Hilltop Credit Partners’ Post

Why are private real estate credit bridge loans growing? The potential for non-correlated higher returns (through higher loan rates) is complemented by a hard asset as collateral to protect principal. Depending on a bridge lender’s approach for repeat borrowers, leverage, geographic diversification, and due diligence, portfolio risk can be mitigated even further. In the case of non-performance, private lenders stand before all others in getting recompense. Investors who participated in corporate credit now pat themselves on the back for consistent returns; investors interested in private real estate credit are at the same watershed moment that corporate credit was 13 years ago. Read more in our latest article: https://hubs.la/Q02gsVjq0 Learn more about Fairbridge Asset Management and our approach to portfolio construction, returns, and principal protection at info@fairbridgellc.com #realestatefinancing #bridgeloans #bridgeloans #bridgelending #RealEstateBridgeLoans #AlternativeInvestments #fairbridge #commercialrealestate

In 2018, Brian Walter, John C. Lettera, ESQ, and Steven Wissak – professionals with extensive industry experience across finance, real estate, law, loan structuring, and portfolio management – identified a void in the asset-based lending market. While there are many bridge lenders, there were not many scaled bridge lenders. The three principals built out a robust team of real estate pros to underwrite and fund high-yield short-term bridge loans for real-estate developers across the US and to bring an institutional approach to this very fragmented industry. The launch of Fairbridge delivered a relationship approach to real estate developers and provided a reliable source of short-term capital to take their projects from acquisition to income-producing property. Read more in our latest article: https://hubs.la/Q02GQb5v0 At Fairbridge, we don’t try to be all things to all people in all places. We use an institutional, focused approach to asset bridge lending built on decades of market experience. With robust knowledge across 19 states, a high percentage of repeat borrowers, and a rigorous onsite evaluation process, we know each local market and the people in them. To find out more about our approach and our experience, visit https://hubs.la/Q02GQ9wY0.  #realestatefinancing #bridgeloans #bridgeloans #bridgelending #RealEstateBridgeLoans #AlternativeInvestments #fairbridge #commercialrealestate #realestate #workforcehousing #classbhousing #housingcrisis

Another project successfully funded! 💥 No better way to start off the week then by highlighting what we feel is one of the most underrated products in the lending space 🌉 A Bridge loan can be a great option for investors when dealing with an "in-between property", with some of the best examples including: - Recent renovation project nearing maturity ⏰ - Waiting for Rates to ⬇️ - Wanting to build a STR Annual Ledger on 📒 - Looking to build Credit ⬆️ Oftentimes, more advantageous than a short-term extension, with less qualifications than a DSCR loan, these no prepay penalty loans can quickly help find those tricky properties a temporary financing 🏠. While allowing a bigger runway to obtain your ideal exit 🛣️ If you currently have a property that’s in one of these situations, don’t hesitate to give us a call today and let’s discuss your options! 941-257-3269 contact@aboveparcapital.com #recentlyfunded #realestateinvesting #bridgeloan #bridge #privatelending #realestateinvestor #realestateinvestors #portfolio #realestateinvestments #assetbasedlending

We are excited to share details on the Origin Credit Advisers’* Strategic Credit Fund’s first senior stretch loan, Nola Sol in Las Vegas, Nev. Currently under construction, Nola Sol is a 308-unit garden development in a location directly in the path of growth, with a gaming center across the street and two new developments with millions of square feet of retail, entertainment and office nearby.    This deal is the result of Origin’s preexisting relationship with the broker. When the original senior lender exited the deal, we opted to step in and complete the construction process via a combined senior stretch loan and preferred equity investment.     The Strategic Credit Fund, a portfolio of yield-focused multifamily investments for qualified purchasers (an individual or a family-owned business that owns $5 million or more in investments, excluding their primary residence or any property used for business), will continue to make opportunistic investments in response to today’s dislocation in the credit markets. If you want to learn more about the Fund, visit the link in our comments below.      #investmentopportunity #multifamily #privatecredit #realestateinvesting    * Origin Credit Advisers is an investment advisor registered with the SEC and an affiliate of Origin Investments.   

