a simple strategy to increase the size of deal you can close using the SBA "double up" method We had a manufacturing acquisition that we thought was too big for traditional SBA financing and too small for mezzanine financing. As a result, we were concerned about how to finance the deal. Here's what we did to get around the problem... The business owned its own real estate and equipment so we separated the business into two entities... 1) an entity to hold the RE & Equipment and 2) an operations entity This allowed us to use SBA 504 financing ($10mm financing limit) for the RE & Equipment Co and 7a loan ($5mm financing limit) for the operating entity. With this structure, we are able to borrow up to 90% of the RE /equipment value at up to a 25 year amortization (great for cash flow, assuming the equipment has long average life) We could also borrow up to 80% on the 7a note for 10 years... And this gave us the ability to borrow 12mm+ because we "doubled up". Now, with a little seller financing (~5%), we are able to close the deal with less equity in it if we'd like to AND have lower DSCR. Right now the deal pencils our really well and we'll be able to reserve cash to pay down debt on our schedule, not the banks (which we like). Cha ching! -- I'm Matt Duckworth and I talk about my experiences helping CEOs execute roll-ups. Follow me for more.

🏦💼 Navigating SBA Financing for Your Dream Printing Service Business As a business valuation expert, I've guided countless individuals through the process of acquiring a printing service business. One of the most common questions I hear is, "How can I secure SBA financing for my dream business?" I recently worked with a client named Emily, who had her heart set on purchasing a well-established printing service business. She had the industry experience and passion but needed help navigating the SBA financing process. Together, we created a solid business plan and financial projections that showcased her ability to operate the business successfully. Securing SBA financing for a printing service business can be challenging, but it's not impossible. The key is to be prepared and present a strong case to lenders. Here are some tips: 🟠 Create a comprehensive business plan that demonstrates your understanding of the industry and your ability to grow the business. 🟠 Provide detailed financial projections that show the lender how you plan to generate revenue and repay the loan. 🟠 Highlight your experience and expertise in the printing service industry. Be prepared to invest your own money in the business, as lenders want to see that you have "skin in the game." With the right preparation and guidance, Emily successfully secured SBA financing and is now the proud owner of her dream printing service business. If you're considering purchasing a printing service business and need assistance with SBA financing, don't hesitate to reach out to a trusted business valuation professional for help. #SBAFinancing #PrintingServiceBusiness #BusinessAcquisition #EntrepreneurshipGoals #DreamBusiness Peak Business Valuation

🏦💼 Navigating SBA Financing for Your Dream Printing Service Business As a business valuation expert, I've guided countless individuals through the process of acquiring a printing service business. One of the most common questions I hear is, "How can I secure SBA financing for my dream business?" I recently worked with a client named Emily, who had her heart set on purchasing a well-established printing service business. She had the industry experience and passion but needed help navigating the SBA financing process. Together, we created a solid business plan and financial projections that showcased her ability to operate the business successfully. Securing SBA financing for a printing service business can be challenging, but it's not impossible. The key is to be prepared and present a strong case to lenders. Here are some tips: 🟠 Create a comprehensive business plan that demonstrates your understanding of the industry and your ability to grow the business. 🟠 Provide detailed financial projections that show the lender how you plan to generate revenue and repay the loan. 🟠 Highlight your experience and expertise in the printing service industry. Be prepared to invest your own money in the business, as lenders want to see that you have "skin in the game." With the right preparation and guidance, Emily successfully secured SBA financing and is now the proud owner of her dream printing service business. If you're considering purchasing a printing service business and need assistance with SBA financing, don't hesitate to reach out to a trusted business valuation professional for help. #SBAFinancing #PrintingServiceBusiness #BusinessAcquisition #EntrepreneurshipGoals #DreamBusiness Peak Business Valuation

Just because your business has credit problems, it doesn’t mean that loans are out of reach. You don’t have to accept unfair terms, either. The key is to look for alternative methods to finance property purchases or remodeling. At GM Capital Group, we’ve helped many small businesses succeed with stated income commercial real estate financing. How does this avenue work? https://bit.ly/3VWG55R