GoldBook Financial’s Post

Can you spare 7 minutes to listen to Emma & Jack's story? Life insurance, critical illness cover and income protection insurance isn't bought, it is sold. As mortgage and protection advisors, it is our duty of care to ask our clients these challenges questions and make suitable recommendations on insurance solutions for you to be protected appropriately. When people say, "I can rely on my savings" 6:00-6:15 in the video is such a good point... If you need any advice, DM me PROTECTION and let's chat. As with all insurance policies, conditions and exclusions will apply.

"#wholelifeinsurance is the most common form of permanent insurance. Premiums ... remain the same throughout the policy period." - financial planning textbook Does that mean whole life premiums are inflexible? We asked ChatGPT, "Are whole life premiums flexible?" CHATGPT said: "Yes, whole life insurance premiums can be flexible to some extent, depending on the specific policy and the options chosen by the policyholder." Then, AI gave us 5 ways premiums can be flexible! But just how flexible can whole life insurance premiums be??? Join our conversation with Marty Smith, Regional Vice President at Security Mutual Life of New York to learn more about a life insurance rider that we've found to have surprising flexibility. If you think you need flexibility with your financial future, this episode is for you! #wholelifeinsurance #infinitebanking #infinitebankingconcept Bank On Yourself® Wealth Wisdom Financial Amanda Neely, CFP® https://lnkd.in/gC4sBYEY

I really do love sharing my story to others about the Insurance Industry and why it’s such a great job. I do hope these videos we made for the launch of the insure your future site are watched as it show cases the many areas you can work in #insureyourfuture #worklife #insuranceindustry #lovewhatyoudo

"Whole life is the most common form of permanent insurance. Premiums ... remain the same throughout the policy period." - a financial planning textbook  Does that mean whole life premiums are inflexible? We asked ChatGPT, "Are whole life premiums flexible?"  CHATGPT said: "Yes, whole life insurance premiums can be flexible to some extent, depending on the specific policy and the options chosen by the policyholder." Then, AI gave us 5 ways premiums can be flexible! But just how flexible can whole life insurance premiums be??? Join our conversation with Marty Smith, Regional Vice President at security mutual life to learn more about a life insurance rider that we've found to have surprising flexibility. If you think you need flexibility with your financial future, this episode is for you!

Did you know that Wawanesa is sharing the real time APIs they've implemented? Supported by Insurance Brokers Association of Canada and CSIO - Centre for Study of Insurance Operations, this initiative will enable multiple carriers to participate in bringing common & consistent connectivity to the #broker channel. In this conversation, the DIPP crew (Steve Earle, Jeff Roy, Adam Mitchell and Tom Reid) are joined by Tracy Riley, Chief Insurance and Technology Officer at Wawanesa Insurance. They discuss the importance of real-time connectivity, Wawanesa's API sharing initiative, the significance of mutuality in the company, and the decision to opt out of aggregators. Tracy also shares insights into the responsible use of AI in underwriting and pricing. Overall, the conversation highlights Wawanesa's commitment to improving the customer experience and supporting brokers in the insurance industry. Finally, Tracy discusses the role of APIs in connectivity and ecosystems, future technology investments, and supporting the broker channel. Takeaways * Real-time connectivity is crucial for improving the customer experience and reducing friction in the insurance process. * Wawanesa's API sharing initiative demonstrates their commitment to making the industry better and supporting brokers. * The concept of mutuality is an important value proposition for Wawanesa, guiding their decisions and actions. * The responsible use of AI in underwriting requires careful consideration of potential biases and transparency in decision-making. * Wawanesa's decision to opt out of aggregators is driven by their focus on providing value through broker advice and personalized service. * Wawanesa is focused on streamlining processes, enhancing service levels, and implementing AI to improve customer experience. * Wawanesa is committed to supporting the broker channel and providing them with the tools and resources they need to succeed. #insurance #insurancetechnology https://lnkd.in/gZKZfWiy

Join me and the CEO of Walker Insure Advisors LLC, Jerome Walker, as he talks about his start in the insurance industry. This is the first in a series of interviews that can help with those decisions of what direction should your business take and how to make it all work the way you would like.

⭐️AIG life insurance policy holders only - Existing clients of EFM. I have scheduled a few emails to send to those of you tomorrow with AIG life insurance policies only. The email will have AIG's claim stats 2023 and a reminder of your Smart Health Benefits. ⭐️ 24/7 online GP You can easily book a slot on the app and get a 30-minute consultation at a time that works for you—wherever you are in the world. The consultation can be on the phone or via video chat. ⭐️ Wellbeing services Fitness programme Nutrition consultations Online health check ⭐️ Second medical opinion A second medical opinion is available if you’d like to get a second opinion on your diagnosis and treatment. ⭐️ Mental health support Whether you need help coping with stress, anxiety, depression, or you’re just not feeling yourself, Smart Health can help. You can benefit from up to four therapy sessions with a psychologist who’ll work with you to recommend the right coping strategies for you and your needs. 🚩 AIG released that the most common reasons that people claimed for death in 2023 were due to the following reasons: 32% cancer, 17% heart condition, 13% respiratory condition including coronavirus, and 4% stroke. The insurer was recommended for these clients, and it should not be used as a recommendation or advice for protection that suits you. It's important to note that all insurance is subject to the applicant(s) meeting the eligibility criteria of the specific insurer. This reassures you that your policy is designed to meet your needs and gives you confidence in your coverage. Remember, the best way to ensure you have the right protection in place is to make an appointment to receive personalised advice based on your needs and circumstances. Real-life story: See how Dave used the Smart health service: https://lnkd.in/eXNQF94c

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HR Directors, Chief People Officers, Awesomeness inside..... DOH! We all want to lead our people to the very best Health insurance options. There are options and strategies that are risk averse. They may not create as much commission for your broker, so you may not get to see them..... The bigger problem for you is staying within budget and convincing the CFO that change is good and the savings are real. Don't try to be the best at spreadsheeting options or explaining the technical Health Insurance jargon. If your broker is solid they should be doing this for you. If your broker is lazy like Homer they are not introducing options and not preparing you to share with CFO's etc. Don't follow the donuts, it's a trap.

QUESTION: I have long term care insurance. Do I still need to be concerned with protecting my assets from the costs of long-term care? Find the answer in this week's Ask Julian Weekly with guest author Attorney Elizabeth Eisenhauer! https://lnkd.in/d8rbAaD4 #AJW #AskJulian #pittsburghcelas #longtermcare