Hinckley & Rugby for Intermediaries’ Post

🚀 The NAR Settlement: A New Era of Transparency & Better Service for Consumers The recent NAR settlement marks a pivotal shift toward greater transparency in the real estate and mortgage industries. This change benefits consumers by giving them more clarity and control throughout the homebuying process—and many professionals were already prepared for this evolution. 💡 Technology Enhances, Relationships Matter: While advanced tools help agents and loan officers move faster, the human element remains essential. With clearer processes and more transparent practices, we can now deliver faster, smoother, and more trustworthy experiences—just what today’s consumer demands. This shift is about serving consumers better: balancing speed with professionalism, powered by the right tools and a commitment to trust. We’re excited to embrace this new era and raise the bar for customer experience. 🔑 #NARSettlement #TransparencyWins #MortgageIndustry #ConsumerFirst #FutureOfRealEstate

In the brokerage world, chasing high incentives is the usual norm for many beginners whilst the reality requires much more. The allure of big payouts from many aggregators often draws brokers towards the highest commissions. 💰 However, we’ve found that ensuring smooth operations with a 100% conversion rate holds far greater significance. At Smartfinn Advisors, the team works closely with the Mortgage brokers to support at various points of the transaction. 📈🤝 Prioritizing conversions builds trust and reliability with clients, fostering long-term relationships and sustainable growth. It's about more than just the money; it's about creating a legacy of success and trust. Enhance your goodwill! #BrokerSuccess #SmartfinnAdvisors #SustainableGrowth #ClientTrust #BrokerLife

The mortgage industry has seen its share of disruptors over the years, and brokers frequently tell me that they are worried about the rise of digital lenders. But one thing remains constant: brokers play an essential role in helping clients navigate one of the biggest financial decisions of their lives. That’s why we’re doubling down on supporting brokers with the launch of Apollo - our radically better, digital-first home loan suite co-created with Athena and over 75 brokers across Australia. When threats emerge, we’ve got a choice: either see it as a threat or leverage it as an advantage. At LMG and Loan Market, we choose the latter. Apollo is a solution that keeps brokers at the heart of every transaction, offering flexibility, control, and a seamless digital experience that matches the needs of today’s clients. We’re confident because our brokers designed it for the clients they help every day. When I think about Apollo, I see more than a product. I see a new standard in our industry - a solution that empowers brokers with digital strength without losing that essential human touch. I’m incredibly proud of the collaboration and the vision that went into Apollo. It’s a solution built by brokers, for brokers, with a focus on making sure our brokers stay competitive, connected, and capable of delivering an exceptional client experience - and awesome outcomes. #brokerworkforyou #bybrokersforbrokers Cameron Bradley Mira H. Nathan Walsh David McQueen

In this week’s A&D Market Digest, Mark Glaser, our Wholesale Team Manager, and Serena Diaco, our Business Development Specialist, share strategies for supporting success in the mortgage industry and growing your business with Non-QM solutions: 🔼 Major challenges facing loan originators. 🔼 How to move beyond Fannie Mae and Freddie Mac offerings and when it can help. 🔼 How Non-QM solutions can create more opportunities for borrowers. 🔼 How A&D’s Quick Pricer, CRM, and Loyalty Program work together to simplify your workflow. Watch now to refine your skills: https://lnkd.in/ejxJXgUt #ExpertsADM #mortgages #realestate #markettrends #finance #nonqm

We’re thrilled to announce that Sanjay will be a panelist at the upcoming DIGITAL MORTGAGE conference in San Diego, CA, September 9-10, 2024.   Join Sanjay on September 9 for the panel discussion, "How We All Win as Servicing & Originations Converge." This session will dive into how the convergence of servicing and originations can lift lender profitability and enhance customer success in every cycle.   Conversation to focus on: • Understanding the technologies that will drive efficiencies • How servicing has played a crucial role in sustaining the originations business • The importance of a continuous servicing-to-originations loop • Strategies for increasing retention, prepping for future homeowner hardship cycles • Identifying at-risk borrowers and creating new opportunities for performing borrowers • Adapting to real-time regulatory changes   Don’t miss the chance to learn how innovative tech and effective teams can lead to success for both lenders and consumers.   Get more details on the conference website. https://lnkd.in/gb-bb5J4 #DIGMOEvent #MortgageIndustry #MortgageTech #MortgageServicing #MortgageOriginations

