KarChing Inc’s Post

KarChing is a safe driving, cash incentives, anti-texting, platform for parents, teens and insurance companies. We “cashify” the teen driving experience in order to create better more focused drivers, save money and save lives of all kinds on the roads. See it at www.KarChing.com - it's free to use and for those who have kids that require parent drive-along - it tracks that too!
 How KarChing uses a variety of features to track driving behavior, including speed, acceleration, braking, and phone usage How KarChing is the ONLY driving app built for teens and their parents that rewards young drivers for distraction-free behaviors while behind the wheel How KarChing provides discounts on car insurance for teens and parents through its multi-carrier embedded insurance sales brokerage program How Driving Schools and Instructors can also learn how to make additional money with the KarChing App Thank you for your interest. #insurTech #driversafety #Teens #drivingschool #Autoinsurance #CarInsurance #teenDrivers #safedriving

As we hail rides from our smartphones, the insurance landscape of rideshare giants Uber and Lyft plays a critical role in ensuring the safety and security of passengers, drivers and even pedestrians. In New Jersey, understanding the nuanced changes in coverage based on the app's status is paramount for anyone engaging in the rideshare experience. Check out our latest Personal Injury blog post, "Riding the Digital Waves: Decoding Uber and Lyft Insurance in New Jersey": https://bit.ly/3HH9BHv #uber #lyft

Improper driving in a school zone could result in serious injuries, not to mention significant fines and a potential increase to your insurance premiums. Passing a school bus improperly, failing to obey school crossing signs, and speeding in school zones, to name just a few, are all major offences and can easily be prevented by using common sense and driving carefully within the law. #crashbay #automotive #marketplace #digitalmarketplace #technology #saas #whitelabelsolutions #carcare #carrepair #digistore #automotivetechnology #safedriving

Here are tips to help your teen avoid crashes and stay safe on the road. 🚘🚦🚨 According to a report from the Governors Highway Safety Administration (GHSA) and Ford Motor Company Fund, speeding and lack of experience are often to blame for risky teen driving behavior. This may explain why motor vehicle crashes are the leading cause of teen fatalities in the U.S. Safe driving tips for teens • Ensure compliance with graduated driver licensing (GDL) laws - Many states have rules that prevent teens from driving at night or with other teens. Know the laws in your state and possibly set stricter standards. • Restrict night driving - Close to two-thirds of fatal crashes that happen at night are speed-related and involve 16-year-old drivers. • Keep a safe following distance - In everyday driving conditions, the general rule is "three seconds plus."When the vehicle before you passes a stationary object, begin counting. It would help if you reached that same object no sooner than three seconds, four seconds ideally. Increase following distance when visibility is poor, or you're in traffic. • Limit teen passengers - Research has shown significant reductions in deaths were associated with graduated driving laws, including a restriction on carrying passengers or the number and age of passengers taken. Make sure your teen knows how to keep passengers safe. • Share the car to prevent speeding - Parents can also set a good example by practicing safe driving themselves. Discuss consequences. Teenage speeding puts lives and licenses on the line. It can also be expensive, and pricey tickets can increase insurance premiums. • Be involved - Frequently ride with your teens to be sure they're being safe. And when you're driving, be a good role model. Always travel at a speed appropriate for the road conditions and reflect on what may have changed since you started going. #TeenDrivingSafety #TeenDrivers #CarSafety #ZempelInsurance #LakeMills #LakeMillsInsurance #LakeMillsOffice

Did you know drivers between 16-19 years of age are nearly three times more likely to crash than older drivers? Check out our latest article filled with tips for parents, as well as a 'Teen Driver Toolkit' you can download that includes a driving agreement you can sign with your young driver. #OperationSafeDriverWeek #TeenDirver #RiskManagement #InsuranceInsight

Summer is here which means your teen is out of school and on the road. In fact — teens spend 44% more time driving over summer break. Review these tips to help your teen be a safe and attentive driver. 🚗🛑 #DreamTeamWeaver #insurance #carinsurance #homeinsurance #lifeinsurance #businessinsurance #work #family #newarkohio #protectyourdreams #dreamfearlessly #localinsuranceagent #insuancequote #amfam #customerservice #5starreview #weloveourcustomers #dreamprotectors #iknowaguy

