Hannah Arnold’s Post

Property Pro Tip of the Week 🏡 Let's be real, we're all feeling the pressure of rising living costs. From food, to petrol, to housing and rents...almost every aspect of our lives has seen a pretty significant price hike over the last few years 😭 All of this, plus the fact wages have barely moved an inch, means it can be awfully hard to save up for anything nowadays! If you're wondering to yourself how on earth am I meant to save money? 🤔, take a look at your expenses and think about making some minor changes or investments in the following: 🤑 Slash your annual food waste by planning out your meals for the week before going shopping, and never underestimate the power of leftovers 🤑 Invest in some insulation or good quality curtains to keep you warm during the winter ❄️ and cool during the summer ☀️ - when you cut down on heater/aircon usage, your wallet will feel just that little bit heavier 🤑 Cutting down on your takeaway or uber eats usage can make a bigger impact than you may think! Did you know the average Australian spends around $900 on takeaway annually? Guilty as charged...😅 🤑 Recycled and rehomed furniture is amazing if you're trying to decorate or move home on a budget (Facebook Marketplace is your best friend) 🤑 So many of us are subscribed to services we may not even use anymore...check your subscriptions, people! $15 a month doesn't sound like much, but that's still extra money that could be in your pocket at the end of the day. Bye bye Amazon Prime! 🤑 Shop around for lower rates, and don't get suckered into the idea of brand loyalty. Whether it's home loans, gas and electricity, a credit card, or insurance - lots of places offer great deals to new customers (plus, your old provider might be willing to give you a great deal to make you stay) Every little bit you save means more money in YOUR bank account 🐖💰 Are there any tips you've found that have helped you save that little bit more money? Please share them in the comments below to inspire other money-saving folks ⬇️ #savingmoney #financialliteracy #moneysavinghacks #tipstosavemoney #kittyandmiles #buyersadvocate #buyersagentsydney

Property Pro Tip of the Week 🏡 Let's be real, we're all feeling the pressure of rising living costs. From food, to petrol, to housing and rents...almost every aspect of our lives has seen a pretty significant price hike over the last few years 😭 All of this, plus the fact wages have barely moved an inch, means it can be awfully hard to save up for anything nowadays! If you're wondering to yourself how on earth am I meant to save money? 🤔, take a look at your expenses and think about making some minor changes or investments in the following: 🤑 Slash your annual food waste by planning out your meals for the week before going shopping, and never underestimate the power of leftovers 🤑 Invest in some insulation or good quality curtains to keep you warm during the winter ❄️ and cool during the summer ☀️ - when you cut down on heater/aircon usage, your wallet will feel just that little bit heavier 🤑 Cutting down on your takeaway or uber eats usage can make a bigger impact than you may think! Did you know the average Australian spends around $900 on takeaway annually? Guilty as charged...😅 🤑 Recycled and rehomed furniture is amazing if you're trying to decorate or move home on a budget (Facebook Marketplace is your best friend) 🤑 So many of us are subscribed to services we may not even use anymore...check your subscriptions, people! $15 a month doesn't sound like much, but that's still extra money that could be in your pocket at the end of the day. Bye bye Amazon Prime! 🤑 Shop around for lower rates, and don't get suckered into the idea of brand loyalty. Whether it's home loans, gas and electricity, a credit card, or insurance - lots of places offer great deals to new customers (plus, your old provider might be willing to give you a great deal to make you stay) Every little bit you save means more money in YOUR bank account 🐖💰 Are there any tips you've found that have helped you save that little bit more money? Please share them in the comments below to inspire other money-saving folks ⬇️ #savingmoney #financialliteracy #moneysavinghacks #tipstosavemoney #kittyandmiles #buyersadvocate #buyersagentsydney

