CERTIFIED FINANCIAL PLANNER professional & Division Manager at IG Wealth Management
Almost at the end... 9. **Budget Assessment**: Analyze your spending habits throughout the year. Identify areas for improvement and set realistic budgeting goals for the upcoming year. To me, budget doesn't mean restrict spending, it means knowing where you are spending. Do you know how many times I have seen couples have multiple subscription to the same thing? Or businesses overpaying for utilities? Assess where funds are going and shop around for deals!