Whether it's a $100 million mixed-use construction project, a $15 million land acquisition, or a $2 million commercial refinance - Funding Centre has the lending relationships to fund your clients’ large-scale commercial deals that traditionally get stuck. With access to over 100 private capital sources, we think beyond banks - enabling us to finance real estate transactions of nearly any size. Terms & Conditions applied* 🌐https://fundingcentre.ca/ ☎ +1-877-514-4440 📧 info@fundingcentre.ca #CommercialFinancing #RealEstateFunding #PrivateCapital #LargeScaleDeals #BeyondBanks

The latest One-on-One Q&A episode with Ramsey Assal features Jamie Hunt, National Broker Manager at TFG Capital Limited. The session begins with brief overview of TFG Capital and the following questions were raised by Ramsey: - What types and size of loans do TFG Capital offer customers? - Do commercial bridging loans make up the majority loan applications? - What are your thoughts on the current market? How does the market affect yourselves vs. high street lenders? - Do you see any opportunities opening up in 2024?  - While construction and building costs continue to remain high, is the demand development funding still strong?  - With regard to interest rates, what are your predictions for the year ahead? Watch this quick-fire episode here | https://lnkd.in/e2sa_Ced Andrew Hunt Elliott Boot Lauren Maloney Luke Flanagan Tracey Turner James Mortimore #propertyfinance #commercialloans #buytoletproperty

$2.9B for Multi's. #TuesdayCRE #CommercialRealEstate #CommercialDebt #CommercialInsurance Washington Federal Bank is selling 2,000 multifamily loans with a current unpaid principal balance of $3.2 billion to Bank of America for about $2.9 billion in a bid by the regional lender to scale down its exposure to the commercial real estate sector, according to a regulatory filing by parent company WaFd. Once the deal is closed, Bank of America plans to enter into a structured transaction or loan sale with one or more funds of Pacific Investment Management, according to the filing. #SourcingAndSelling #SellingAndSourcing #Retwit #2024 ~ If you have real estate, and you are willing to entertain offers, have debt to refinance, or in need of insurance for your properties, reach out to me with the details: Lance@RealtyByLance.Com 305.203.2070 ~ Contact Us for Commercial Investments, Financing and Insurance. ~ Multifamily, Industrial, Hotels, Office, Retail, Development Sites, Plus. #ListWithLance #LanceLoans #LetLanceInsureYou #CRE #Owners #InvestmentProperties #Multifamily #Industrial #Hospitality #Retail #Development #Construction #Commercial #CommercialTransactions #CommercialFinance #CommercialInsurances #CommercialTitleAndClosing #CommercialProp https://lnkd.in/gCZrJfq6

Concerned about credit? With traditional lenders, credit history can heavily influence your financing options and complicate your loan approval. At BIG Property Finance, we focus on the bigger picture. Our private funding allows us to offer more flexibility, so a few small credit missteps won't hold you back from securing the property finance you need. DECISION IN HOURS, MONEY IN DAYS 📧 Email: info@bigpropertyfinance.co.uk 📞 Call: 0121 348 7830 🌐 Visit: Bigpropertyfinance.co.uk #bridgingloans #developmentfinance #propertydevelopment #propertyfinance #lendingsolutions #propertyinvestor #birmingham #propertyinvestment #bridgingloans Daniel Kendrick

Fairbridge gives family offices, high net-worth individuals and accredited investors an opportunity to participate in a typically stable form of private credit investment. With loan-to-value ratios in the 40-70% range, and interest-rates in the 10-15% range, the loans are designed to deliver attractive, risk-adjusted returns with limited volatility.

Faced with higher rates, stricter bank underwriting and terms, and often pressure from maturing existing loans with low interest and high leverage, many in the multifamily space are finding traditional bank financing to be difficult to obtain: #multifamily #lending #realestate #funding #housing