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Disability Insurance Increase Riders: What's the Difference? Which type of rider does your DI policy have? Young doctors should have a disability insurance rider that allows them to increase the benefit amount. But there are quite a few options. #physician #disabilityinsurance #disability #insurance #physiciandisability #disabilityriders #physicianincome #wci

Did you know that after a car accident, there's a wide range of unanticipated expenses you may be entitled to recover, beyond the obvious ones covered by insurance? Many accident victims are unaware of the full extent of compensation they could claim for the impact the accident has on their lives. You might wonder, beyond lost wages, doctor’s visits, and property damage, what else is there? The reality is, life post-accident can incur costs you might not have initially considered. Who's responsible for your damages stemming from an inability to enjoy the life you once had? What about the costs for a rental car while yours is being repaired, or childcare expenses when you're in the hospital? These unexpected expenses can add up, but the good news is, you don't have to bear them alone. An experienced Orlando car accident attorney can guide you through the process of identifying all the eligible expenses you can claim to ensure you're compensated fairly for your injuries and the broader impact on your life. Understanding your rights and the full scope of what you're entitled to is crucial in the aftermath of an accident. Our team is here to help unpack the complexities of your case, ensuring that every unanticipated expense is accounted for. From rental car costs to compensation for the loss of enjoyment of life, let us help you secure the comprehensive compensation you deserve. Reach out today for a consultation, and take the first step towards reclaiming your peace of mind and financial stability. Read our blog for a comprehensive explanation of unexpected expenses you can recover after a car accident. Brett M. Bressler, Attorney at Law https://lnkd.in/eKdTMSPS

Home daycare providers are always at risk of their business being hurt by common accidents such as slips and falls, ingestion of toxic substances, abuse accusations, and faulty play equipment, causing injuries. These incidents could cost you a lot of money in damages like lawsuits and penalties or lose your clients, which would damage your reputation. Fortunately, there is home daycare insurance to reduce these risks. This article will give you more information on what it is, the types of coverage available, and how it can help your business. Read on to find out everything you need to know about it. Learn more below!

How many of my connections are paying for pet insurance but don’t have an active Life or Critical illness policy in place for themselves? As a society, generally, we tend to shy away from difficult topics such as illness and the loss of life when actually, we may be able to make more informed decisions about what contingencies we can put in place for ourselves and our families in the same way that we advocate learning about finances from a young age. A recent discussion with someone really made me question what I would do as a mother, on a part time wage in the event that I couldn’t work or sadly, left my family behind especially having seen first hand how many people have had life changing circumstances happen with or without policies in place. How would I cover mortgage payments? Bills? Childcare costs or be able to work and maintain a household on my own? Both myself and my partner now have active Life and Critical illness cover in place for the same amount we’d spend on a couple of takeaways for a month and the security of knowing if anything happened to either of us we’d be in a much better position if we had kept putting off that discussion or debating if it was really “worth it”. I wanted to share this because these conversations don’t often feel comfortable especially when death and illness are generally perceived as taboo subjects but equally, sharing knowledge and insight with sensitivity can open the door to people being able to make more informed choices about their futures whether or not that means exploring insurance/assurance and/or estate planning. #insurance #lifecover #criticalillnessinsurance

Navigating the terms and conditions of a disability income insurance policy can feel overwhelming. To help you on your way to safeguarding your future, you should know key facts such as how your premium is determined, why obtaining a tailored policy early-on is crucial, and more. Read our in-depth disability income insurance guide here: https://hubs.ly/Q02p5XN60 #dii #Dentistry #Insurance

As a dental professional, you're no stranger to asking your patients questions about their health. But you should also be asking questions about your own health, particularly as it pertains to obtaining disability income insurance. Test your knowledge by exploring the common questions and answers about disability income insurance: https://hubs.ly/Q02F89Kn0 #Insurance #DII #InsuranceQuestions #Dentistry

Can You Still Get Disability Insurance with Your Health History? Have you had to get disability insurance with a preexisting condition? Doctors are keenly aware of their own health history, and they might fear how they will be treated when they apply for disability insurance. Here are some tips for maximizing your chances to get a policy. #physician #disabilityinsurance #disability #insurance #disabilitypolicy #longtermdisability #wci

Choosing between Disability Insurance and Critical Illness Insurance is a decision filled with complexities and nuances that goes beyond simply comparing premiums and payouts. Here is a deep dive into the differences and benefits of both coverages. https://ow.ly/geeu50RA0Vk #Disability #CriticalIllness #Insurance

Choosing between Disability Insurance and Critical Illness Insurance is a decision filled with complexities and nuances that goes beyond simply comparing premiums and payouts. Here is a deep dive into the differences and benefits of both coverages. https://ow.ly/Mr2o50RA0VE #Disability #CriticalIllness #Insurance

One of the best things my pops ever taught me--- "Better to have and not need, than to need and not have." Cliche---that IS true. And causes me to overpack like a champ sometimes, but you get the idea. Today...TODAY...I'm applying this adage to something no one wants to pay for until they need it. INSURANCE I'm NO sales person, just an HR bloke. So for my transitioning veteran community...here's some unsolicited advice: PAY ATTENTION TO WHAT YOU SELECT WHEN IT COMES TO OPT-IN BENEFITS. What are these? Accidental Death and Dismemberment (self and family options) Voluntary Life Insurance (self additions to what is provided by the organization and for family) Flexible Spending Accounts (FSAs) and Dependent Care Accounts Long-term Care Insurance (self and/or family) Life Flight Insurance Pet Insurance (yup, pet insurance) LEVELS of coverage within medical, dental, and vision (typically ranging from higher cost/better coverage to low-cost/high deductible) 401k/Profit sharing options (if applicable) I literally see the gaps when they happen. And it is heart-wrenching to see. HR---bring in PROS to give REAL TIME ADVICE to your teams. Employees---SEEK information to make the best decisions for YOU and your budget. Needing it when it's too late is the worst. And yes, before you get stupid in the comments (thank you Elizabeth Hartman, ChFC®LOL), I know that insurance costs are beyond ridiculous for many. Hurricane insurance in Florida along the coast is an example that is prominent in the news. BUT Not having it can make the ridiculous cost of insurance look like Romper Room (only those my age will get THAT reference).