HCA Florida Putnam Hospital​’s Post

Hey y’all! Wanted to throw this out there in case anybody is interested or needs work. My firm, Preferred Financial Associates, is HIRING. We are open to 2 types of people:  1️⃣ Those looking for a part-time job/side hustle and can devote 10-15 hours a week.  2️⃣ Those looking for a career change and can make a full-time commitment. What I love most about this career is:  1️⃣  Time/Work Flexibility  2️⃣ Uncapped Earning Potential  3️⃣ Helping people with things that MATTER. We are a local and independent financial services firm, and we specialize in helping families with things like tax-free retirement, retirement income planning, living benefits life insurance, college funds for kids, etc. No experience is required to start working with us. By the way, now is an awesome time to get started because we are rolling out a new training platform next week that teaches agents how to implement proven systems that consistently generate $10,000/month in income. Interested? Step 1 = let’s have a conversation. Reach out by dropping a comment or sending a DM.

Some good tips about possible merging of 401(k)s when you have multiple due to changed jobs over the years. Very useful

Should you take the severance package or volunteer for severance (if you're early in your career)? Here’s what you need to know 👇 This decision is often bigger than it seems. Companies offering severance are likely shrinking their workforce. Sometimes, they even raise performance standards, meaning there’s a risk of being let go – even if the quality of your work hasn’t changed. So, what’s in the severance package that could be worth considering? • MONTHS OF PAY 📆 : How long are they willing to keep paying you? • UNVESTED STOCK OPTIONS (RSUs) 💹 : If you leave on your own, or get fired for cause, you will lose all unvested RSUs. But by volunteering for severance, you may be able to negotiate to keep vesting your unvested stock options, which can add up to a significant value. Taking that severance package might mean a financial cushion and the freedom to seek a new role or switch careers – with timing on your side. The stakes are high. Know what’s really on the table. Need some help with your financial planning? Let's talk. Book a free call with me - link in the comments. #rsus #severance #layoffs #financialadvice

There are amazing 😍 things you can provide you employees BEYOND simply providing stock options. There are details you can add - little changes to your plan. And those changes can make all the difference in both incentivizing your employees AND improving their bottom line. And one of the best little details? Early exercise. 🏋️♀️ This is a really huge opportunity for your company, but there’s a lot you need to know before you commit. So let’s get into it 👇 https://lnkd.in/gV2QhrCK

You hear about Roth IRAs all the time. But how do they work? How are they different than a traditional 401(k)? Maybe it could help your teen with their summer job cash? Watch Money Unscripted for more info on Roth IRAs. Watch now: https://bit.ly/4eU0ORG

🌟 Ever wondered how those mysterious employer stock options work behind the scenes? Reading about them might just be more fun than solving a Rubik's Cube! 🤓 🔍 **What are stock options?** - Stock options = buying company shares at a discount 📉 - Earn them through a "vesting period" 🕰️ - Keep an eye with Empower's online dashboard 👀 🤔 **How do stock options work?** - Attract new talent and retain employees 🤝 - Unlock ownership through vesting 🗝️ - You can't exercise them until vested ✔️ 💸 **Exercising and selling stock options** - Various ways to exercise 🏋️ - Time limits apply ⏰ - Beware of expirations and layoff risks 🚨 💰 **Calculating stock options value** - Simple math: Stock price - Strike price = Option value 💲 - Risk involved if the stock price drops 📉 - Have a plan before diving in! 📊 📊 **How are stock options taxed?** - ISOs and NSOs have different tax treatments 💸 - Beware of AMT with ISOs 🚫 - Tax implications can be complex, consult a pro 👩💼 💡 **Our take** - Stock options add spice to your financial mix 🌶️ - Get advice on how they fit your game plan 🏆 - Dive into the world of stock options with confidence! 🚀 What's your take on navigating the stock option maze? Share your thoughts and let's spark a conversation! 🗨️💬 https://lnkd.in/eUMWp39q

Compensation is not just about dollars. It’s about the right fit that gets your basics covered and leaves ample room for potential long term wealth building. (Many people make the mistake of demanding this opportunity right away.) This is the third time I’ve presented this webinar and it’s my favorite event of the year (really!). Sure I’ll cover some technical stuff about equity compensation and how to understand various benefit packages but this presentation is really about understanding what matters to you! I’ve noticed a weird toxic shift (mostly on millennial TikTok aka instagram) in the culture between employees and employers and it’s giving everyone the ick! Let’s talk about how to come to the negotiating table in good faith and start a new job out on the right foot while being paid well!

Struggling to attract young talent? Here's what you're doing wrong! Offering perks like 401k or insurance won't work if you're targeting a younger crowd. I once tried pitching a 401k to 20-year-olds—they just didn't care. The problem? I wasn't aligning my offers with what they value. If you want to recruit the right people, find out what drives them and adapt your pitch. Want to attract top talent? Start by understanding what matters to them. Rise Above 🇺🇸

If you are in the middle of a career change or have already gone through one, and your old 401k is just sitting there, let's talk about how I can help you move that for your benefit!

Facing a layoff can be a daunting and overwhelming experience for anyone. But as financial advisors, we have the opportunity to not only ease the sting for our clients, but also set them up for success in the long run. In this insightful article, financial advisors share their top advice for clients who have been laid off, from cutting expenses to rethinking retirement plans. Don't miss out on this valuable advice from industry experts.