HSBC Innovation Banking’s Post

Cullen Gordge unpacks a few of the key findings from the HSBC Innovation Banking VC term sheet guide. Whether you are a startup founder or an investor, understanding these insights can significantly impact your strategy. If you need any advice, please do get in touch!

CENT financial resilience for communities 🚀 Kumudha Puram We are thrilled to express our deepest gratitude to FinTech Alliance in addressing the pressing issue of the cost of living crisis at HSBC Innovation Banking offices.We are revolutionizing the way people manage their finances and empowering individuals to thrive in an increasingly challenging economic landscape. 🤝 Augmentum Fintech AlbionVC Seedrs Deloitte GrowthBuilders Anthemis Group We extend our heartfelt appreciation. 🙌 We would like to extend a special thank you to FinTech Alliance team Phil Vidler Louis Williams and Benedetta Schiavi .Your expertise, guidance, and dedication have been indispensable in shaping our startup's growth and success. 👏 We are grateful for QUALITANCE HSBC Innovation Banking and Knotel .Your collaborative spirit and commitment to innovation have been essential in accelerating our progress towards our goal of addressing the cost of living crisis head-on. 🌟 A Shared Vision for a Better Future Together, we are driving change and redefining the way individuals perceive and manage their finances. By leveraging technology, data-driven insights, and our collective expertise, we are empowering individuals to overcome the challenges posed by the rising cost of living. 🎉 As we celebrate our achievements thus far, we remain committed to pushing the boundaries of what is possible. With your continued support, we will scale our operations, expand our impact, and reach even greater heights. #fintech #cop28 #finance #money #openfinance #business #investment #investing #wealth #realestate #proptech #fintech #openbanking #SustainableFinance #SustainableInvesting #PersonalFinance #FinancialPlanning #mortgage #financialadvice #mortgages #investmentstrategy #investments #passiveincome #investment #costoflivingcrisis #financialresilience

The future of funds, by HSBC & Northern Trust There is undoubtedly momentum building across the #funds #tokenisation landscape. The maturing of what can be considered to be the supporting pillars of #marketinfrastructure, #interoperability and #standards covered in this report will be instrumental to the reaching of “minimum mass” in institutional adoption. This will enable the ecosystem to graduate from a largely exploratory #innovation stage to one where #commercial models are viable and participation can accrue the benefits it has the potential to deliver. Investor preferences and expectations continue to evolve as fast, if not faster, than the technological advances. The hunt for alpha and beta returns in an ever more complex macro environment mean that many things are not certain or constant. This further reinforces the need to embrace the innovation and state of perpetual change that we are now immersed in, with a toolkit that is deeper and wider to bring generational change to the broader funds landscape. Whilst there are steps being taken toward that ‘Future of Funds’ space, there is no escaping the practical realities and headwinds to making progress while navigating the capital #investment required, #regulatory uncertainty, #crossborder barriers, backward compatibility and maintaining current operating models in co-existence. Once again, this is not a space that will see success in isolation. Collaboration will remain key. 

Thank you Structured Products Intelligence | SPi for the opportunity of speaking at the below panel yesterday and congratulations for a marvellous event - looking forward to SPi Europe 2025! As mentioned yesterday, the main challenges we observe that could impact our industry in 2024 in our opinion will include i) our ability to react to “the issues we don’t know yet” (i.e. geopolitical risk? Unexpected meltdowns? ) but as well ii) the probable investment and adaptations we will have to adopt once upcoming regulatory changes are confirmed (which will come!) … Also, as discussed yesterday with my fellow panelists, increased interest rate environment offers a new asset mix across rates, credit and equity which has opened a range of investment of opportunities for the end clients that coupled with our continuous efforts to digitalise all these workflows have allowed end consumers to use structured products in their portfolios way more efficiently… perfectly matching the clients’ ever heightened expectations for improved service and digital solutions regardless of whether they are looking at fx, rates, equities or credit investment opportunities. #structuredproducts #fx #equity #rates #credit #digital

Join us in London on 5th June for the Global Private Banker Summit- fostering dialogues between private banks, family offices, and asset managers who face the difficult task of constructing portfolios that can overcome adverse market movements, while delivering consistent returns. As technology reshapes the industry and transforms advisor-client relationships, we'll unpack the material impact on client experience and how institutions are adapting to new digital platforms for distribution of private wealth solutions.#privatebanking #familyoffice #assetmangement #wealthtech #fixedincome #esg #equities #uhnwi #nriservices #dpm #digitalinnovation #investmentmanagement

🤔 This is interesting. Barclays is sounding out PE to take a majority stake in its UK merchant payments business. 🏦 Word is that the bank wants to bring in a partner with additional industry knowhow as well as extra capital. 💡 Barclays has been talking to specialist payments providers, but these conversations have stalled. 🚫 The UK business could be valued at more than £2 billion based on estimated EBITDA. 💰 This is just another example of increasing consolidation in the payments world as increased use of digital technology makes investment costs higher and accentuates the benefits of economies of scale. 🌐 Private equity firms have invested heavily in the payment sector in recent years drawn by the wider trend of digitised finance and the ability to scale up investments through merging smaller players into a larger entity. 📈 What do you think? Would this be an interesting move or one deal too far? 🤷♂️ #BankingIndustry #DigitalTransformation #ArtificialIntelligence #OpenBanking #Payments https://lnkd.in/edUhpNsG

What Role do Investment Banks Play in Facilitating #CorporateFinance Transactions? As economies flourish, so does the demand for #investmentbankingservices. Robust growth fuels increased needs for #underwritingsecurities, managing corporate finance transactions, and delivering financial advisory services. #Investmentbanks, acting as vital connectors between businesses and investors, play a pivotal role in fostering capital flows and driving economic expansion. Thus, the symbiotic relationship between economic growth and market activities propels the upward trajectory of the investment banking market. Key Market Players: Credit Suisse , JPMorgan Chase & Co. , HSBC , UBS , Barclays , Citi , Bank of America, Goldman Sachs, Morgan Stanley, Deutsche Bank Explore More Insights: https://lnkd.in/dtSr_UrE #AMR #InvestmentBankingGrowth #EconomicProsperity #MarketActivities #CapitalFlows #CorporateFinance #FinancialAdvisory #BusinessInvestorConnection #SymbioticRelationship #UnderwritingSecurities #EconomicExpansion

A huge win for the British tech sector! HSBC acquires the British division of Silicon Valley Bank , providing stability and deposit protection for up to 30% of the country's #innovative companies. The cost of the deal? A symbolic 1 pound! Now SVB UK #customers can sleep well knowing that their #finances are under the wing of one of the most reliable #banks in the world. This is not just a rescue action, it is a #strategic move by HSBC that opens up new opportunities for growth in the technology and life sciences sector! #HSBC #SiliconValleyBank #TechSector #Innovation #FinancialStability #UKTech #StrategicMove #GrowthOpportunities

My latest Agenda interview for The Banker with Gareth Mccartney and Tommy Rueger who are global co-heads of UBS's ECM business. They talk about their ambitions for the desk which involves improving the performance of the North American arm. They put their plans in the context of the wider integration with Credit Suisse and the background of where UBS has been traditionally strong. #banking #integration #equitycapitalmarkets #capitalmarkets