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We're back after the bank holiday with just 27 days to go until IPAW! The next video as part of Holloway Friendly's spotlight focuses on working to a budget. To ask or not to ask? How do you handle this issue as an adviser? If you're not sure, Matthew Chapman and Gary Waters have just a few ideas to share with you. Will you be taking their advice if it's different to the way that you work now? Register for IPAW at iptf.co.uk and we look forward to a week full of hints, tips, best practice and learning! #LetsTalkIP #IncomeProtection #IPAW2024 Vicky Churcher Andrew Wibberley Jo Miller Robyn Rainsley (Nicholson) David Morris John Roberts