Invitation Homes’ Post

Mortgage struggles on the horizon as Florida home insurance problems continue - H2 News Contact me to discuss the latest scoop in real estate! #anamazingrealtor #tampabayliving #tampabayrealty #dreamhomes #homebuyers #realestateinvesting #housingmarket #realestateagent #homesearch

Mortgage struggles on the horizon as Florida home insurance problems continue - H2 News Contact me to discuss the latest scoop in real estate! #Palmbeachcounty #Relocatetowestpalmbeach #Westpalmbeachrealtor #realestate #realtor #homebuyers #realestateagent #homesearch #realestateinvesting #housingmarket

The Buy vs. Rent-A-Home Equation...Tipping Towards Rent? As a title insurance company owner, reliant on purchase transactions, it pains me to present these facts although they certainly vary by location... Rent: More apartments are under construction than at any time in half a century, meaning that rents will likely not rise much, and in fact may fall depending on location. Buy: Prices are high, mortgage rates are high, and inventory remains low. See the monthly mortgage cost increase for a $400,000 purchase in the photo below. And read the article in the The New York Times, 'Is This Really ‘the Worst Time to Buy a Home’? here https://lnkd.in/e_uDMVG3 _____________________________________________ Remember, Do Your Due Diligence When It Concerns The Title Insurance For Your Real Estate Purchase In New York! And when you get a title bill, always get a second opinion from another title insurance provider! The non-premium title bill charges can vary widely! Watch 'Do You Ever Wonder About Title Insurance? Maybe Not, But You Should' at YouTube here https://lnkd.in/eV4sQNTu. Hallmark Abstract Service...You Buy Real Estate, We Protect It! (646) 741-6101, info@hallmarkabstractllc.com #rentvsbuy #mortgagerates #homeinventory #homebuyers #supplyanddemand #residentialrealestate

Lennar's 10-Q Shows The Rising Cost To Sell New Construction Homes! These incentives provided by homebuilders include mortgage rate buydowns, free upgrades, elimination of certain closing costs and, of course, the ultimate incentive of lowering the price of the house. From Lennar's 10-Q (per Wolf Street)... “Revenues were higher [by 9%] primarily due to a 15% increase in the number of home deliveries, partially offset by a 5% decrease in the average sales price of homes delivered.” “With our ready access to capital, we have been able to adjust and capture demand by using incentives to reduce the affordability constraint.” Unless mortgage rates drop significantly, spurring natural demand at the current prices, homebuilders will continue to face headwinds! _____________________________________________ If You Are Buying A Home Or Commercial Property In New York State, You MUST Protect It… That's Where Title Insurance And Due Diligence Come In! Always Research The Title Insurance Provider That Will Be Used For Your Purchase! Watch ‘If You’re A Homebuyer In New York You MUST Protect Your Investment…That's Where Title Insurance And Due Diligence Comes In!' here https://lnkd.in/eME5S_3u. And, remember that it’s your RIGHT to choose the title company you would like to use! Questions? Contact us at info@hallmarkabstractllc.com or (516) 741-4723. Hallmark Abstract Service...You Buy Real Estate, We Protect It! #financialreporting #homebuilders #realestate #incentives #mortgagerates #homebuyers #mortgageratebuydowns #newconstruction #closingcosts #homeprices

The Best Reasons to Buy a Home in Florida Call: Elizabeth Perez Team 305-984-6344 to discuss the latest scoop in Real Estate Florida's Home Insurance Hacks: Save Big! #Firsttimehomebuyer #Miamihousing #elizabethperezteam #realestate #dreamhomes #homebuyers #homesofinstagram #homesearch #realestateinvesting #housingmarket

Unlocking Home Ownership: The Role of Lender’s Mortgage Insurance (LMI) Lender’s Mortgage Insurance (LMI) is crucial for many first-time homebuyers, yet often misunderstood. According to a recent report by LMI provider Helia, 85% of brokers see LMI as a tool to speed up market entry, with 70% recognising it as key for renters to become homeowners. LMI isn’t the most exciting part of buying a home, but it can be a potential safety net giving you peace of mind. It’s a special type of insurance that you might need if you’re planning to buy a house with less than a 20% deposit. Here's why LMI matters: 1. Less Savings Needed: LMI helps you jump into the property market faster because you don’t have to save up for a huge deposit. 2. More Home Choices: With LMI, you can consider homes that may have been out of reach if a big deposit was required. 3. A Helping Hand: It’s particularly handy for first-time buyers who are transitioning from renting to owning. #LMI #financebroker Sabea Financial 02 9816 9850 | mlowry@sabea.com.au | www.sabeafinancial.com.au  

Mortgage struggles on the horizon as Florida home insurance problems continue - H2 News Contact me to discuss the latest scoop in real estate! #MVPHomeGroup #eXpProud #realestate #realtor #dreamhomes #homesofinstagram #properties #homesearch #realestateinvesting #homebuyers

According to a recent survey of lenders, the volatile home insurance market is causing more problems in the mortgage process than ever before. With rates rising to a record high, one of the most prominent challenges lenders are facing is an uptick in DTI issues once the cost of insurance is factored in, with 68% of lenders reporting this problem. For many borrowers, that has meant having to downsize to a smaller mortgage to afford those higher home insurance costs. 37% of mortgage lenders reported clients who had to opt for a less expensive home. Working with an insurance marketplace like Matic — which offers 50+ national and regional carrier options — can help borrowers find a lower cost policy. Learn more about our solutions for the mortgage industry here: https://lnkd.in/d6dXECna

There is a lot more to homeownership than the cost of your monthly mortgage payment. Like what? Let’s peel back the layers. Our latest blog post goes deep, looking beyond the mortgage and delving into the real cost of owning a home. Whether you're a first-timer or a seasoned homeowner, these insights are invaluable. Check out the post for all the details. ➡️ https://bit.ly/3SDuFVA

National Mortgage Professional James Essen Brody McGuire Amanda Baker Lee Hammond Halee Daily Tyler Nagorski BJ Guido Nation One Mortgage - Southeast Division Desiree RowlesBloomberg News #bloomberg #lenderissue #teamc #lendingapprovals #dtichallenge #neversayno Interest rates and higher prices are not the only challenge to qualifying. We discuss more details with Bloomberg in todays article.