Jesse M. Laseman, CIA, CFE’s Post

How were they allowed to buy a failed Signature Bank with weak internal risk management controls and CRE concentrations? Did the regulators not know this before the transaction? #NYCB #regulators #riskmanagement #risk

In this higher rate environment, management teams are working with a new set of variables when it comes to financing and interest rate risk management. This article does a great job of highlighting how the current environment could impact your organizations overall corporate strategy. #commercialbanking #wellsfargo

The integration of Quantifi enhances Pepper’s risk assessment and facilitates hedging decisions on a local and global scale. Pepper can also run complex scenario analysis on interest rate, pre-payment, and pipeline risk. Learn why Pepper Financial Services Group selected Quantifi > https://lnkd.in/e5YirBZ9 #marketrisk #riskmanagement #derivatives

https://lnkd.in/eQRPbuJz NYCB shares tumbled 26%, after material weakness disclosure last week (ineffective oversight, risk assessment and monitoring activities). ➡️ ERM is based on the idea that risk is an inherent part of the business. However, those same risks can sometimes cause a business to suffer adverse consequences. ➡️ Companies should evaluate whether their internal controls are keeping pace with changes in the regulatory environment and are aligned to Company’s business objectives. #InternalControls #DeloitteCFOAdvisory

As 2024 approaches, and we begin our 10th year of this journey, MBL Risk Analytics is gearing up for a year that promises both challenges and opportunities in the commercial lending sector. We’re anticipating continued current interest rate levels with some relief; however effective portfolio management will remain as crucial as ever. The challenge is dealing with maturing loans or loans with a rate re-set at much higher rates. Many experts are anticipating an "extend and pretend" approach to take shape in 2024 to deal with these loans. At MBL Risk Analytics, we are prepared to support our financial institution partners through these times. Our commitment in the new year is to equip our partners with the necessary tools and insights, empowering them to navigate the complexities of the market. We are dedicated to assisting in exploring innovative lending options, strengthening risk management and compliance practices to position success in the new and challenging year. #commerciallending #financialriskmanagement #riskanalysis

Learn about #SEC climate-related disclosure rules, the #FASB purchases financial assets project, a Fed vice chair speech on credit risk management and more in the Crowe March 2024 Financial Institutions Executive Briefing.  

Given the volatility in bond and funding markets, derivatives can prove vital to stabilizing or enhancing profitability and preserving capital.

Learn about #SEC climate-related disclosure rules, the #FASB purchases financial assets project, a Fed vice chair speech on credit risk management and more in the Crowe March 2024 Financial Institutions Executive Briefing.  

In this higher rate environment, management teams are working with a new set of variables when it comes to financing and interest rate risk management. This article does a great job of highlighting how the current environment could impact your organizations overall strategy.

“Derivatives do their best work when the environment changes more quickly than you can adjust your pricing or lending strategy or your portfolio in general,” says Todd Cuppia, a managing director at Chatham Financial who leads the balance sheet risk management practice. #InterestRates #Hedging #FinancialInstitutions #BalanceSheet