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Motilal Oswal Manufacturing Fund Regular - Growth open-ended equity scheme. Closes in 6 Days. Live NFO. End Date: 02nd August 2024 Benchmark : Nifty India Manufacturing TRI (1Yr Performance 56.33%) Minimum Application Amount ₹ 500/- and in multiples of ₹ 1/- thereafter Minimum Redemption Amount ₹ 500/- and in multiples of ₹ 1/- thereafter or account balance, whichever is lower. Entry load : NIL Exit load : 1% - If redeemed on or before 3 Months from the date of allotment. Nil - If redeemed after 3 Months from the date of allotment. Investment Objective To achieve long term capital appreciation by predominantly investing in equity and equity related instruments of companies engaged in manufacturing activity. This product is suitable for investors who are seeking • Capital appreciation over long term • Investments in equity and equity related instruments of Companies engaged in the Manufacturing theme. Fund Managers Ajay Khandelwal Executive Group Vice President Niket Shah CIO & Fund Manager Santosh Singh Executive Group Vice President Rakesh Shetty Fund Manager/Dealer Atul Mehra Vice President Sunil Sawant Dealer and Fund Manager When placing your order in Mutual Funds, kindly select "YES" when prompted if you are assisted. You will need to input my Employee Unique Identification Number. EUIN: E484653 and ARN 259045. Investing Links. Dear User, Welcome to KFintech Investor Services. Please use the below link to download our app. Don't forget to rate us https://onelink.to/8z5qey -KFintech WhatsApp, 📞 9845211825, inbox here for hassle-free online investing in Mutual Funds. Prajval Madhav Uchil Mutual Fund Distributor. #PrajvalMFD #Mangalore #Udupi #Manipal #Kasaragod #Karnataka #India #Investing #Wealth #Money #Growth #Mutualfunds #Equity #Debtfunds #Bonds #Commodities #MultiAsset #InternationalEquityFunds #PersonalFinance #MutualFundsSahiHai #SochaSamjhaRisk #Deshkarenivesh #InformedInvesting #2024goals

📢Important Update: Fintech Confidence Up with Digital Lending Changes! RBI Governor Shaktikanta Das pointed out that the rules for digital lending have boosted private investors' confidence in the fintech sector. Rather than causing concerns, these guidelines have increased investors' investment certainty, fostering industry growth and improved regulatory oversight. #fundsutra #RBI #digitallending #lending #fintech #fintechgrowth #investment #digitalpayments #financialnews #finance #newsupdate #indianews #businesnews #news #money #india #pune #pcmc #aurangabad #mumbai #thane #nashik #ahmedabad #bangalore #hyderabad #gujarat

The Centre for Excellence in Entrepreneurship and Development (CEED) at Gokhale Institute of Politics and Economics, Pune, is conducting a brief #survey to understand how business owners view and use #digital_lending methods, such as mobile applications, to secure loans. Digital lending has been a tough nut to crack for the nano entrepreneurs given their reach and the size of businesses. They are often subjected to frauds and scams in the garb of loans with just one click. We want to study this awareness and hopefully bring a change to it. We request you to share this survey amongst the entrepreneurs in your network so that it gets a wider reach of audience. Their experiences and insights will help us in understanding the current landscape of digital lending. For our entrepreneurs, we believe their participation can contribute to shaping policies and tools that can improve access to financing for them across the country. Purpose: To assess awareness, utility, and trust levels in digital lending processes that use automated data, such as bank account information or GST returns. Time Commitment: 5 minutes. Confidentiality: Rest assured, all responses are anonymous and will be used solely for research purposes. Link to Survey - https://lnkd.in/dEcwxTME #DigitalLending #FinancialAccessibility #AccessToFinance #BusinessLoans #AccountAggreagator deAsra Foundation Yashaswi Udyojak

🚀 Unified Lending Interface: Revolutionizing Credit Access in India 🇮🇳 The Reserve Bank of India has unveiled the Unified Lending Interface (ULI), a game-changer in the world of finance, especially for rural and underserved communities. Just as UPI transformed digital payments, ULI is set to streamline credit delivery across the nation. 🌟 Key Highlights: - Seamless Credit Flow: Simplifies the lending process, reducing approval time, especially for small borrowers in agriculture and MSMEs. - Standardized APIs: Common APIs ensure easy integration of data, minimizing documentation hassles. - Digital Push: A crucial step in India’s digital transformation, driving financial inclusion and meeting credit demands. The future of lending in India is bright, inclusive, and digital. Let's embrace this change and be part of India's financial revolution! 💡 #ULI #DigitalTransformation #FinancialInclusion #FinTech #IndiaGrowth #CreditAccess #deepeshpandey #rbi #finaggtechnologiesprivetlimited FINAGG Technologies Private Limited bhumi finance Bajaj Finserv