Some exciting changes are here, and you might like to know — they will make your work easier! 🔄 New distribution strategies ✅ Credit policy updates 💡 New technology …and more! Check out this Q&A with industry leaders from Paragon, Mortgage Solutions, and Digilytics now. (🎥 Link to the Q&A in the comments) Featuring: Victoria Hartley, Louisa Sedgwick, and Arindom Basu #MortgageSolutionsUK #ButToLetMortgage #BrokerSupport 

At Halcyon, your feedback drives our innovation. We're thrilled to introduce game-changing updates to Halcyon IRS VOI, making your workflow smoother and more efficient: • 𝐐𝐮𝐢𝐜𝐤 𝐀𝐮𝐭𝐡𝐨𝐫𝐢𝐳𝐚𝐭𝐢𝐨𝐧𝐬: Effortlessly resend authorization requests to borrowers’ IRS accounts, saving you time. • 𝐈𝐧𝐬𝐭𝐚𝐧𝐭 𝐓𝐫𝐚𝐧𝐬𝐜𝐫𝐢𝐩𝐭 𝐂𝐡𝐞𝐜𝐤𝐬: Instantly verify authorization status and retrieve transcripts, eliminating delays. • 𝐂𝐨𝐦𝐩𝐥𝐞𝐭𝐞 𝐁𝐨𝐫𝐫𝐨𝐰𝐞𝐫 𝐇𝐢𝐬𝐭𝐨𝐫𝐲: Gain full transparency with a complete history of all actions on an order. These enhancements reduce friction, save time, and boost transparency, helping you serve your customers better. Thank you for your invaluable feedback. Together, we're transforming the mortgage lending experience! 🚀 #MortgageInnovation #ClientSuccess #HalcyonIRSVOI 

Three takeaways from Tim Nguyen's "Be a Camel" article on Mortgage Bankers Association NewsLink this week: 💰Conserve Resources: Manage costs carefully, review contracts, and scale operations efficiently during good times to prepare for downturns. ⚙️Invest in Automation: Streamline processes with #mortgagePOS technology, eClosings, and AI-assisted help desks to cut costs and improve efficiency. 🎯Focus on Data and Core Strengths: Use data-driven insights to optimize operations, track loan performance, and maintain a laser focus on core competencies. Read the full story here: https://lnkd.in/gsEQ4tA2

Is the near-prime market experiencing a boom? We recently spoke to Liz Syms and Zara Bray about some of the findings from our 2024 Specialist Lending Study. 🔍 While it may be debatable whether it's a boom or not, one thing that is undisputed is that we're seeing an increasing number of customers facing challenges due to rising living costs and interest rates, irrespective of household incomes. 🏘️ Brokers play a vital role in helping customers navigate the market to find the best solutions for their needs. With more lenders entering the market and a strong emphasis on advice brokers have the tools they need to support increasing customer demand. Watch the full video to learn more. 📹 Collaboration is a vital part of our collective effort to help more customers succeed. Thank you Connect Mortgages and Legal & General Mortgage Club *For intermediaries only.

Last month, we had an engaging discussion about the modern-day redlining practices impacting lenders and how to transform fair lending compliance into a business advantage. A special thanks to our expert panelists, including Nikki Bialka, Latonia Donaldson, J. Tony Thompson, CMB, Olivia Kelman, and Geoffrey Cooper for leading the way! Key insights:  🔍 Redlining risk can be reduced with proactive lending strategies  🌎 Equity in lending isn’t just a moral imperative — it’s a growth driver  📊 Market data and community outreach are essential for identifying underserved communities Read the full recap for more great insights: https://lnkd.in/gMJq-qPT #mortgage #diversityandinclusion #mortgagelending #data #lending