Joseph Watts’ Post

Let's Talk About The Spread Between Mortgage Rates And The 10yr Treasury

Let's Talk About The Spread Between Mortgage Rates And The 10yr Treasury

When the Fed decides to make changes to its benchmark rate, called the federal funds rate, it can indirectly impact the kinds of rates you're offered from mortgage lenders. Find out why it matters. Message me if I can be of any help. Feel free to share this post. 👍 #TheMortgageDoctor #CreditCoach #JohnNorris #Mortgage #FinancialInfluencer #luxuryrealestate #home #affordablehousing #wealthgap #homebuyergap #americandream #apartments #USBank #refinance #NAREB

Let's Talk About The Spread Between Mortgage Rates And The 10yr Treasury #mortgage  https://lnkd.in/ebg74BUy

One last thought on this topic, or rather, a question for those who've been so concerned with spreads recently: If the spread only manages to get back to 2% (something we've just shown to be exceedingly possible without any official intervention) and 10yr yields simultaneously fall to 2% for economic/inflation-related reasons, would you still care about the spread? As you consider your answer, keep in mind that the historically elevated spread of 2% would equate to 4% mortgage rates in that scenario.

Hugo Davies, Chief Capital Officer and Interim CFO at LendInvest (LSE: LINV) sheds light on the impact of swap rates on the mortgage market. Could these rates hint at future interest rate drops? Find out more in this insightful analysis. https://hubs.ly/Q02k1pJm0 #SwapRates #MortgageMarket #InterestRates #EconomicIndicators #FinancialAnalysis

Let's Talk About The Spread Between Mortgage Rates And The 10yr Treasury #mortgage #rates #housing

Prepayment and duration risk have inflated the spread between 10 yr Treasury yields and 30 yr fixed mortgage rates. This spread has a historic average of about 180 basis points but has recently been as high as 292 basis points. Relief may be a ways off as both prepayment and duration risk will remain in place until rates move below 5.75-6.25%.

10 things to know about the mortgage market right now: https://buff.ly/4bEyaC9 With First Home Grants a thing of the past and the Reserve Bank signalling mortgage rates are set to be higher for longer, would-be buyers will have a keen interest in how easy (or not) it is to access lower deposit finance. Talk* to us about your first / current / next investment property today; we’ll help you evaluate your situation and connect you with the right people; call 0800890132 or visit EpsomTax.com for tax advice, strategy&structures and #investments, including #propertyinvestment cryptoinvestment nfts managed funds shares #investmentproperty #property #propertymarket #lending #rentalproperty #realestateinvestment #rentaltax #realproperty #investments #propertytax #propertytaxes #markets #shares #sharemarket #investment #investmentstrategies #investmentstrategy *我的中文说蹩脚，hablamos español, falamos português.

‘Sugar hit’: Bank slashes its mortgage rate by 1% for first-home buyers: https://buff.ly/4aG3LSw One of the country’s smaller banks has slashed its one-year interest rate for first-home buyers to 6.14%, but mortgage brokers and economists aren’t expecting copycats anytime soon. Talk* to us about your first / current / next investment property today; we’ll help you evaluate your situation and connect you with the right people; call 0800890132 or visit EpsomTax.com for tax advice, strategy&structures and #investments, including #propertyinvestment cryptoinvestment nfts managed funds shares #investmentproperty #property #propertymarket #lending #rentalproperty #realestateinvestment #rentaltax #realproperty #investments #propertytax #propertytaxes #markets #shares #sharemarket #investment #investmentstrategies #investmentstrategy *我的中文说蹩脚，hablamos español, falamos português.