What happens when we improve #women’s access to #credit? A new Evidence Brief from Daniela Graney, Tanvi Jaluka, Elizabeth Koshy & Lauren Perlik explores the impacts of credit products on women’s economic activity and discusses where research is still needed. Thank you to the Bill & Melinda Gates Foundation for the funding to support this work! Read more: bit.ly/briefwee #Gender #Finclusion #Entrepreneurship
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Very excited that my first evidence synthesis (with Daniela Graney, Tanvi Jaluka & Elizabeth Koshy) is finally published! 📌What happens when we improve #women’s access to #credit? Our new brief explores the impacts of credit products on women’s economic activity and discusses where research is still needed. Check it out here⬇️#Gender #Finclusion #Entrepreneurship #GenderGap #digitalcredit #digitalfinancialservices
Designing Credit Products to Support Women’s Economic Activity: Synthesis of Recent Literature | IPA
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Strategic Visionary Driving Innovation & Accelerating Economic Transformation in Underserved Communities
In today's climate when the playing field is perceived to be leveling to provide equal access, we must not become complacent. There are still gaps in education, access, and funding for minorities and women. This article highlights some of the underlying reasons women find it difficult to access entrepreneurial funding for their startups. Please remain vigilant to the norms and mores that society might push to say, "everything is all right." And please do not confuse women's empowerment for women's success - it is everyone's responsibility to normalize empowerment AND be mindful of funding policies. Together, we can help our wives, mothers, sisters, and daughters have an equal opportunity to change the world. https://lnkd.in/eEupurG3
Research: How to Close the Gender Gap in Startup Financing
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How might the greatest wealth transfer in history transform our society? Explore our #OwnYourWorth research on women and finances. #UBs #shareUBS #wealthtransfer #research
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🚨CRC Discussion Paper 🚨 Reveals gender bias in entrepreneurial finance, highlighting greater constraints faced by women in accessing funds crucial for business success. The research by Vojtech Bartos, Silvia Castro, Kristina Czura, & Timm Opitz finds that Ugandan loan officers show bias against individual female entrepreneurs, but not against entrepreneurial teams. The bias appears to stem not from animosity but from differing perceptions of women's business implementation challenges. Read the full CRC Discussion paper at: https://lnkd.in/e26NNm-V Università degli Studi di Milano, LMU Munich – Ludwig-Maximilians-Universität München, University of Groningen, Max Planck Institute for Innovation and Competition
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Thanks Malin! Next step is understanding biases in vc fund evaluation.
I am so happy to share our article published in Harvard Business Review “How to Close the Gender Gap in Startup Financing”. Globally, women represent only one in three business owners, with funding scarcity and discrimination perpetuating the gender gap. Despite efforts, only a small fraction of investment goes to women-led businesses, exacerbating a $1.7 trillion financing gap for women-owned enterprises. Our study shows that women entrepreneurs face higher rates of loan denials and higher interest rates in entrepreneurial bank finance than their male counterparts, driven by societal gender norms. In this article we present three ways policymakers, financiers, and other stakeholders can mitigate gender bias in entrepreneurial funding. Read the full article here: https://lnkd.in/drUzrefk
Research: How to Close the Gender Gap in Startup Financing
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Criterion Institute will hold an interactive discussion in November 2023 about our work expanding what is possible for using finance as a tool for transformative social change. From fostering a feminist financial imagination to creating a global system of standards for the field of gender lens investing, we will share insights coming out of our current programs and invitations to collaborate across a range of activities. To register, visit https://lnkd.in/eWejBG-T @CriterInst, #genderlens, #investment, #finance, #powerdynamics, #economics #sustainablefinance, #power, #knowledge #sustainability, #genderequality, #innovativefinance,
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2023 Finalist Financial Adviser of the Year (WIF). Financial advice for successful women. Empowering women towards financial independence.