#whatswhatWednesday Teen driver in the household can be costly for your insurance premiums. Make sure you are getting every advantage on your insurance by asking your agent if your company offers the following discounts and if your family qualifies for them: -Good student discount (usually applies for B average students or better, will need proof) -Driver training discount (most carriers now offer their own driver training or are specific about what would qualify so check this before enrolling!) -Student away at school (most carriers offer a substantial discount if you have a child away at college over 100 miles away without a vehicle with them) -Telematics programs also offer discounts and are a great way to help in coaching your new driver in their driving skills Some other tips for keeping your insurance premiums in check when you add a teen: - Buy an older model vehicle for your new driver, new models cost more to repair/replace thus are more expensive to insure - Keep your youthful driver on your policy (we get lots of calls from clients asking if it'd be cheaper to put their youthful on their own policies and the answer to that is NO) - Check your auto deductibles, can you afford a $500 or $1000 deductible for collision instead of $250? If so, it could save you hundreds of dollars per year. - Shop your insurance when you add a youthful driver! Not all carriers are good with young drivers so shopping to make sure you have the best company who is good to teens can be HUGE. Adding a teen and want to review these items? Give us a call 724-510-0200 and we'd love to help you!

Interesting Read for any parents and young drivers. Could save you some time and narrow down your search. #howdeninsurance #youngdrivers #firstcar #howden

Advantages of going Carless - Money, Money, Money Sure, there are disadvantages to going without a car, but let me talk about the advantages for a bit. We moved to Hawaii. It was going to cost 2500 per car to ship them to Hawaii and the price was going up. It might cost less now that the pandemic is over. One was a 20 year old Toyota Echo in which I got 41 mpg and could get 43 mpg if I really tried. Had about 200K miles on it - not worth shipping. The other was a 7 year old Nissan Leaf. Dealer wanted to pay me good money for it. Sold! We were moving to Oahu which has a very good bus system. So, let's try it for a bit. Another reason to go with the bus is we hate driving in city traffic. Well, I myself just don't care to drive. I don't have to be in control of that. And let's face it, the car is really in charge. We now live 20 minutes from the stores and we don't mind walking. Lugging lots of groceries can be a challenge, but there are solutions for that. Not owning a car means, no $1000 for gas (or electric), no money for maintenance, though we only maintained the Leaf yearly and I wised up on what needed to be maintained on an electric car - not much. No $2000+ for car insurance. No $40,000 for new car. No $ for interest on car loan. No $500 for car registration. We decided to get our HI Driver's license. State ID would have been less, but what if we need to drive sometime? Bus pass costs us $100 each per year because we're seniors. At some point, we'll be able to use it to ride the Honolulu Train. So, riding bus can get pricey, but it's still a lot less than owning a car. I take Uber when I need to go a distance and it would be two buses - don't want to be late for an appt. My wife has fragrance allergies and can't afford to take that chance. I've found a fragrance free driver with limited availability. Another who'll take us to/from the airport - and there's a fragrance free shuttle which also does that. It's harder for my wife to take Uber and harder for her to walk Groceries home when I'm not available to do that. We have a DeBest Shopping Cart which helps. We also have a Beach Wagon, but that's kind of wide in the aisles. Some people use Strollers, but we'd want to borrow an infant. To solve that problem we could use a Service like Door Dash to buy the groceries. At $30-$50 per trip, that money would add up, but Door Dash will let you add onto an initial order so that the Dasher (and possibly Dancer) will stop at multiple stores (and restaurants) for you. Possibly even Farmer's Markets. $2500/year if you do this weekly. That's less than owning a car. Possibly, I could do hourly rental from Uber or Hui. Don't know what that costs. Oh yeah, I don't want to drive. We could step it up and get a trike or cargo bike to help us out. Then we'd have to deal with keeping it secure and riding it in traffic. We have enough trouble not getting hit when we're walking around here. We're still keeping bike/trike as an option, possibly a skateboard.

Over the last few years at University of CO, i along Cathy Bodine, Greg Forleza and Hal Joseph worked on an innovation to make driving safe for people with diabetes. We surveyed more than 400 people with T1D to understand their driving and associated risks. >70% responded having at least one hypoglycemia while driving and ~5% reported having vehicular accident due to hypoglycemia. This is despite 94% of respondents were using CGM. To solve this problem, we developed a mobile App (wire frame version) to guide people with diabetes on recognizing and treating low blood sugar while they are driving. Our application has multi-layer automated guiding support from just alerting an individual to calling 911 or family members during critical low blood sugar periods. We tested this wire frame among people with type 1 diabetes through a focus group study, and most people liked our app and showed interest in using it in the future. Now, we spin off a start-up. I am seeking for student/expert to be a part of out team to build app and bring it to market. Our intention is clear, this app should not be punitive and wants to keep it off the hands of car insurance companies. Thank you for your help.