Shrink-flation at it’s sneakiest! Inflation has taken a toll everywhere. Groceries, loans, mortgages…everything is more expensive today. What used to be broccoli crowns seem to be ‘broccoli stalks, with a little broccoli crown’, just so they weigh more at check-out. Here are 3 ways to save on your grocery bill, be a smart shopper, and make those dollars stretch further. 1) Budget and prioritize. Create a realistic budget and stick to it. Avoid impulse purchases at the grocery store and be sure to price compare. Don’t assume that larger package is cheaper per ounce. 2)Meal planning. Plan your meals for the week and buy non-perishable items in bulk, when possible. But beware! If you shop in a wholesale club, stick to your list! We’ve all walked into our favorite wholesale club for 2 items and walked out with $300 of things we didn’t know we needed! Consider generic items or store brand products and perhaps consider boycotting the brand names that are guilty of shrinkflation. 3)Take advantage of sales and/or coupons. Some store have double coupon days, in-app coupons and clearance items. Those grocery ads that typically go straight from the mailbox to the recycle bin might be worth perusing for available sales. Maybe, in my quest to lower the grocery bill, I will resolve to give up eating broccoli. Seems to be a good idea since it is far from my favorite vegetable. Do you have any ideas or tips to share how you save on your groceries or expenses? Share them in comments if you do. Everyone can benefit!

Holiday Shopping Trends: Buy Now, Pay Later Set to Break Records 💳 Key points to consider this holiday season: ▪️ BNPL spending is projected to reach $18.5 billion, up 11.4% from last year. ▪️ This outpaces the expected 8.4% rise in overall holiday spending. ▪️ BNPL allows purchases to be paid in installments, often over 4 payments. While BNPL offers flexibility, be aware of potential risks: ▪️ Some use credit cards for BNPL payments, potentially increasing debt ▪️ Credit card delinquency rates are at their highest since 2011 ▪️ Consumer watchdogs warn about possible debt cycles As you plan your holiday shopping: ▪️ Consider your budget and ability to meet future payments ▪️ Understand the terms of BNPL services ▪️ Explore alternative payment methods that suit your financial situation Responsible spending is key to long-term financial health. 🎁 #BNPL #HolidayShopping #FinancialLiteracy https://lnkd.in/gRhTWnf7

Holiday Shopping Trends: Buy Now, Pay Later Set to Break Records 💳 Key points to consider this holiday season: ▪️ BNPL spending is projected to reach $18.5 billion, up 11.4% from last year. ▪️ This outpaces the expected 8.4% rise in overall holiday spending. ▪️ BNPL allows purchases to be paid in installments, often over 4 payments. While BNPL offers flexibility, be aware of potential risks: ▪️ Some use credit cards for BNPL payments, potentially increasing debt ▪️ Credit card delinquency rates are at their highest since 2011 ▪️ Consumer watchdogs warn about possible debt cycles As you plan your holiday shopping: ▪️ Consider your budget and ability to meet future payments ▪️ Understand the terms of BNPL services ▪️ Explore alternative payment methods that suit your financial situation Responsible spending is key to long-term financial health. 🎁 #BNPL #HolidayShopping #FinancialLiteracy https://lnkd.in/eXPUP6Ds

Holiday Shopping Trends: Buy Now, Pay Later Set to Break Records 💳 Key points to consider this holiday season: ▪️ BNPL spending is projected to reach $18.5 billion, up 11.4% from last year. ▪️ This outpaces the expected 8.4% rise in overall holiday spending. ▪️ BNPL allows purchases to be paid in installments, often over 4 payments. While BNPL offers flexibility, be aware of potential risks: ▪️ Some use credit cards for BNPL payments, potentially increasing debt ▪️ Credit card delinquency rates are at their highest since 2011 ▪️ Consumer watchdogs warn about possible debt cycles As you plan your holiday shopping: ▪️ Consider your budget and ability to meet future payments ▪️ Understand the terms of BNPL services ▪️ Explore alternative payment methods that suit your financial situation Responsible spending is key to long-term financial health. 🎁 #BNPL #HolidayShopping #FinancialLiteracy Source: https://lnkd.in/eFiNS_5j

