Informed.IQ’s Post

Happy International Credit Union Day! 🎉 🏦 We are thrilled, today and everyday, to celebrate our Credit Union network. Our Credit Unions work hard to provide financial access and empowerment to people across the country. Thank you to our Credit Union partners, we are honored to work with you to help more people access credit. 🤝 #InternationalCreditUnionDay #CreditUnion

At the recent Auto Finance Summit, Informed.IQ's Matthew Etzweiler recapped an insightful interview with Shannon Mohkiber, Head of Ford Credit North America. She discussed key trends shaping the industry in 2025, including: 🌟 Affordability solutions: Expanding used vehicle financing and flexible products like Ford Options 📊 Tech & automation: New platforms that leverage automation to better understand customer preferences, streamline processes, and optimize customer experiences 🏆 People & innovation: Emphasizing the role of people—employees and customers alike—and the exciting potential of AI to reshape the industry. Read the full recap here: https://lnkd.in/gVfnZkA7 #AutoFinanceSummit #FordCredit #InformedIQ #Innovation #AutoFinance

💥 Exciting Partnership Announcement! 💥 We are thrilled to announce that Consumer Portfolio Services (CPS) has successfully integrated Informed.IQ’s Dealer Verify tool into their loan origination process! 🎉🚗 This cutting-edge, AI-driven solution automates the verification of stipulations, helping CPS streamline loan approvals, reduce contracts-in-transit, and enhance the dealer experience. CPS dealers now benefit from faster, more accurate loan processing, reducing risk and improving customer satisfaction. As Mike Lavin, COO at CPS, shared: "By leveraging Dealer Verify, CPS dealers are now equipped with the tools to handle loan originations more efficiently, ensuring deals are processed faster, with fewer errors, and with significantly less risk of contracts-in-transit." We’re proud to partner with CPS in transforming auto financing through AI! 🔗 https://lnkd.in/gGiVm-76 #InformedIQ #ConsumerPortfolioServices #AutoFinance #AI #Automation #DealerExperience #Fintech #LoanOrigination #AutoLending #DealerVerify

Have we caught your eye? 👀 💡🚗 With Informed's solution, lenders achieve accurate income verifications, reduced fraud and cost, and faster approvals. Informed’s vertical AI, document intelligence and industry data consortium does all this while improving compliance. If you are Interested in better verifications that streamline your loan origination process, request a demo with Informed.IQ today! 🔗 https://lnkd.in/gQapazTP

As the CFPB ramps up its focus on “junk fees” across industries, Thomas Oscherwitz, General Counsel at Informed.IQ, examines how this impacts subprime auto lenders in his latest article featured in Non-Prime Times, "Based on CFPB Documented Consumer Complaints, are Junk Fees Really in the Spotlight?" With consumer complaints about auto loans rising, Tom dives deep into the data from the CFPB’s complaint portal, uncovering insights on what’s truly concerning consumers—hint: it's not just about junk fees. 🚗📊 If you’re in the auto finance space, this is a must-read to stay ahead of regulatory priorities and ensure you're meeting consumer expectations. 🔗 https://lnkd.in/gUE4V4BD #NonPrimeTimes #CFPB #JunkFees #AutoFinance #Compliance #SubprimeLending #InformedIQ #ConsumerProtection #AutoLending

If you haven't yet, be sure to check out our #ComplianceCorner series on the #blog for insights into data, regulatory and compliance from industry experts Thomas Oscherwitz, General Counsel, and Husain R., Senior Data Analyst at Informed.IQ! Read the Compliance Corner series here: 🔗 https://lnkd.in/gd5JtmX2

When refinancing your auto loan, understanding Guaranteed Asset Protection (GAP) refunds can be a game changer. In our latest blog, Jessica Pillado Gonzalez, PMP, MBA, POPM explores how these refunds can impact your refinancing journey and help you secure better financial outcomes. 💡 🚗 "GAP refunds can lower your loan balance, provide financial flexibility, aid in negotiating better loan terms, and necessitate insurance adjustments—making the entire refinancing process smoother and more efficient." Don’t miss out on how this essential element can streamline your auto loan refinance and save you money. Read the full blog for all the insights! 🔗 https://lnkd.in/g5vV7VaF #AutoRefinance #GAPInsurance #LoanRefinancing #InformedIQ #Fintech

🚨 New stAI informed Podcast episode! 🚨 In our latest stAI informed Podcast episode, host Thomas Oscherwitz is joined by two fraud-fighting experts, Mike Cook from DataVisor and David Maimon, from SentiLink and Professor at Georgia State University, to discuss the game-changing impact of #GenerativeAI on #Fraud in the lending space. Key Takeaways: 💡 How synthetic identity fraud is evolving with AI 💡 The role of deepfakes and AI-generated documents in financial crimes 💡 What businesses and consumers can do to protect themselves 💡 How financial institutions can use cutting-edge fraud detection technologies to stay ahead 🎙️ Listen now for expert insights on how AI is reshaping the fraud landscape and how your organization can safeguard against it: https://lnkd.in/gmjsuetG 💬 Have you noticed AI-driven fraud trends in your industry? Share your thoughts and experiences in the comments below! #GenerativeAI #FraudPrevention #SyntheticFraud #FinancialSecurity #LendingFraud #AIinFinance #stAIinformedPodcast