#MSMEsinTier2CitiesofIndia #IndiasDigitalPublicInfrastructure #MSMEsinIndore As a young TechFin startup, we get stimulated by every bit of learning from our competitors, finance partners and the thriving MSME ecosystem. In this post, we are giving the big takeaways from the Indore chapter of  #SIDBI’s series (with the ET) meant specially for MSMEs in Tier-II cities of India. The Indore chapter captured conversations around cultivating financially resilient and competitive MSMEs, aligning with the #AtmanirbharBharat vision. A quick view of Indore : It is the biggest MSME hub with >1 lakh units in MP. And this fast growing tier-II city, the cleanest city in India, has MSME clusters in Auto components, Pharmaceuticals, Textiles, Offset printing & packaging, Leather etc. Now to the big takeaways 1. As India targets to be a $5-trillion economy by 2028, our MSMEs (63 million+) would play a much bigger pivotal role – they are poised to ramp up their contribution to India’s GDP from 30% to 50%. With the fast-paced digitization of lending journey by SIDBI (DFI), Banks, FinTechs, and the advent of digital rails and GST updates, this ambition seems achievable. The momentum will pick up on two fronts – a) Simplifying lending process to MSMEs  b) Formalization of Informal Business enterprise segment  2. Formalization of ‘IBES’ (the BOP) - Since this segment does not have GST registration and cannot get Udyam Registration Certificate, SIDBI created a parallel platform #UdyamAssistPlatform, where this segment can plug in through their lenders. Till date, more than 1 crore informal micro enterprises joined this platform. 3. India’s Digital Public Infrastructure (DPI) – the worlds best is the big enabler of credit. #Aadhar (the individual digital identity system) kickstarted a never-seen-before transformation. Today's KYC process is so smooth that  even ‘informal enterprises’ like vegetable vendors can think of seeking loans. #GST data is path-breaking. Earlier, banks used to give loans based on the balance sheet etc. Now they get granular details of daily trade at the MSME. The revolutionary UPI continues its impressive run. The QR code brought everyone who used to be in cash economy into the digital ecosystem. Account Aggregator is the latest thing - users need to share digitally their data with various financial institutions and service providers in exchange for easier access to credit 4. #ESG – Environment Social Governance will also enable credit : If MSMEs follow green & environment friendly practices like rooftop solar system, energy efficiency, waste management , green/clean technologies, water conservation etc they can get loans at cheaper rates. 5. #ONDC – Open Network for Digital Commerce – is an inclusive eco-system of e-commerce and serves as a platform for collaboration, networking among MSMEs, suppliers, and other stakeholders in the digital commerce ecosystem. The whole 2 hr+ long session is here https://lnkd.in/grcBehBn

"The most important attitude one can have is the desire to continue learning," as stated by the American philosopher John Dewey. Everyone has their own way of learning, whether through college, books, mentors, or advisors. The second path to learning is from our mistakes. Although costly, I've often found myself in that category. Most people are familiar with my background. When I started IppoPay, I was unaware of regulations and compliance. I didn't even know that I needed a net worth of 15 crore to start a payment aggregator business. I learned most of what I know after facing setbacks. The costs were always high. Now, I realize the importance of having a mentor who can advise and correct us before we make mistakes. When I first met Mr. SMN Swamy, I was impressed by his command over regulations that he has obtained through years of experience with the regulators. I realized that he is the right person to advise both me and IppoPay. In one of the podcasts, I was asked why the regulator is targeting fintechs in a sustained manner and what my view on this was. The interviewer was clearly seeking a provocative response. But my response to him, which I have also truly come to believe, was that the RBI is our 'Meippaan' (Master/ Shepherd), and we are all 'Aattu kuttigal' (Goats). They are responsible for ensuring that all 'Aattu kuttigal' proceed in the right direction. The system cannot be compromised with innovation as an excuse. The first step I took was to onboard Shabareesh Suresh, our General Counsel, who took IppoPay to the next level in terms of compliance. Thank you. Every step I take is with a great deal of caution, ensuring that we remain compliance-focused. We are an extremely compliance-focused startup now. Thank you SMN Swamy sir https://lnkd.in/gGs5Rujj I would like to take a moment to thank our banking partners and officials who support us ICICI Bank Tamilnad Mercantile Bank Ltd Fincare Small Finance Bank Fino Payments Bank Ltd Axis Bank National Payments Corporation Of India (NPCI) Eqitas Small Finance Bank