Holiday Shopping Trends: Buy Now, Pay Later Set to Break Records 💳 Key points to consider this holiday season: ▪️ BNPL spending is projected to reach $18.5 billion, up 11.4% from last year. ▪️ This outpaces the expected 8.4% rise in overall holiday spending. ▪️ BNPL allows purchases to be paid in installments, often over 4 payments. While BNPL offers flexibility, be aware of potential risks: ▪️ Some use credit cards for BNPL payments, potentially increasing debt ▪️ Credit card delinquency rates are at their highest since 2011 ▪️ Consumer watchdogs warn about possible debt cycles As you plan your holiday shopping: ▪️ Consider your budget and ability to meet future payments ▪️ Understand the terms of BNPL services ▪️ Explore alternative payment methods that suit your financial situation Responsible spending is key to long-term financial health. 🎁 #BNPL #HolidayShopping #FinancialLiteracy Source: https://lnkd.in/gcEJnYNY

Holiday Shopping Trends: Buy Now, Pay Later Set to Break Records 💳 Key points to consider this holiday season: ▪️ BNPL spending is projected to reach $18.5 billion, up 11.4% from last year. ▪️ This outpaces the expected 8.4% rise in overall holiday spending. ▪️ BNPL allows purchases to be paid in installments, often over 4 payments. While BNPL offers flexibility, be aware of potential risks: ▪️ Some use credit cards for BNPL payments, potentially increasing debt ▪️ Credit card delinquency rates are at their highest since 2011 ▪️ Consumer watchdogs warn about possible debt cycles As you plan your holiday shopping: ▪️ Consider your budget and ability to meet future payments ▪️ Understand the terms of BNPL services ▪️ Explore alternative payment methods that suit your financial situation Responsible spending is key to long-term financial health. 🎁 #BNPL #HolidayShopping #FinancialLiteracy Source: https://lnkd.in/dq85XnqF

Holiday Shopping Trends: Buy Now, Pay Later Set to Break Records 💳 Key points to consider this holiday season: ▪️ BNPL spending is projected to reach $18.5 billion, up 11.4% from last year. ▪️ This outpaces the expected 8.4% rise in overall holiday spending. ▪️ BNPL allows purchases to be paid in installments, often over 4 payments. While BNPL offers flexibility, be aware of potential risks: ▪️ Some use credit cards for BNPL payments, potentially increasing debt ▪️ Credit card delinquency rates are at their highest since 2011 ▪️ Consumer watchdogs warn about possible debt cycles As you plan your holiday shopping: ▪️ Consider your budget and ability to meet future payments ▪️ Understand the terms of BNPL services ▪️ Explore alternative payment methods that suit your financial situation Responsible spending is key to long-term financial health. 🎁 #BNPL #HolidayShopping #FinancialLiteracy Source: https://lnkd.in/eEwiNmtY

Holiday Shopping Trends: Buy Now, Pay Later Set to Break Records 💳 Key points to consider this holiday season: ▪️ BNPL spending is projected to reach $18.5 billion, up 11.4% from last year. ▪️ This outpaces the expected 8.4% rise in overall holiday spending. ▪️ BNPL allows purchases to be paid in installments, often over 4 payments. While BNPL offers flexibility, be aware of potential risks: ▪️ Some use credit cards for BNPL payments, potentially increasing debt ▪️ Credit card delinquency rates are at their highest since 2011 ▪️ Consumer watchdogs warn about possible debt cycles As you plan your holiday shopping: ▪️ Consider your budget and ability to meet future payments ▪️ Understand the terms of BNPL services ▪️ Explore alternative payment methods that suit your financial situation Responsible spending is key to long-term financial health. 🎁 #BNPL #HolidayShopping #FinancialLiteracy Source: https://lnkd.in/eYy8wHfh