Jorge López M-C’s Post

LatAm Fintech Perspective with Edwin Zácipa 🚀 from Latam Fintech Hub In our recent conversation, we explored the fintech landscape of Latin America in detail. Market Maturity: The sector is reaching new heights of consolidation and maturity, with Brazil, Mexico, and Colombia leading the charge. Digital Lending & Paytech: The offering in credit and payment technologies is robust, mirroring the region's push for financial inclusion and the digital embrace. Beyond Regulation: The conversation has shifted from regulatory challenges to scalability and building business models that can thrive across borders. Investor Attraction: Despite post-pandemic capital dips, fintech remains alluring to investors, highlighting the sector's innovation and resilience. Future Forward: Immediate payments, Open Finance, and non-financial services integration are pivotal trends. Open Finance, especially, could revolutionize financial services as we know them. Tech for Good: Using fintech to create opportunities and improve lives across LATAM is not just a goal; it's an achievement we're collectively striving for. Engage with Regulators: Building collaborative relationships with regulators is key to navigating this evolving industry. A massive shoutout to the Latam Fintech Hub for their in-depth analysis and for sparking meaningful discussions. If you're in Bogota and interested in Paytech, please attend https://lnkd.in/e3UmysZQ on April 26th. #LATAMFintech #FinancialInclusion #Innovation #FintechTrends #FinancialServices

NovoPayment Holds Required Regulatory Licenses to Provide Services in Ecuador! 🌟 We are excited to announce that we now have licenses as a banking auxiliary to enable transactions and payments in Ecuador, granted by the Superintendency of Banks, the Superintendency of Popular and Solidarity Economy, and the Central Bank of Ecuador. These certifications allow us to offer new use cases, innovative user experiences, and capture essential transaction flows, positioning NovoPayment as a trusted provider for major banks and cooperatives in Ecuador. Our platform offers: 🔹 Robust Financial Infrastructure 🔹 Certified Banking Security Transactions 🔹 Strong Network of Specialized Service Providers 👉 Learn more about our capabilities: https://lnkd.in/ggp8Nm3t 📞 Contact José Luis Olarte Giugni for more information on how our certified solutions can drive innovation and efficiency in the financial operations of banks, cooperatives, and financial institutions. #Fintech #DigitalFinance #RegulatoryCompliance #NovoPayment #Ecuador #BankingInnovation

There is a #fintech (r)evolution in #Latam and Revolut wants to be part of it!! Glauber Mota the neobank's CEO for Brazil is announcing they have a team on the ground with 2025 the year when we will start to hear more details about their local offering and landing 🛬. With their arrival to Colombia and their ops in #Mexico and #Brazil the Transatlantic(o) fintech connections will broaden for the Neobank. A big win for consumers and for financial services innovation in the region. There is a large opportunity in this land of more than 3️⃣ 0️⃣ 6️⃣ 0️⃣ fintechs and a population of more than 650 million🌎 ❄Transatlantic-o Connector❄ #innovation #growthmindset #financialservices #banks #regulation #regulators #capitalmarkets #vcfunding #vc #london https://lnkd.in/e4dH6d-7

What is known about Mercado Libre's intention to have a #bank in Mexico? The analysis has begun, with the goal of adhering to regulatory simplification, which would help it avoid problems with regulators. Here's the story exclusively for Día Fintech:

LATAM has a huge potential for banking and payments. We are still in the early stages of innovation and regulation but going into the right path. Understanding the complexity of this fragmented region in order to help global and regional companies to operate in the market frictionless is a fundamental part of our mission

FINTECH

Our CEO, Anabel Perez will be on an exclusive webinar on Embedded Finance this week! Explore how embedded finance is revolutionizing the financial sector and learn how it can elevate your business. Don’t miss out on this opportunity to join the financial revolution! #EmbeddedFinance #Fintech #FinancialRevolution #DigitalTransformation #FintechInsights

