Gateway Bank’s Post

The bank that’s good for your pocket and your planet – because banking shouldn’t cost the earth.  Learn how Gateway is committed to providing sustainable financial services and products: https://bit.ly/3J9XGnr #banking #sustainability

Google Pay is a fast, simple way to make contactless payments. Add your Visa Eco Debit Card to Google Wallet for secure access no matter where you go. To find out more, visit https://bit.ly/4eeI2TU

Gateway now has Apple Pay. Connect your Visa Eco Debit Card to use Apple Pay. T&Cs apply. Visit https://bit.ly/47fIFu5

To conclude #ScamsWeek2024, we’re highlighting common impersonation scams.    Impersonation tactics are scammers' art of deception, where they pose as trusted individuals to manipulate and exploit their victims. These tactics rely on building a facade of credibility and trust, all for financial gain or to steal sensitive information.    Scammers may pretend to be family members or friends, using emotions to their advantage. They typically send a WhatsApp or a text message from an unknown number, impersonating someone close and claiming emergencies or financial distress to trick you into sending money. It can begin with: "Hi Mum," continuing with something along the lines of "I've changed provider/lost/broken my phone – I'm temporarily using this number for now."    Attackers can also impersonate trusted figures, like coworkers or managers, through email or social media channels. They might instruct you to take actions like transferring funds, sharing sensitive company data, or clicking on links with malware.    To safeguard yourself against these impersonation scams, maintain a high level of awareness and scepticism. Verify the identities of those reaching out via texts or emails, especially when dealing with financial matters.    Be #ScamAware. Check for tricks before you click. 

Continuing with #ScamsWeek2024, today we look at spoofing and caller ID manipulation.    With spoofing, scammers use deceptive technology to impersonate legitimate or trusted entities on your caller ID, aiming to exploit trust and access your personal information.     Unlike technical exploits, spoofing relies on emotional triggers like fear, curiosity, and trust, making it tougher to detect and defend against.    It’s not enough to trust caller ID alone. Here’s how to protect yourself:    1. Never click on unexpected links   2. Find the organisation’s phone number independently   3. Think before giving money or personal information   4. Contact your bank immediately if scammed and report to Scamwatch     Be #ScamAware. Check for tricks before you click.  

For #ScamsWeek2024, we’ve put together some of the top tactics scammers use to manipulate you into divulging sensitive information.      In particular, we analyse common scams to watch out for this tax season. While you might’ve already filed your tax return, it’s still a prevalent time for scammers to impersonate the ATO or MyGov.    Unfortunately, these types of scams are getting more sophisticated every year. However, there are practical ways you can protect yourself:    📧 Email and Text Scams  Do not respond to emails or SMS messages asking for personal or financial information and avoid clicking on links or downloading attachments in unsolicited messages. 📱 Phone Call Scams  Hang up on unexpected or suspicious calls claiming to be from the ATO. Call the organisation back using publicly listed numbers instead. 🏢 TFN and ABN Scams  Apply for a TFN or ABN through official government services and always verify that tax agents are registered with the Tax Practitioners Board Remember, the ATO will never:  🚫Send a QR code, email attachment, or a link to login into their services  🚫Ask you to pay a tax debt with gift cards or transfer money to a non-ATO bank account  🚫Threaten you with immediate arrest or TFN suspension  🚫Request personal or financial information through email or SMS    To find out more about common tax scams to watch out for, visit: https://bit.ly/4fVlw47       Be #ScamAware. Check for tricks before you click.  

Thinking about installing double glazed windows? Find out what you need to know before making the investment! Double glazed windows can improve your home's insulation, helping to reduce energy bills and lower your carbon footprint. Keep these benefits in mind to improve your home's comfort and energy efficiency. 🏡 Read the full blog at: https://bit.ly/3WWbh8l

28 July is National Tree Day! 🌳 It's a wonderful opportunity to recognise the importance of trees and appreciate their contribution to a greener environment.   At Gateway Bank, we proudly support Carbon Positive Australia with monthly tree donations, reflecting our shared commitment to environmental sustainability. 🌱 #NationalTreeDay #GatewayBank #CarbonPositiveAustralia