Hargreaves Lansdown’s Post

Happy National Education Savings Day! Today is the perfect day to invest in your child or grandchild's future with an Edvest 529 account. Tax advantages, flexible use of funds, and a head start on college costs - what are you waiting for? Visit 🔗 www.edvest.com/ to learn more! #NationalEducationSavingsDay #Edvest529

🧐 Did you know that as a grandparent, you can play a crucial role in your grandkids’ education beyond just offering advice?💰🎓 By opening a 529 plan, you can contribute to their future in a big way while also benefiting from tax-efficient savings and estate planning perks! Want to know more about how you can support your grandkids' future? 👉 Head to our blog to dive deeper into the benefits of 529 plans and estate planning for grandparents. 📲 https://lnkd.in/gVFXStbY #GrandparentLove #FamilyFirst #EducationPlanning #CollegeSavings #EstatePlanning #FinancialFreedom #LegacyPlanning #InvestSmart #PlanAhead #GenerationalWealth

🌟 As a proud grandparent, I'm all about securing a bright future for my grandchild! 💰 Did you know they can get $48,000 for college, $200,000 for their first house, or even a million dollars at 65, all for just $100/month? 😲 Let's chat about securing their financial future. DM me! #MammaRitaMoney #SafeMoney #GrandparentGoals #FinancialSecurity

As September takes hold and kids head back to school, a lot of conversations I'm having are around private education 🎓 With private school fees soaring to an average of £37,032* per year for boarders, it’s crucial to plan ahead if you’re considering this route. For many, it’s not just about academics but also the long-term connections and opportunities it can offer. However, the costs can be daunting. Here’s how you can make it more manageable: 1. Start Saving Early: The sooner you start, the more time you’ll have for your savings to grow. Compound interest can work wonders! 2. Explore Tax-Efficient Savings: Consider options like Stocks and Shares ISAs for potentially better returns compared to cash savings. 3. Get Expert Financial Advice: Personalised advice can help you navigate the best strategies for your situation. Investing in your child’s future is a big decision, and having a solid plan can make all the difference, so if this is you, let's talk 🌟 *Source: Schoolguide, accessed April 2024. The value of your investment can go down as well as up. You could get back less than you invested. Equities do not provide the security of capital which is characteristic of a deposit with a bank or building society. Southgate Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Southgate Wealth Management is a trading name of Southgate Wealth Management Ltd. SJP Approved 04/09/2024 #backtoschool #privateeducation #savingforthefuture #financialplanner #financialconsultant #retirementplanning #pension #financebristol #bristol #investments #taxplanning

As an investment in your child's or grandchild's future, an education can help ensure the future success of your family for generations to come.

🌟 As a proud grandparent, I'm all about securing a bright future for my grandchild! 💰 Did you know they can get $48,000 for college, $200,000 for their first house, or even a million dollars at 65, all for just $100/month? 😲 Let's chat about securing their financial future. DM me! #MammaRitaMoney #SafeMoney #GrandparentGoals #FinancialSecurity

🌟 As a proud grandparent, I'm all about securing a bright future for my grandchild! 💰 Did you know they can get $48,000 for college, $200,000 for their first house, or even a million dollars at 65, all for just $100/month? 😲 Let's chat about securing their financial future. DM me! #MammaRitaMoney #SafeMoney #GrandparentGoals #FinancialSecurity

Financial literacy is important for everyone. Formal financial educational programs like SecureFutures (Teen Financial Literacy Education, Tools, and Mentoring) become especially important for individuals and communities who may not have access/strong access to a more informal but still high-quality financial education at home. I mentioned in this interview that I think economically marginalized families can find it more difficult to talk about money, credit, savings, budgeting, loans, etc. It's hard for a parent to choose between being open about their finances to give their child access to financial literacy, or allowing their child to exist as a child without worrying about the financial strain their household is under. That's not a choice economically well-off parents are typically faced with. It's a much easier call to talk with your child about how you budget for the household when you can comfortably afford food, fun, bills, and savings every month. It's harder when you constantly find yourself choosing which to give up in any given pay period. Programs like SecureFutures give teens access to a high-quality financial education, without putting economically marginalized families in this impossible position. I'm proud to be an alum, and I'm happy and thankful that Milwaukee has them.

Are Your Kids Ready to Inherit Your Wealth? https://lnkd.in/e9M44Xb8 #CaryEstatePlanning #EstatePlanning #YourPeaceOfMind #OurPassion #HonestPlanning #EstatePlanningLawyer #WillsandTrusts #NCEstatePlanning #EstatePlanningAttorney #PlanWell #PlanWellLegal #AffordableWills #PlanningNotPaperwork

Talking to your adult children about inheriting your wealth might be awkward at first. Learn more about a six-part framework to help in our latest blog.