Junior Achievement of Orange County & Inland Empire’s Post

Teaching financial literacy for children or grandchildren is critical to ensuring that they have the skillsets and mindset around money that will help them succeed in life. Here are a few concepts that you can help: 1. Emphasize saving & practicing delayed gratification 2. Introducing investing and how compound interest can work for them 3. Create good credit card habits 4. Establishing a budget to assign every dollar a purpose 5. The concept of opportunity-cost can help children better understand the weight of their choices 6. Having a career talk can help them understand what they can expect to make in their desired field #financialliteracy #teachchildrentosave #gilbertaz

Education is the key that unlocks the doors of opportunity. By empowering individuals with literacy, we not only enrich their lives but also fuel the progress of entire communities. #financialliteracymonth #wealthymindwealthylife #fiscallyfit #learninvestgrow

Too many young people leave school without critical life skills in financial literacy, work and career readiness, and entrepreneurship to reach their potential in life, but there’s hope. JA is working on leveling the playing field, but we can’t do it alone. This back-to-school season, we need your support. Be a Game Changer and visit JA.org/Volunteer now. #BoundlessPossibility #BeAGameChanger

The Lasting Impact of Financial Literacy When students become financially literate, they are not just gaining knowledge-they are gaining power. This power enables them to become financially responsible adults who can build secure futures for themselves and their families. And this empowerment doesn’t just change individual lives—it strengthens entire communities. Financial literacy education is not just about personal responsibility, it's also about economic growth. A financially literate population can contribute to a more stable and prosperous economy. By empowering our students with these essential skills, we’re not just investing in their future, but in the future of our economy as a whole. How can we ensure that every student has the opportunity to gain these vital financial skills? The answer lies in our collective efforts. Let’s work together to create a ripple effect that benefits students, families, and communities alike. #FinancialSecurity #EducationForLife #CommunityImpact #BuildingFutures

Students need structured, cohesive support to succeed. Students from under-resourced communities face hurdles in understanding mainstream economics. Financial education can break barriers and transform lives. Challenges include: 🔸 Limited financial education access 🔸 Few banking options 🔸 Vulnerability to predatory loans 🔸 Mistrust of financial institutions 🔸 Inadequate career pathways 🔸 Systemic obstacles Let's provide the resources and support these students need! 🌱📚💡 #FinancialEducation #StudentSuccess #EconomicEmpowerment #TransformLives

Being an educator can be a challenging job that often leaves practitioners contemplating leaving the education sector to explore other opportunities because of the less financial rewards. However, there are many options to explore within education that are both fulfilling and rewarding, without having to compromise financial stability. Educators need to explore. #EducatorChallenges #EducationSector #CareerExploration #FulfillingWork #FinancialStability #EducatorRetention #RewardingOpportunities

Money makes the world go round, and yet, many individuals lack the essential skills to manage their finances effectively. Financial literacy education holds the key to empowering individuals with the knowledge and skills necessary to make informed financial decisions. In this article, we will delve into the significance of financial literacy education and explore how it can positively impact individuals, families, and communities. Click the link to know more.! https://lnkd.in/gM9yMB2Y #student #studentlife #college #collegelife #Study #studygram #careers #onlineeducation #exams #highereducation #jobs #jobseekers #jobsearch

📈 Amid a shifting enrollment landscape, institutions must find innovative ways to meet the needs of a changing student population. Our latest blog post spotlights how Lauren A. Keeling at Bellarmine University and Matt Magruder at Missouri State University approached recruiting a higher percentage of Pell students. ➡️ Read about two successful financial aid strategies and how marketplace data helped them to achieve their goals: https://lnkd.in/eUC5hihY #highereducation #highered #emchat #collegeadmissions #edtech #enrollmentleadership #enrollmentmanagement #edtech #students #enrollmentmarketing #highereducationleadership #pell

Consequences of Inadequate Financial Education ⛔ Poor Financial Habits: Debt Accumulation: without financial literacy are more likely to accrue high levels of debt, including credit card debt and student loans, without fully understanding the long-term implications. Insufficient Savings: Lack of knowledge about the importance of saving can lead to inadequate savings for emergencies and future needs. ⛔ Economic Inequality: Widening Gap: Financial illiteracy can exacerbate economic inequality, as those from disadvantaged backgrounds may lack access to informal financial education at home, further entrenching the cycle of poverty. ⛔ Increased Financial Stress: Mental Health Impact: Poor financial management and resultant stress can negatively affect mental health, leading to anxiety and depression. With such consequence possible, the importance of financial education cannot be taken lightly! I believe that educating oneself is paramount in not only improving your finances but also to ensure that your life is free from financial stress which can lead physical and mental strain.

Special thanks to Charlotte West and the Open Campus media team for putting this information together on the Federal Student Aid an Office of the U.S. Department of Education's recent announcement about loan consolidation for incarcerated borrowers plus an important reminder on Fresh Start, the temporary federal program to get defaulted loans into good standing, which is necessary to access Pell Grants. The loan consolidation doesn't have a deadline, but officials say that borrowers should take advantage of Fresh Start while it's available (until September 30). Follow Open Campus Media and find out more at https://lnkd.in/gyfS2U33 #StudentLoans #FreshStart #PellGrants #sySTEMImpactedpodcast #sySTEMImpactedpodcast #advocacy #STEMeducation #STEMcareers #equityineducation #reentry #formerlyincarcerated #mentoring #hope #rehabilitation #reintegration #lifeafterprison #secondchancesprograms #opportunity #empowerment #hopeforchange #breakingthecycle #transformativejustice #socialjustice #equity