- Financial Independence: Investing allows individuals to grow their wealth, build financial security, and gain a level of independence. This financial independence can provide a sense of control and power over one's life. - Long-Term Goals: Investing is often used to save for long-term goals like retirement, education, or home ownership. Achieving these goals through wise investments can be a source of empowerment. - Knowledge and Education: Learning about investing can be empowering in itself. It's an opportunity to gain knowledge about financial markets, assets, and strategies, which can boost one's confidence and decision-making abilities. - Taking Control: By investing, individuals take control of their financial future. They make active choices about how to allocate their resources, rather than leaving it to chance or relying solely on traditional savings methods. - Building Wealth: Over time, successful investing can lead to the accumulation of wealth. Having a growing investment portfolio can provide a sense of accomplishment and empowerment. - Contributing to Economic Equality: In many parts of the world, women have historically been underrepresented in financial matters. Investing can help bridge this gap, as it encourages women to become more financially literate and actively participate in the economy. - Empowerment Through Choices: Investing opens up a world of financial choices. Women, like anyone else, can choose from various investment options and strategies to align with their goals, values, and risk tolerance. It's worth noting that while investing can be empowering, it also comes with risks, and it's essential to be well-informed and make informed decisions. Seeking financial advice or education and developing a well-thought-out investment plan is crucial for success in the world of investing. Additionally, gender equality in financial matters is an important societal goal, and efforts are being made to encourage and support women in their financial journeys. #investing #womeninvesting #debtfreecommunity #melbourne #financialadviser
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"Empowering women with financial literacy is not just about numbers; it's about providing them with the tools to shape their own futures and lead with confidence in a world of economic opportunity." #sabhyafn #women #financialliteracy #financialplanning #finance
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Million dollar brand strategies for women building unicorn businesses. Brand and Business Innovation | Growth strategies | Personal Brand | Marketing & Messaging |
When anyone asks me, 'why do you mainly support women in your business?'... I'll be referring them to this article. It's a must read. It contains all of the usual stats about gender disparities in terms of access to business funding, to women being taken seriously as founders... but the research behind it is truly staggering... Some excerpts. 'It is well documented that media’s expression of entrepreneurship, in general, is closely aligned with masculinity. The norm is to portray an entrepreneur as a man with masculine qualities and to link such portrayals to success. In contrast, women’s entrepreneurship is portrayed in media as a deviant, less common, and even a less successful pursuit.' And the real shocker... 'As women advance into higher-level positions in the society, the perception that they are a threat increases. This prompts protective responses to safeguard existing social gender norms, triggering resistance and subsequently deteriorating conditions for women entrepreneurs in accessing critical funding.' If ever there was a need for women to 'go big' in business, to counter all of this, this is most definitely it.
Research: How to Close the Gender Gap in Startup Financing
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Dignity-Centered Advisor | Driving Social Innovation through Gender Equity, Regenerative Economic Growth, and Co-Creative Capital Solutions | Transforming Narratives for the Common Good
Take a closer look at this striking chart from the Women, Business and the Law (WBL) 2024 report 📈. It reveals a sobering reality: 'Safety 🚦, Entrepreneurship 👩💼, and Childcare 👶' represent the most significant voids in legal frameworks affecting women's rights and opportunities. Now, dive into 'Entrepreneurship' with me. The score? A dismal 44.2 out of 100😲. We're diving way below the global average legal framework score of 64.2. Yikes! The translation? Women entrepreneurs face a herculean obstacle course 🏋️♀️ of legal hurdles. Here's what it looks like at ground level. You're a woman, buzzing with a game-changing business idea💡. But the legal system greets you with a cold shoulder. Discriminatory laws, restrictive property rights or an uphill battle to secure a business license. These aren't just inconveniences. They're formidable barriers, blocking women from fueling economic growth, hindering the journey to financial independence💰. The fix? We need a fine-tooth comb through the legal framework around women's entrepreneurship. Equal opportunities shouldn’t be a battle cry, they should be a given✊. Let's start by rewriting business laws - gender-neutral is the way forward. Let's boost women's access to credit and capital. How about educational programs that arm women with entrepreneurial skills? And let's ensure women can own and inherit property on par with men👫. Now, imagine the uplifted score. A healthy indication of an environment where women in business don’t just survive but thrive💪. After all, shouldn’t half the planet's potential be given a fair chance?🌐 #womenhistorymonth #entrepreneurship #internationalwomen #dignity #genderequality #CSW
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