HKR would like to recognize Daniel Grossman and Alanna Bachman, who recently obtained summary judgment for a Pennsylvania insurer. The Eastern District of Pennsylvania ruled that the vacancy provision in a commercial property policy applied, leading to the denial of a $13 million theft/vandalism claim, while also dismissing allegations of bad faith. Excellent work Dan & Alanna! #TeamHKR
➡ For more details, check out our blog; link in comments.
Shared post to Warn of #Fraud by #databreach by #Aviva
Devastated, I was targeted by Aviva when my #buildingsurveyor husband #Adrian#lawson-gill died. Nicola West with Aviva falsified a death settlement claim pretending to pay me his life insurance by formal agreement signed in a death settlement claim. They then intercepted the payment in money laundering to deny me the money and to instead lock it in an account for my 2nd and 3rd son who had association with my financial advisor. They have all benefitted out of the money and it is fraud but is being covered up by the firms, Ombudsman and FCA (Financial Conduct Authority)
I cannot believe there are no safeguarding rules for financiap advisors being allowed to process death claims for widows. There was no death certificate (death could not be registered as there was an inquest into his death as he died of a heart aneurysm at home), no grant of probate, no will yet the advisor was able to steal the money for 2 of our 5 sons who exclusively benefit and omitting 3 of 5 sons and myself despite this breaching contracts and the agreed death claim instruction.
It is alarming and I was recently threatened by CEO of Aviva Amanda Blanc office (not the usual advisors who had sent letters) this threat was significant and I was contemplating how to answer it. My boyfriend was growing stressed by this and we had a discussion, 5 minutes later my 8 year old little boy Teddy responded to this boyfriend teasing him in banter and there was an eruption and he threatened to stay my son picking up a bread knife.
This is crazy Aviva threats against me seem to be seeping into my life, it was traumatic and has impacted me and my little boy as I had to calm the situation and risk getting stabbed myself. My little boy for one month has been having these melt downs at school and I have filmed it as there have been dozens of these so far in one month. He is traumatised and Aviva are to blame as my little boy believes his dad didn't love him and his 2 estranged siblings who have stolen the money (students of Nottingham Trentham University and Loughborough University) have basically got away with bank robbery and dismissed me as a mother and their autistic older brother and their twin brothers now age 8 years. So much trauma has been caused by this theft of life insurance. Let this be a warning to others https://lnkd.in/gb8BT-b7
And me also breaking down https://lnkd.in/gDn86Wif
The FCA despite reporting on a broadcast that I (named Amy Lawson Gill ) must be entitled to a review dismissed by the Ombudsman, the FCA fail to protect the vulnerable (bereaved), disabled or children and support fraud in financial services
https://lnkd.in/gtmUp9Tv#fca#financialadvisor#financialabuse#stjamesplace#westwealthmanagement#amandablanc#ceo#economicabuse#moneylaundering#lifeinsurance#investment#trusts#trustbond#wwmvip#nicolawest#lawsongill
Two recent U.S. Supreme Court rulings have shaken up the bankruptcy and insurance landscape, affecting how insurers, debtors, creditors, and claimants can resolve complex and contentious disputes.
In one case, the court found an insurer had standing to challenge a Chapter 11 reorganization plan, while the other struck down a plan that would have shielded the Sackler family from opioid lawsuits.
What do these decisions mean for insurers and policyholders? Learn more in Scott Seaman's analysis: https://lnkd.in/gn_pzewu#Bankruptcy#Insurance#Litigation#SCOTUS#Insurers
Supreme Court leans towards insurers' role in bankruptcy cases: What's at stake? The ongoing dispute over asbestos injury claims could set a precedent for mass tort bankruptcies. Get insights into the courtroom debate and its potential impact.
https://hubs.la/Q02qhqYm0#SupremeCourt#Bankruptcy#Insurance#MassTort#LegalDebate
As a policyholder, you have rights & deserve the coverage that you pay for. Your home is a safe space, and in the event of a natural disaster or a disruption to your home, it can be a very daunting time.
The best way to protect yourself is education. The APA has downloadable resources found on our website, www.apassociation.org, to learn how to self-advocate in the case of insurer fraud and ways to avoid insurer fraud.
#EducationisPower#APA#FraudFighters#ProtectYourself#DownloadableResources#Policyholders#Consumers
Required Expert View
A customer purchased a LI policy in Dec 23 of 7.5 lacs coverage; suddenly in Feb, he visited the Insurer and complained that he was mis-sold the policy. The complaint was registered as FLC but since it was beyond the timeline, Insurer did not approve the same and started probing with salespeople.
In the meantime, the Customer died of an accident on 15th March 2024.
Unaware of the complaint, the nominee called the Insurer and claimed 7.50 lacs death claim and accidental benefit too. Insurer after receiving death intimation, immediately processed the FLC.
Suggest- all possible flaws, legal angle and next actionable for the nominee
keeping case details and insurer suppressed to make it simple
#Lifeinsurance#claim#fraud#death#consumerrights#ombudsman#IRDA
In our latest Policyholders Perspective blog post, Richard Lewis discusses court decisions to accept insurer arguments that Covid-19 and consequent orders of Civil Authority do not cause PLOD (physical loss or damage), and how insurers are leveraging these rulings to win in all similar contexts.
#COVID-19 #Insurancerecovery#inurers#policholders#physicallossordamange#PLOD
https://www.hkr.law/property-in-60-seconds-clear-vacancy-language-earns-insurer-summary-judgment/