#IMPORTANT: Mastercard has released a new study on the digital transformation of remittances. This research, which I had the HUGE honor of coordinating from Payments and Commerce Market Intelligence, marks a significant milestone by: ➡ Revealing 8 global and regional trends shaping the present and future of remittance digitization. ➡ Unveiling unprecedented forecasts for 2026 regarding the share of remittance digitization worldwide and in Latin America. ➡ Presenting significant case studies and recommendations validated with industry leaders after months of interviews with leading firms in the sector, including Intermex Wire Transfer, LLC , MoneyGram International , Mercado Pago, Walmart, BAC, Namutek Fintech , Arcus, a Mastercard company, Paysend, Félix, LeapFinancial , h.way , Remitee, and the Mastercard Move team. Remittances play a crucial social role in #FinancialInclusion and the economies of emerging countries. They also present a MASSIVE opportunity for businesses in the payments industry. I invite you to read this new document and engage in discussion about it. Don't miss out! 👇 https://lnkd.in/gaWGZwug #Mastercard #Remittances #MTOs #DigitalRemittances #DigitalEconomy #Opportunities #FinancialInnovation #FinancialInclusion #LatinAmerica Stefany Bello Eduardo Marin Lindsay Lehr Kiki Del Valle David Goldschmidt Jose Interiano Jimena Delfino Rosy Ruiz Federico Darnond Francisco Milian German Roson Mauricio Schwartzmann Tomás Alonso Martínez Ian Goldberg Andrew Schmitt Christopher Luna Darren Ware Ximena Londoño Viviana Quiñones Chris Loh Alan Marquard Stephanie Vak-Stephens Luz Gomez Valerie de la Fuente Isabel Villagómez Dick Paul

Consorcio para Diseñar Futuro del Sistema de Pagos Mexico. Mexican Payment System enters a new era pushed by Asociación de Bancos de México ABM, A. C. , that would promote and facilitate #CoDi (cobros digitales; plataforma de pagos de Banco de México ) that uses #NFC and #QR technologies, leveraging 15 years of ultra efficient #SPEI system. On a race to reach Brasil #PIX #digital #payment system penetration that has changed completly banking services landscape in that country leveraging #OpenFinance. Account-to-Account Payment Services #A2A. Other important example about the benefits of this type of payment system is India #UPI Payments System, similar to #PIX (Brasil) and #CoDi (Mexico). Una gran felicitacion a Julio Carranza por esta gran iniciativa que aglutina los esfuerzos de los jugadores clave. See Marcel van Oost; “Connecting the Dots”. https://lnkd.in/e4jZFsYU #financialinclusion #ConsorcioM #tenderos #TConecta Grupo Bimbo Fincomún | Servicios Financieros Comunitarios UnDosTres Naveen Sharma #eCommerce #retailers ———————————- #whereiswally

Growing Fintech Ecosystem in Panama: Opportunities and Challenges The fintech ecosystem in Panama is expanding rapidly, bringing innovations that are transforming the way financial transactions are conducted. Here are some key points: - Ecosystem Evolution: Panama ranks 12th in the Latin American and Caribbean region, with 33 active fintech ventures. In Central America, it is the third country with the most fintech companies, following Costa Rica and Guatemala. - Fintech Services: Fintechs in Panama offer solutions for instant money transfers, online purchases with debit cards, paying for services and products using QR codes, and managing crypto assets with digital wallets. - Exponential Growth: According to the Inter-American Development Bank (IDB) and Finnovista, fintechs in Latin America and the Caribbean grew by 340% from 2017 to 2023. Panama's fintech market represents 1.08% of the total fintechs in the region. - Fintech Companies: Over 36 fintech companies are active in Panama, including payment services, remittances, insurance, and more. Notable companies include Cuanto, PayCaddy, Zinli, Kali, Kash, YapayaMovil, and others. - Bank Digital Wallets: Banks in Panama are also participating in the fintech boom with digital wallets like Yappy (Banco General), Nequi (Banistmo), Kuara (Global Bank), Wally (Banesco), BEN (Banco Nacional de Panamá), and Mi Wallet (Caja de Ahorros). - Challenges and Potential: Rafael Robinson president of the Fintech Chamber of Panama, highlighted the significant potential for industry development but noted challenges such as achieving financial inclusion for all and promoting financial education, particularly among youth. - Financial Inclusion: The IDB report states that 11.11% of fintechs in Panama target the unbanked population, aiming to include them in the financial system and formalize their finances. Panama's fintech ecosystem is on the rise, presenting numerous opportunities for growth and innovation. Interested in learning more about the opportunities in Panama? Let’s chat! https://lnkd.in/eUgaP2Ub