Insight Investment’s Post

Good points. Should You Take Your Pension as a Lump Sum? The answer depends on multiple factors, such as what your alternative investment options would be, whether you want to leave money to a beneficiary and more. BY JOE F. SCHMITZ JR., CFP®, CHFC®

As a plan sponsor of a defined benefit pension plan, you are making important financial decisions based on the results of an actuarial valuation. The valuation uses a variety of assumptions to measure a plan's key benefit provisions and should be reviewed periodically by conducting an experience study. In this article, our experts describe what an experience study is, why it should be done, and how often it should be performed. Is it time for your plan to do an experience study? #definedbenefit #experiencestudy

This is an article I wrote about the importance of experience studies for pension plans. Check it out!

📊 How Do Public Pension Plan Returns Compare to Simple Index Investing? 📊 Key Findings: "Over the full period, plan returns are virtually identical to the simple index strategy, but plans have done much worse since the Global Financial Crisis.... Pension funds’ annualized aggregate returns since 2000 have been virtually identical to a simple 60-40 index portfolio." If current strategies do not yield higher long-term returns, there is a strong argument for adopting a simpler, more transparent investment strategy. MarketVector Indexes Steven Schoenfeld Joy Yang Raline Sexton Jonas Weber

The Mega Backdoor Roth has to be one of the best investment moves to save for retirement if it's available to you. Check out what we had to say about it in this article. https://lnkd.in/eHsKCVNQ #ESG #Sustainability #sustainableinvesting #401k #Roth401k #403B #Roth403B #RothIRA #RothConversion #financialplanning #investments #BCorp #OnePercentForThePlanet #CPWA #CFP

US corporate pension plan funding ratios dipped slightly in August, but they still remain well above 100%, according to three new reports from Legal & General Investment Management America, Insight Investment, and Aon. https://lnkd.in/gdzwurw7 #investmentmanagement #pensionplans #corporatepensions

Karen Ogden, CFP® and I explore the Mega Backdoor Roth in this article. It can be an excellent way to grow your nest egg tax free and withdraw it tax free in retirement. #ESG #Sustainability #sustainableinvesting #401k #Roth401k #403B #Roth403B #RothIRA #RothConversion #financialplanning #investments #BCorp #OnePercentForThePlanet #CPWA #CFP

US corporate pension plan funding ratios dipped slightly in August, but they still remain well above 100%, according to three new reports from Legal & General Investment Management America, Insight Investment, and Aon. https://lnkd.in/gdzwurw7 #investmentmanagement #pensionplans #corporatepensions

Regulatory reform and a reversal of investment conditions have changed the opportunities and risks faced by defined benefit pension plans—yet many have not recalibrated their approach to plan management in response. In CA's latest paper, our pension investment specialists discuss how plan sponsors could be rethinking their plan's strategic priorities and re-underwriting their investment approach to be better positioned for long-term success. Check it out: https://ow.ly/4AtA50QvGNg

NPS Investment very well.explained. NPS: How Rs 10K investment can help you get Rs 1.52 cr corpus and Rs 1.14 lakh monthly pension; know calculations https://lnkd.in/dKxy9YnR -Shared via Zee Business