The next BIG thing in Fintech - Unified Lending Interface (ULI) 92% of SMEs lack access to formal lines of credit estimated at Rs 25,50,000 Crore India is hungry for credit and there are tons of offline loan sharks who have been thriving since ages due to non creditworthiness of tons of businesses as well as individuals due to plethora of reasons. ULI could be that innovation which could potentially make these SMEs as well as individuals creditworthy using Account Aggregator(AA) and India Stack rails. This could be hugely transformational to the lenders ushering in a new form of capital at right cost to make lakhs of new businesses grow significantly contributing to the growing economy of India tremendously. From UPI to ULI - do you think this can be the next big thing in Fintech? TDV Partners #fintech #lending #ULI #India #Indiastack

🚀 Major News in the Banking Sector! 🚀 Premji Invest, the family office of Wipro founder Azim Premji , is poised to make a significant move in the banking industry with talks to acquire a majority stake in Nainital Bank, a subsidiary of Bank of Baroda. Sources suggest that the proposed investment could value the Uttarakhand-based lender at approximately Rs 800 crore. With Premji Invest signing a term sheet and completing due diligence, discussions are at an advanced stage. It's anticipated that around 51% of Nainital Bank shares will be sold in the first tranche, eventually leading to divestment of the remaining ownership. This potential acquisition marks a strategic shift for Premji Invest, known for its active investments in the Indian startup and technology sector, including stakes in Policybazaar, Lenskart, and Kreditbee. While already holding shares in various financial entities, this would be their first foray into the banking domain. The move aligns with broader trends in the fintech space, where tech-first players are increasingly sought after to drive transformation within traditional banking institutions. Nainital Bank, operating across five states with significant loan and deposit portfolios, presents a promising opportunity for innovation and growth. Stay tuned for further updates on this exciting development reshaping the landscape of Indian banking! 💼💳 #PremjiInvest #NainitalBank #BankingSector #Fintech #TechTransformation

Meet Abhishek M R , visionary from Bangalore, boldly challenging traditional lending norms. Together with my expertise as a FinTech Lending specialist and Fractional CFO, we've embarked on a transformative mission to extend loans to those often overlooked – individuals with low or poor CIBIL scores. Over two intensive days, we deep dived into Abhishek's groundbreaking approach, leveraging alternative credit scoring methods. Our goal? To empower borrowers who've been sidelined by conventional models, ensuring financial inclusivity in the dynamic market of South India. From refining the credit assessment model to strategizing operational excellence, every moment spent has been dedicated to reshaping the lending landscape. This journey isn't just about loans; it's about rewriting financial narratives and providing opportunities where none seemed possible. But that's not all. We're gearing up for the next big steps – fundraising and execution. As we navigate this thrilling venture, stay tuned for updates on our quest to redefine the future of lending in South India. Join me in this exhilarating ride of innovation, empowerment, and financial transformation. Follow CA Manish Mish₹a #fintechrevolution #InnovationInFinance #SouthIndiaFinTech #FinancialInclusion #gamechangers

Banking, Financial Services And Insurance Industry Analysis - 2030 The Banking, Financial Services, and Insurance (BFSI) market is a significant segment of global financial markets, valued at over $22 trillion in 2023, with a projected CAGR of 6.3% through 2028. This sector encompasses a wide range of financial institutions, including retail and commercial banks, insurance companies, credit unions, and asset management firms. The growth is driven by digital transformation, fintech innovations, and a rising demand for personalized financial services. BFSI firms are leveraging AI and blockchain to enhance customer experience and security. North America and Europe lead the market, with Asia-Pacific showing rapid expansion due to increased digitization and financial inclusion. Top Companies in Banking, Financial Services And Insurance Industry || Robert Walters || Allen & Overy-NLU Jodhpur International Deal Negotiation Competition|| Capco || NIIT Technologies Limited || NIIT Limited || Stanbic IBTC || Ambition || Noor Bank || Zensar Technologies || Mojaz Support Program Official|| TOBINCO Group|| Figiliti| BEST BANK LTD || Cumulus Financial Services 3C IncoCrorp Inc || Market Transformations Report. AioPe|| The NESIS Group GB Ltd| Business Information Group, Inc. (BIG)|| Mojaz Support Program Official || TOBINCO Group || Figiliti #Banking #Financial #Services #innovation #management #digitalmarketing #technology #creativity #futurism #startups #marketing #entrepreneurship #money #sustainability #inspiration